Tapere Hewett, MBA - Mortgage Broker’s Post

As someone working in the tech space, your income might come from a mix of salary, bonuses, stock options and various allowances. While these enhance your overall remuneration, they can also complicate the mortgage process without the right help. Here are three quick tips that could help you secure the best mortgage deal: 𝟭. 𝗥𝗲𝗰𝗼𝗴𝗻𝗶𝘀𝗲 𝗬𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲 𝗦𝗼𝘂𝗿𝗰𝗲𝘀: Learn how lenders will view your bonuses, stock options, and allowances. 𝟮. 𝗘𝘅𝗽𝗹𝗼𝗿𝗲 𝗬𝗼𝘂𝗿 𝗢𝗽𝘁𝗶𝗼𝗻𝘀: Fixed-rate, variable rate, offset mortgages or interest-only? Each mortgage type has its own unique set of pros and cons. 𝟯. 𝗚𝗲𝘁 𝗘𝘅𝗽𝗲𝗿𝘁 𝗛𝗲𝗹𝗽: Working with a mortgage advisor who is well-versed in the tech industry can make a world of difference and enhance your ability to secure the best rates and terms. Are you ready to explore your options? Book a complimentary consultation using the link above to discuss how I can help you navigate the mortgage process smoothly and efficiently. #MortgageTips #TechProfessionals #MortgageAdvisor #HomeBuying

In today’s market, it’s not about me—it's about YOU. Whether you’re a homebuyer or one of my amazing real estate partners, my priority is providing solutions, insights, and value that make your life easier. ✅ For Clients: I'm here to guide you every step of the way, making the mortgage process as smooth and stress-free as possible. Your goals are my goals. ✅ For Realtors: Sorry agents no coffee appointments or dropping my flyers off at your office. That's not me. I’m committed to helping you find clients, close deals faster, simplify the process, and enhance your client experience. I'll be with you rolling up my sleeves and getting to work. If I can provide any insights or assistance, let’s connect. My success is measured by how much I help YOU succeed! #ValueFirst #HereToHelp #MortgageSupport #Teamwork #columbusrealestate #columbusohio #columbusohiorealtor

Let's deep dive into the exciting world of mortgage brokering! 🏡💼 Wondering how to stand out from the crowd and build a strong personal brand? First things first, let's talk about the importance of having a strong personal brand. As a mortgage broker, you are the face of your business. Clients trust you with their biggest financial decisions, so establishing trust and credibility is key. 💪 Next, let's discuss the power of networking. Build relationships with professionals like realtors and financial planners to expand your client base and credibility. 🤝 Don't forget social media – platforms like LinkedIn and Instagram can showcase your expertise and connect you with clients. 📱 Lastly, exceptional customer service is crucial. Going above and beyond for clients, providing personalized advice, and responding promptly can build a strong personal brand. 🌟 Remember: showcase your uniqueness, network effectively, leverage social media, and provide exceptional service. Cheers to your success! 🥂 #MortgageMastery #StandOutBroker #PersonalBrandPower

36% of self-employed people did not apply for a mortgage because they thought they’d be rejected. That was one of many facts and statistics that came out of Fridays The Openwork Partnership Mortgage & Protection Roadshow in Solihull. This is a fact from Eloise Hall at Kensington Mortgages during her presentation. It really stuck with me though. 36% of self-employed people. 1 in 3. That’s crazy. I arrange mortgages for self-employed people all the time. Yes, they may take a little more understanding of how your income is made up; are you a sole trader, a partner, a CIS worker, contractor, or a Limited Company Director? It may take a little more time to find the right lender, is your income sufficient if averaged over the past couple of years, or do we need to find a lender that just looks at the latest year? If your income is from a Limited Company we also need to look at if we’re best to use a lender that sees your income as your salary and dividends, or your salary and share of net profit. But, because I know how and who to approach, your chance of being rejected is no greater than an employed person. So, what’s stopping you? Get in touch with me at Barnsdale Financial Management for a chat and let’s see how we can help you. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE. #mortgage #property #barrsiter #solicitors #legalexecutive Approved by The Openwork Partnership on 10/05/2024

🏡 Attention 1099 Employees! 🌟 Unlock Exclusive Mortgage Programs Today! 💼 Hey there, fellow 1099ers! Are you tired of feeling limited by traditional mortgage options? Ready to explore a world of possibilities tailored just for you? Look no further! As a 1099 employee, your financial situation is unique, and so are your homeownership goals. That's why I'm thrilled to offer a range of mortgage programs designed specifically with you in mind. 💡 Whether you're a freelancer, contractor, or self-employed professional, I've got a variety of flexible mortgage solutions that can help make your homeownership dreams a reality. From specialized loan programs to personalized guidance every step of the way, I've got you covered. Don't let outdated lending standards hold you back! With my expertise and access to exclusive programs, we can find the perfect mortgage solution that fits your needs and empowers you to achieve your goals. Ready to take the next step towards homeownership success? Let's connect and explore the possibilities together! Drop a comment or send me a message to get started. 🏠✨ #1099Employees #MortgageOptions #HomeownershipDreams #TailoredSolutions #homeloans #homebuyer #texasrealestate #realestate #sanangelotx #kyrealestate

"Unlocking Success: 5 Lessons Learned to Propel Your Reverse Mortgage Business to New Heights" Unlocking success in the reverse mortgage industry isn't just about luck – it's about learning and implementing key strategies. After 20 years of experience, I'm excited to share the five lessons that propelled my business to new heights: 1) Simplify the complex: People crave clarity regarding financial matters. I saw a dramatic increase in client understanding and engagement by simplifying my presentation with visuals and straightforward language. 2) Focus on solutions, not products: I started selling solutions to my client's financial challenges instead of selling a reverse mortgage. This shift in mindset not only boosted my conversions but also strengthened client relationships. 3) Speak their language: Understanding your audience is crucial. Using familiar language and terminology resonating with my prospects, I could build trust and rapport more effectively. 4) Ask the right questions: Asking open and open-ended questions helped me uncover my clients' needs and desires, allowing me to tailor my solutions to their unique situations. 5) Visual storytelling: Pictures are worth a thousand words. Incorporating visuals into my presentations helped me convey complex concepts clearly and compellingly, leading to higher engagement and conversion rates. #ReverseMortgage #BusinessSuccess #ReverseMortgageOriginator #IncreaseReveseMortgageVolume #LessonsLearned #H4p #HECMforPurchase #HECM #HECMsales #HECMToolBox

“Looking to grow your business through trusted partnerships? 🌟 Our Eatontown office is where top professionals in the mortgage, real estate, and financial industries come together to build powerful collaborations that drive success. At Got Mortgages we don’t just focus on transactions—we focus on relationships. Our brand is built on trust, expertise, and a commitment to helping our partners succeed as much as our clients. By partnering with us, you gain more than a service provider—you get a dedicated team that’s invested in your long-term growth. With a strong reputation for closing deals quickly and efficiently, we take pride in being the go-to resource for those seeking more than just a typical mortgage experience. Our attention to detail, market insight, and relentless focus on client satisfaction make us a standout partner you can count on. Visit us at our Eatontown office to explore how we can help grow your business, elevate your brand, and create lasting success together. Let’s build something great! 💼🤝 #GotMortgages #PartnerForSuccess #EatontownBusiness #CollaborateAndGrow #BrandExcellence”

Day 9 of my #birthdaymonth (yes, posting on day 10 ‘cause I’m awesome like that! 😂… also because I thought yesterday was the 10th 😖😖) I’ve got an epic ask today! I’m on a mission to get 3 intros a week, for the next 3 weeks (3x3, baby 💥), to USA-based mortgage companies ready to level up with our Badasserie Mortgage Consulting. Here’s the deal: if you know a US BASED mortgage company looking to blow past the competition and crush their goals, introduce us! With 50+ years of combined sales, coaching, and consulting experience, we deliver customized, results-driven strategies that guarantee serious growth. So, who’s ready to have a conversation that could change everything? 😏 Slide into my DMs or make that intro! #GameChanger #MortgageConsulting #LevelUp #MakeShitHappen #birthday #virgo #sales #efficiency #realestate

2024 is around the corner, and a new year means new goals! If purchasing a home is on your to-do list next year, I have 4 resolutions to help you start the home buying process off on the right foot. 1. Work on your credit score. Your credit score can make or break your ability to secure a loan. Pull your credit report, determine where to improve, and get to work! 2. Avoid making any large purchases or taking on new debt. I'm not saying it's bad to make those big-ticket purchases, but it can affect your credit score, which can cause unexpected hiccups and derail your plans. 3. Don't quit your current job! Lenders like to see a steady 2 year work history, although it is not impossible to qualify for a mortgage if you've been with your employer for less than two years. It's best to wait until after you're in your new home to avoid any complications. 4. Don't sign up for any new monthly subscriptions! This will help you save money and keep your priorities in check. I’d love to help you reach your 2023 real estate goals! Send me a DM, and let’s chat! SDHomeSweetHome.com #NewYearNewGoals #HomeBuyingProcess #RealEstateGoals #HomeOwnership #DMMe #RealEstateAgent #Rondahopperrealestate