Tenant Advisory Group, LLC’s Post

Sale leasebacks can be an attractive alternative to traditional loans. Unlike a loan, a leaseback transaction can improve a company’s balance sheet health by reducing liabilities and increasing current assets in the form of cash and the lease agreement. ✔️ We make it our priority to understand your needs and objectives. This could include your financial goals, operational requirements, and future plans. This step is crucial to ensure that the sale leaseback arrangement will be beneficial for you. ✔️ We evaluate the property in question. This includes its location, condition, market value, and potential for appreciation. This information is important to determine the feasibility of the sale leaseback arrangement and to set a fair price for the property. ✔️ Once the property has been evaluated, the next step is for us to negotiate the terms of the sale leaseback agreement. This includes the sale price, lease terms, and any other conditions. The negotiation is conducted in a way that ensures your needs are met. ✔️ After the terms have been agreed upon, the final step is for us to close the deal. This involves finalizing the sale and lease agreement, transferring the property title, and setting up the lease payments. We ensure that the process is transparent and that you are fully aware of all the terms and conditions of the agreement. Visit https://loom.ly/QTsJ6sI to learn more. #salesleaseback #lease #leaseback #sale #video #learning #commercialproperty #commercialrealestate #chicago #chicagorealestate

When buying a business, deciding how to finance your purchase isn’t a decision to take lightly. Your seller may offer seller financing, but is it right for you? Read this week's article to review the pros and cons of seller financing for the buyer. #sunbelt #businessbrokers #exitstrategy #exitplanning #successfulbusiness #sellingyourbusiness #sellerfinancing #financingsolutions

⚙ {M&A Process/7} Prearranged financing 🏦 Whenever we can, we work with lenders to obtain a pre-arranged financing package for potential buyers. 👉 Having so-called "stapled financing" in place makes the business more attractive to potential buyers: 1/ It shows the business is financeable in a broad sense. 2/ A specific lender likes the transaction and the loan. 3/ A third party with a vested interest in the business's financial performance has done some vetting.* 👉 We include the prearranged financing as a supplement to the CIM. {This is the origin of the term "stapled financing" - it's stapled to the CIM or other marketing book.} 👉 Buyers are, of course, always free to obtain their own financing. *To be clear, prearranged financing often doesn't involve a detailed examination of the target. That can vary depending on deal size and complexity, but buyers should view the staple as a starting point for considering financing options, not the only avenue. Of course, many buyers do end up using the featured lender, which was likely tapped for a reason, but they should make that choice after shopping the deal. 🚦 Also, I generally caution clients that you don't really know financing is in place until the wires are received. Thanks to Matt Bowles's comment for prompting this edit.

🚜 Deciding between leasing and financing heavy equipment? Understand the benefits of each to make the right choice for your #SmallBusiness. #HeavyEquipmentFinancing #BusinessGrowth https://bit.ly/3UPwgcb

Seller financing can be a powerful tool in business transactions, offering benefits for both buyers and sellers, but it also carries certain risks. This arrangement allows the seller to act as the lender, financing part or all of the purchase price. It can be especially useful when traditional financing options are limited or when the buyer lacks immediate access to full capital. From the seller's perspective, offering financing can attract more buyers, especially those who may not qualify for bank loans. It can also help achieve a higher sale price, as the terms can be more flexible than what financial institutions offer. Additionally, the seller can generate ongoing income through interest payments, often earning more over time than through a lump-sum cash sale. However, seller financing also carries risks -- mitigatable, but risks nonetheless. There is always the possibility that the buyer could default, which could lead to legal complications or the need to take back the business. Sellers must carefully evaluate the buyer’s financial health and business acumen to minimize this risk. This approach also ties the seller to the business post-sale, meaning they may not receive full payment immediately, which can be a drawback if they need liquidity for other ventures. For buyers, seller financing can make acquiring a business more accessible and affordable, as the terms are often more negotiable. But the buyer must carefully consider the terms to ensure the interest rate and repayment structure align with their financial goals. If you'd like to discuss seller financing further, reach out! My team and I would love to assist. #buyingabusiness #sellingabusiness #businessbrokerage #businessbroker #sellerfinancing

𝐋𝐨𝐨𝐤𝐢𝐧𝐠 𝐭𝐨 𝐛𝐮𝐲 𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐨𝐫 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐚 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬? 𝗧𝗲𝗿𝗺 𝗹𝗼𝗮𝗻𝘀 might be your solution! Whether you're purchasing a business, franchise, or property, this loan option offers flexibility to suit your needs. From retail spaces to industrial sites, hotels, or aged care facilities, term loans cover a wide range of commercial real estate. You'll need security, such as property or business assets, and factors like loan purpose, business history, and repayment capacity will impact your terms. With options for fixed or variable rates, and principal or interest-only repayments, consulting a business finance broker is the best way to navigate your choices. 𝙁𝙤𝙧 𝙈𝙤𝙧𝙚 𝘿𝙚𝙩𝙖𝙞𝙡𝙨 𝘾𝙤𝙣𝙩𝙖𝙘𝙩 𝙪𝙨 𝙩𝙤𝙙𝙖𝙮! 📞 0430 083 507 📧 admin@creditpartner.com.au 🌐 creditpartner.com.au 📍 207 2 Infinity Drive Truganina, VIC 𝗙𝗼𝗿 𝗺𝗼𝗿𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀 𝘃𝗶𝘀𝗶𝘁 𝗼𝘂𝗿 𝘀𝗶𝘁𝗲: https://lnkd.in/dtHMbB_T #CommercialRealEstate #BusinessLoans #TermLoans #FranchiseFunding #RealEstateInvestment #BusinessFinance #PropertyInvestment #SmallBusiness #FinanceTips #LoanOptions #BusinessGrowth #InvestingSmart #FinanceBroker

Partial seller financing is often a beneficial option when buying a business for several reasons: 1. Reduces the Buyer's Upfront Costs The buyer can purchase the business without needing as much cash upfront, making it more accessible. This flexibility can be crucial for buyers who may not have immediate access to large amounts of capital or who wish to preserve cash for operating the business post-sale. 2. Shows Seller Confidence When a seller agrees to finance part of the sale, it signals to the buyer that the seller is confident in the business's future success. This reassurance can reduce the buyer's perceived risk, as the seller remains financially invested in the business. 3. Easier Access to Financing Lenders may view the transaction more favorably when the seller finances part of the deal. It demonstrates shared risk between the seller and buyer, which can improve the chances of securing a loan or other forms of financing from banks or investors. 4. Smoother Transition of Ownership Since the seller is still financially involved, they may be more willing to assist with the transition, offering advice and support to ensure the business continues to run smoothly. This hands-on help can increase the chances of success for the new owner. 5. Tax Benefits for the Seller From the seller’s perspective, offering partial financing can provide tax benefits. Instead of receiving the full purchase price as a lump sum, which might trigger a large capital gains tax, the seller can spread out their income over several years. Overall, partial seller financing creates a win-win scenario, giving buyers flexibility while providing sellers with a continued stake in the business's success. If you or someone you know is looking to buy a business, give me a call to discuss the specifics. #SBA, #M&A, #BusinessAcquisition, #BusinessBrokers, #CommercialLending, #Businessforsale

⚙ {M&A Process/7} Prearranged financing 🏦 Whenever we can, we work with lenders to obtain a pre-arranged financing package for potential buyers. 👉 Having so-called "stapled financing" in place makes the business more attractive to potential buyers: 1/ It shows the business is financeable in a broad sense. 2/ A specific lender likes the transaction and the loan. 3/ A third party with a vested interest in the business's financial performance has done some vetting.* 👉 We include the prearranged financing as a supplement to the CIM. {This is the origin of the term "stapled financing" - it's stapled to the CIM or other marketing book.} 👉 Buyers are, of course, always free to obtain their own financing. *To be clear, prearranged financing often doesn't involve a detailed examination of the target. That can vary depending on deal size and complexity, but buyers should view the staple as a starting point for considering financing options, not the only avenue. Of course, many buyers do end up using the featured lender, which was likely tapped for a reason, but they should make that choice after shopping the deal. 🚦 Also, I generally caution clients that you don't really know financing is in place until the wires are received. Thanks to Matt Bowles's comment for prompting this edit.

At a time when our new short term business finance facility, launched in January, is gathering interest from brokers, we have just funded an immediate short term loan of £235,000 to an SME business owner within 72 hours of enquiry. Based in the South East, the client needed the sum in order to expand his business by moving into new office premises and was worried that the quest for a conventional loan was taking too long. The client’s broker then suggested talking to us, who lend against luxury goods. As the client had a Ferrari Spider sports car, the client could understand that there was an instant solution by putting up his car as security against a prospective loan to complete the office purchase. Read more in Business Money #BridgingFinance #SpecialistLending #AssetFinance #BridgingLoan

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