Texas Department of Insurance’s Post

⚡🌩 Understanding Hail Damage and Your Insurance Coverage With recent storms and unpredictable weather, it's essential to be prepared for the possibility of hail damage. Hailstorms can cause significant damage to your home and vehicles, leading to costly repairs if you're not adequately insured. At Crowley Insurance, we're here to ensure you're protected. Here's how your insurance can cover hail damage: 🏡Home Insurance Coverage: Hail damage to your home, including your roof, windows, and siding, is typically covered under your homeowner's insurance policy. This means that if a hailstorm causes damage, you can file a claim to help pay for repairs or replacements. 🚗Auto Insurance Coverage: Comprehensive auto insurance coverage covers hail damage to your vehicle. Whether your car is parked at home or caught in a storm while you're out, comprehensive coverage can help with the costs of repairing dents, broken windows, and other damage caused by hail. #HailDamage #InsuranceCoverage #HomeInsurance #AutoInsurance #WeatherPreparedness #InsuranceAdvice

- My neighborhood (and several others) had severe weather this week. Please be careful of the storm chasers asking to look at your roof. By all means, if you are worried about damage to your roof, call a qualified local roofing contractor. Ask for a referral from your friends, neighbors, independent insurance agent or local Chamber of Commerce. - Roofs are a very important factor in your home insurance. Some companies are removing replacement cost coverage at a certain age or simply refusing to write new business if the roof is past a certain age. There may also be a minimum $2500 deductible for wind or hail damage. - Attached is a 4-point fact sheet about roofs in home insurance. - Ask your local independent insurance agent, like me, for further advice.

Home insurance covers the cost of repairing damage to your home caused by hurricanes, wind or hail, as well as property damage. Make sure you are protected if someone is injured at your property, as well as personal liability. It is crucial to realize that most home insurance policies do not cover flood damage. Because so many of our homeowners are in a floodplain, we strongly encourage homeowners to include a flood insurance addendum to their homeowners' insurance policy. #CentralCarolinaInsurance #NorthCarolinaInsurance #NCInsurance #NorthCarolinaBusiness #RiskManagement #UmbrellaInsurance #InsuranceAgency #PersonalInsurance #BusinessInsurance #IndependentInsuranceAgency #IndependentInsurance

"Was your homeowners insurance claim denied? Here’s what to do next...Start your search with the National Association of Public Insurance Adjusters, which has a database of adjusters across the U.S." https://buff.ly/3Ukbu41 Get started in finding a NAPIA Member to help you with your claim by going to napia.com today. #NAPIA #publicadjuster #publicadjusters

Daily Insurance Insight: Home Insurance Essentials 🏡 Every home is unique, and so are its insurance needs. Today, let's talk about why reviewing your home insurance policy annually is crucial: ✅ Coverage Limits: Your home’s value might have changed. Ensure your policy reflects its current worth, including any renovations or additions. ✅ Personal Property: Your belongings grow over time—make sure your coverage does too. Take inventory regularly and update your policy to match. ✅ Liability Protection: Accidents happen. Protect yourself against potential lawsuits by verifying you have adequate liability coverage. ✅ Natural Disasters: Are you covered for the right risks? Washington has its unique challenges—make sure your policy includes appropriate protection for wildfires, earthquakes, and flooding. Insurance isn’t just about peace of mind; it’s about being prepared for the unexpected. Take a moment today to review your home policy, or reach out if you need any guidance. I’m here to help! #Insurance #HomeInsurance #Allstate #WashingtonState #ProtectYourHome #InsuranceTips #PeaceOfMind

Insurance Myths Uncovered: What You Think You’re Covered For May Surprise You! As a real estate agent, it’s crucial to guide your clients through the nuances of the often-misunderstood world of insurance. 🏠It’s all about ensuring your clients are truly protected, not just thinking they are. One common misconception? Flood coverage. Did you know that the definition of a flood according to FEMA is quite specific? A situation where just your property is affected might not be covered under a standard flood policy. 🌧️ 🚙 And it’s not just home insurance. Let’s talk about auto insurance too. Think ‘full coverage’ with no deductible includes everything? Think again! #InsuranceMyths #RealEstateAdvice #FloodCoverage #AtlantaLuxuryMarket”

If you’re dealing with something catastrophic, like a house fire or flood damage, you’re likely going to be working with your insurance company to file a claim so you can recoup your losses and restore your home. You might be wondering if you have to use your insurance company’s restoration company. We explain more on our blog: https://lnkd.in/giaJbBqG

**Blog Post: Are You Covered for Roof Damage Insurance Claims?** 💧⛔️ Considering the heavy rain and flooding conditions, please read our blog post on roof damage insurance claims. Discover essential insights on how to navigate insurance policies, understand coverage, and ensure you're adequately protected. Roof damage can be a significant issue, especially during severe weather. Learn what steps to take and how to maximize your claim. Read more on our blog: [Are You Covered for Roof Damage Insurance Claims?](https://lnkd.in/eurcN85f) - Philip Maltaghati & Michael Maltaghati , United Public Adjusters & Appraisers, Inc. #InsuranceClaims #RoofDamage #PropertyProtection #UPA #PublicAdjusters #BlogPost #flooding #stormdamage

If you’re dealing with something catastrophic, like a house fire or flood damage, you’re likely going to be working with your insurance company to file a claim so you can recoup your losses and restore your home. You might be wondering if you have to use your insurance company’s restoration company. We explain more on our blog: https://lnkd.in/giaJbBqG

If you’re dealing with something catastrophic, like a house fire or flood damage, you’re likely going to be working with your insurance company to file a claim so you can recoup your losses and restore your home. You might be wondering if you have to use your insurance company’s restoration company. We explain more on our blog: https://lnkd.in/giaJbBqG