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Your residential property’s market value and rebuild cost are most often two different values. It’s important to remember market value includes uninsurable costs, such as the value of the parcel of land and other factors such as desirability, geographical trends and school ratings. Where as rebuild cost is as simple as the cost of building materials and labor costs at the time of a loss. When determining the rebuild cost of your residential dwelling, it’s important to always consider inflation. Most builders I’ve spoken with from LA to JFK can construct a builder grade home from ground up for anywhere from $120-$185 a square foot. Obviously custom homes can get quite more expensive. Your best bet is to consult with your agent and when it comes to your property, whether your primary residence or investment property you can never go wrong so get a second or even a third opinion. Or, better yet, if you want to skip all the hassle and make sure your investment property is properly insured go straight to the experts at Constructive Insurance. We are experts at protecting investment properties and you, the investor because we are investors ourselves and investment property insurance is all we do. We write in all 50 states, including coastal. Call us today and sleep well tonight.
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Hello guys, this is my final blog about a related industry that I wish to be in. My blog: https://lnkd.in/eqMsHh2A
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