The Economist’s Post

The Bank of England's decision to hold its interest rate steady at 5.25%, aligning with the US Federal Reserve, reflects a confident outlook amidst global economic challenges. By maintaining stability in monetary policy, central banks are fostering an environment conducive to sustainable growth and investment. This decision underscores resilience in the face of inflationary pressures, signaling optimism for continued economic recovery. As policymakers navigate uncertainties, this move inspires confidence in the resilience of financial markets and the potential for prosperity ahead.

Fed's High-Rates Era Handed $1 Trillion Windfall to U.S. banks By Stephen Gandel and Joshua Franklin Financial Times, London Sunday, September 22, 2024 U.S. banks made a $1 trillion windfall from the Federal Reserve's 2 1/2-year era of high interest rates, an analysis of official data by the Financial Times has found. Lenders got higher yields for their deposits at the Fed but kept rates lower for many savers, the review of Federal Deposit Insurance Corp. data showed. The boost to the U.S.'s more than 4,000 banks has helped pad out profit margins. https://lnkd.in/gCR7D-s9 #FederalReserve #HighInterestRates #USBanks #FinancialWindfall #BankProfits #InterestRatePolicy #FDICData #BankingSector #FinancialTimes #USLenders #EconomicImpact #DepositRates #FedPolicy #ProfitMargins #SavingsRates #BankingNews #USEconomy #MonetaryPolicy #FinancialAnalysis #FinanceNews #miningdiscovery

The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://1l.ink/Z87T22Q #CRE #CRENews #CREBanks #Brokers #Investors

The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://ow.ly/xfhP50SYAlY #CRE #CRENews #CREBanks #Brokers #Investors

The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://lnkd.in/grVbJD7x #CRE #CRENews #CREBanks #Brokers #Investors

The Federal Reserve's aggressive effort rein in inflation has come at a pretty eye watering price tag. On Friday the central bank said it booked a $114.3 billion paper loss last year, as the interest rate expenses it incurred to keep the federal funds rate at desired levels outstripped what it earned from bonds it owns and services. Even with a record loss Fed officials have cautioned many times this situation does not impact their ability to conduct monetary policy. And so far, the Fed has yet to catch political heat over the situation, which will likely take years to resolve. #federalreserve #monetarypolicy #finreg #finance #economy https://lnkd.in/eeMiGCPT

"The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://lnkd.in/grVbJD7x #CRE #CRENews #CREBanks #Brokers #Investors"

The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://lnkd.in/gxV-9W-U #CRE #CRENews #CREBanks #Brokers #Investors

The Federal Reserve's annual stress test results are in, and major US banks appear well-capitalized to weather a recession, even with a 40% decline in commercial real estate values! Here's the breakdown: - Banks could withstand a hypothetical recession with heavy losses on commercial loans and CRE values. - The test included a scenario with a 10% unemployment rate and a 55% drop in stock prices. - However, some regional banks are facing higher projected commercial loan losses. To learn more: https://loom.ly/PcgpjA8 #CRE #CRENews #CREBanks #Brokers #Investors

Fed's High-Rates Era Handed $1 Trillion Windfall to U.S. banks By Stephen Gandel and Joshua Franklin Financial Times, London Sunday, September 22, 2024 U.S. banks made a $1 trillion windfall from the Federal Reserve's 2 1/2-year era of high interest rates, an analysis of official data by the Financial Times has found. Lenders got higher yields for their deposits at the Fed but kept rates lower for many savers, the review of Federal Deposit Insurance Corp. data showed. The boost to the U.S.'s more than 4,000 banks has helped pad out profit margins. https://lnkd.in/gwMBaCWH #FederalReserve #HighInterestRates #USBanks #FinancialWindfall #BankProfits #InterestRatePolicy #FDICData #BankingSector #FinancialTimes #USLenders #EconomicImpact #DepositRates #FedPolicy #ProfitMargins #SavingsRates #BankingNews #USEconomy #MonetaryPolicy #FinancialAnalysis #FinanceNews #miningdiscovery