The Finpage’s Post

This is one of the questions I get most from my clients. Sometimes they are aware however not sure how it works. Excess is basically your part of the risk for your insured items. So, you have your car and home insurance with an insurer which means you are tranfering the financial risk to the insurer. Now excess says to you that, should you suffer a total loss or damage you will bear a certain risk and that risk is called Excess. Understanding this will eliviate the shock of the excess amount. There are different types of excesses too, what excess do you have on your insurance? I am Kgaogelo Ramolefo and I help clients improve their current insurance. Get intouch with me to learn more about excess

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💡 Understanding Your Insurance Excess 💡 Ever wondered what that "excess" on your insurance policy really means? 🤔 Let's break it down: 🔍 What is it? The insurance excess is the amount you agree to pay out-of-pocket when you make a claim, whether it's for a car accident or a home mishap. 💰 Why does it matter? Knowing your excess helps you understand your financial responsibility in the event of a claim. 🚀 Take charge of your coverage! Familiarise yourself with your excess amount and be prepared for any unexpected situations. Got questions? We're here to help! Drop us a message to learn more about managing your insurance excess. 💬 #InsuranceTips #FinancialPreparedness #KnowYourCoverage 🛡️

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