Leavitt Group’s Post

Discover a different kind of insurance experience with Horan, where every client is treated as an individual, not just a number! 🌟 This article highlights Lee Livermore's inspiring journey from dissatisfaction to solace as he switched from a lackluster insurance company to Horan, where we prioritize YOUR well-being: https://lnkd.in/e6-Qg7RN

Navigating the vast seas of insurance options can seem daunting, but at Lathrop Insurance, we make the journey effortless and enlightening. Our partnership with an array of esteemed carriers ensures that no matter your needs—be it standard coverage or the specialized demands of high net-worth living—we have the solution. Our roster includes industry giants such as Safeco and its parent company Liberty Mutual, and Progressive, alongside high net-worth specialists like Cincinnati, Vault, PURE, AIG, and our latest addition, Berkeley One. This eclectic mix, further enriched by names like Nationwide and Narragansett Bay, positions us uniquely to cater to the diverse insurance needs of our clients. Why does this matter to you? Because it means options. It means customization. It means that when we say we can shop around for you, we're not just skimming the surface. We dive deep into the offerings of these carriers to bring you the best possible policy at the most competitive rates. Your insurance needs, be they homeowner's or auto, are as unique as you are, and our mission is to ensure your coverage reflects that. Choosing Lathrop Insurance is choosing a partner who not only understands the landscape of insurance but also values the importance of matching you with the perfect policy. With us, you're not just getting insurance; you're getting peace of mind, personalized service, and access to a world of options. Embark on your insurance journey with Lathrop Insurance, and discover the perfect coverage tailored just for you. Because here, your needs dictate our search, and we won't rest until we've secured the best for you. #TailoredCoverage #InsuranceExcellence #YourInsurancePartner #LathropInsurance

A timely and important conversation. LaTanya Simmons, CPCU, CPRIA, CAPI dives into the tricky property insurance environment with Next Capital Management LLC's Frazer Rice. Tune in! #HomeOwners #Insurance #HomeMaintenance 

Love this interview featuring my colleague LaTanya Simmons, CPCU, CPRIA, CAPI, who discusses the current property insurance landscape in the sunnier states. Grab your headphones and take a listen! #HomeOwners #Insurance #HomeMaintenance 

7 New Insurance Companies Enter Florida: A Promising Shift for Homeowners in 2024 Key players like Tailrow Insurance Company, Mainsail Insurance Company, and Orion 180 are entering the scene, each bringing unique offerings to the table. From stable homeowners' coverage to comprehensive packages covering various needs, these companies are reshaping the insurance market in Florida. Exciting news for Florida homeowners in 2024! With the arrival of seven new insurance companies, the landscape is set for positive change. This influx promises tailored solutions and increased competition, offering a beacon of hope in a challenging market. Structured with strategic risk management and community-focused models, these newcomers are poised to stabilize rates and provide improved options for homeowners. The entry of these insurers reflects a growing confidence in Florida's insurance industry, paving the way for a more resilient market. While obstacles persist, the entrance of these new players signals potential for competitive pricing, specialized coverage, and a brighter future for homeowners. What are your thoughts on this development? Let's engage in a discussion! #FloridaInsurance #Homeowners #InsuranceMarket #FloridaRealEstate #RiskManagement

Meet Your Local Insurance Agent 🤠 Howdy, y’all! I’m Abigail White, your dedicated Goosehead Insurance agent right here in the heart of Texas. With a passion for protection and a commitment to community, I’m here to steer you through the maze of insurance options. 🔶 Homegrown Expertise: Born and raised in Houston, I know Texas life inside-out. Whether it’s hailstorms or heatwaves, I’ve got the local know-how to find coverage that fits like a glove. 🔶 Independent Spirit: As an independent agent, I’m not tied to one insurer. Instead, I wrangle the best deals from a wide range of providers, ensuring you get top-notch coverage without breaking the bank. 🔶 Tailored Protection: From your ranch to your roadster, your business to your boat, I craft insurance solutions as unique as you are. No cookie-cutter policies here – just personalized protection that covers what matters most. 🔶 Trusted Partner: Insurance can be as complex as a Texas two-step, but I’m here to guide you every step of the way. I believe in building lasting relationships based on trust, transparency, and Texas-sized service. Ready to saddle up with insurance that’s got your back? Drop me a line, and let’s get you covered. Goosehead Insurance – Because Nobody Knows Texans Like a Texan. 281.313.8998 | abigail.white@goosehead.com

What's going on in the Florida and California property insurance markets? What is the impact on customers? Are these states just the beginning for the risk markets? Good insights from my colleague LaTanya Simmons, CPCU, CPRIA, CAPI. #HomeOwners #Insurance #HomeMaintenance 

Twice this week I saw independent agencies ("broker") an account to a captive company to win/retain a piece of business. I am unfamiliar with what the arrangement was from a compensation perspective, nor do I know how captive companies contracts read, so here's both scenarios and you can tell me your thoughts. Instance one: An independent insurance agency in Northern Michigan has brokered a really nice grocery store/gas station to State Farm to avoid losing the remaining portfolio of grocery stores he writes for the client with his/her independent carriers. The owner of this grocery store/gas station in question is working directly with the independent agency/agent, not the State Farm agency/agent. The client believes that their current insurance agency represents State Farm. This is one of the largest insurance agencies in Northern Michigan. Instance two: An independent insurance agency in Metro Detroit, Michigan has brokered a middle of the road hotel/motel to Farm Bureau of Michigan. When talking with the prospect this morning, they said their agency/agent was the Metro Detroit agency. In review of their Dec Pages shortly after my call, the agency/agent was actually the Farm Bureau of Michigan agency/agent which the insured has never heard of. Now more than ever in this industry, ethics are being put on the backburner to increase top and bottom line. So here's your reminder, when there's a fork in the road (or the woods), make the RIGHT decision (walk to the right in this photo). If you need help from a captive carrier, I would strongly recommend making the introduction between your client and the captive agency/agent. That way they can work together directly and you don't need to be involved at all. This way is clearer, at least from an E&O perspective. In review of Equilibrium's E&O with Westport: Professional services include; "services rendered in referring a CLIENT to another insurance professional that results in a CLAIM against the INSURED for the error or omission of said professional that causes injury to the CLIENT" Have you had this happen to you? #insurance #insuranceagent #ethics

Big moves, bigger impact. 🚀 At Liberty, growth isn't just about adding numbers—it's about bringing in the right talent to drive innovation and deliver tailored solutions. That’s why we’re excited to see Insurance Business America spotlight our latest hires, Adam Arsalan Azamey and Pierce Dyer, CISR. 🎉 With expertise in industries such as industrial manufacturing and agriculture, these new team members are already making waves and helping us provide customized insurance solutions that businesses can rely on. And we’re just getting started! Want to see how these hires are shaping Liberty's future?  👉 Check out the full feature in Insurance Business America: https://lnkd.in/gHbpYwWY Interested in learning more about our tailored solutions? Contact us today: https://lnkd.in/gRygHkVN  #LibertyCompany #InsuranceBusinessAmerica #NewHires #RiskManagement #TailoredSolutions #BusinessGrowth 

🌟 Protect What Matters with Goosehead Insurance - Carmona Insurance Agency 🌟 In today's world, where the cost of everything seems to be on the rise, ensuring you have the right insurance coverage is more important than ever. Carmona Insurance Agency is committed to helping you protect what matters most while potentially saving you money. 💼 Why Choose Carmona Insurance Agency? - Comprehensive coverage options tailored to your needs. - Competitive rates that fit your budget. - Personalized service and expert advice. 🔍 Get a Free Quote Today! Don't leave your insurance to chance. Contact Carmona Insurance Agency to review your current policy and explore how they can provide you better coverage at a better price. 👉 Reach Out Now to see how much you can save! https://lnkd.in/g6VGTwPy #Insurance #Savings #Protection #GooseheadInsurance