The OneLife Company’s Post

Celebrating Luxembourg's dynamic securitisation market in 2023! 🌍 With a robust 3.6% growth, totaling 1492 active vehicles, the sector showcases resilience and steady progress. S.à r.l. and S.A. dominate legal forms, emphasizing Luxembourg's financial prowess. The positive trend reflects Europe's reliance on efficient financing instruments, positioning Luxembourg as a key player in global finance. Exciting times ahead for continued growth and innovation! 🚀 #LuxembourgFinance #SecuritisationMarket #FinancialInnovation

“𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗶𝘀 𝗱𝗼𝗶𝗻𝗴 𝘁𝗵𝗶𝗻𝗴𝘀 𝗿𝗶𝗴𝗵𝘁; 𝗹𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗶𝘀 𝗱𝗼𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗵𝗶𝗻𝗴𝘀.” ― 𝗣𝗲𝘁𝗲𝗿 𝗗𝗿𝘂𝗰𝗸𝗲𝗿, 𝗘𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗗𝗿𝘂𝗰𝗸𝗲𝗿 I recently had the opportunity to hear from Vincent Ee and Michael Ee, the founders of Financial Alliance Pte Ltd, as they shared their inspiring journey. During their successful tenure as tied agents, they felt compelled to expand their offerings and provide clients with more diverse options. In 2002, they made the challenging decision to leave their lucrative business and establish themselves as Independent Financial Advisors (IFA), navigating in a landscape where the Monetary Authority of Singapore had just begun to introduce guidelines, with limited precedents to follow. Starting with a small, trusted team, their primary focus was on increasing awareness about IFAs and laying the groundwork for their company. They balanced sales and prospecting while building a robust reporting and regulatory framework, along with a solid IT infrastructure. Remarkably, they went nearly a year without salaries and held meetings at McDonald's due to the lack of office space. But their mission was clear: to champion client interests and earn trust by providing independent and unbiased advice. After 22 years under their leadership, we have grown to become the largest IFA in Singapore, a testament to our commitment to trust and integrity. 𝗜𝘁’𝘀 𝗮𝗹𝗹 𝗮𝗯𝗼𝘂𝘁 𝗱𝗼𝗶𝗻𝗴 𝘄𝗵𝗮𝘁 𝗶𝘀 𝗿𝗶𝗴𝗵𝘁 𝗳𝗼𝗿 𝗼𝘂𝗿 𝗰𝗹𝗶𝗲𝗻𝘁𝘀. “𝗧𝗵𝗲𝗿𝗲'𝘀 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝗱𝗼𝗶𝗻𝗴 𝘁𝗵𝗶𝗻𝗴𝘀 𝗿𝗶𝗴𝗵𝘁 𝗮𝗻𝗱 𝗱𝗼𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘁𝗵𝗶𝗻𝗴.” Today, as a fee-based financial coach, I focus on providing holistic and impartial financial planning. My personal wealth building experiences towards financial independence make me believe that financial planning is crucial for realizing one’s life and financial goals. As an Independent Financial Advisor (IFA), I offer unbiased advice centered on the client's interests, free from the influence of sales quotas and incentives, ensuring they receive the best financial plans tailored to their needs. If you'd like to know more about our commitment to independent financial advice, please reach out for details or 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗿𝗲𝗮𝗱 𝗵𝗲𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗜𝗙𝗔: 𝗵𝘁𝘁𝗽𝘀://𝗹𝗻𝗸𝗱.𝗶𝗻/𝗴𝗤𝘅𝗺𝗾𝗱𝗷𝗣 𝗙𝗼𝗿 𝘁𝗵𝗼𝘀𝗲 𝘄𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝗸𝗻𝗼𝘄 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗺𝘆 𝘄𝗼𝗿𝗸: 𝗵𝘁𝘁𝗽𝘀://𝗹𝗻𝗸𝗱.𝗶𝗻/𝗴𝗲𝗮𝗝𝟰𝟰𝗯𝗩 #chooseindependent #LargestIFA

🔍 Luxembourg: A Financial Ecosystem Still Thriving for Discerning Investors 🌐 Having observed Luxembourg’s landscape evolve over the past four years, it's remarkable to witness its persistent allure. The Grand Duchy has not only maintained its charm but has also seen a flurry of further investments, demonstrating a keen interest in leveraging its unique offerings. Luxembourg has continuously cemented its reputation as a leading financial hub, as evidenced by its rankings in the recent Global Financial Centres Index 35. It is placed 6th in Western Europe and achieves an impressive 3rd place among EU countries! 📈 Luxembourg's prowess in investment funds, wealth management, and advisory services shines on the global stage and positions itself as the quintessential partner for sophisticated financial transactions and services. 🏦 For PE and M&A actors, Luxembourg presents a regulatory haven and a tax environment crafted for success, further enhancing its position as an investment nexus. 💼 #LuxembourgFinance #InvestmentHub #FinancialServices #PE #MergersAndAcquisitions #GlobalBusiness For detailed insights, please refer to the Global Financial Centres Index 35 at the following link:

Enough is Enough!!! Luxembourg; wake up! In recent times, we've witnessed a disconcerting trend unfold across national institutions, including laboratories, insurances, and various government-owned entities. The absence of robust governance frameworks has plunged these organizations into turbulent times, raising questions about accountability, transparency, and ultimately, their effectiveness in serving the public interest. The absence of robust governance mechanisms not only destroys reputations, but undermines the very essence of public trust. It's imperative that we install professionalism and eradicate partiality from these entities to ensure their sustainability and competitiveness. As someone deeply rooted in the financial market, I've long advocated the cause of governance excellence. It's not just a checkbox; it's the cornerstone of organizational resilience, ensuring stability, trust, and long-term viability. While private and listed companies understand this imperative well, it's disheartening to observe its neglect in taxpayer-owned entities. The call for change is resounding: professionalism must replace complacency, meritocracy must outdo nepotism. The competitiveness and credibility of these government-owned organizations hang in the balance. Failure to act risks not just reputational damage, but also economic setbacks that could reverberate for years to come. Yet, amidst these challenges lies a profound opportunity for Luxembourg to lead by example. By spearheading a transformation in governance culture, we can set new standards, not just for our nation but as a sign for others to follow. One size does not fit all, but in this instance, it's imperative that we adopt a universal commitment to excellence safeguarding taxpayer interests, and to propel our organizations towards a future defined by integrity, accountability, and enduring success – in the interest of us, the direct and indirect owners of these organisations.

🔔🗞️ Kavitha Ramachandran, Chief Operating Officer, joined a recent Luxembourg Times panel on the Grand Duchy’s leading role in the alternative funds sector! In conversation with Kabir Agarwal alongside Michel Friob from Commission de Surveillance du Secteur Financier (CSSF), and Veronica Aroutiunian from Loyens & Loeff, Kavitha highlighted how Luxembourg’s strong foundation serves as a model for other jurisdictions striving to keep up. She also noted the need for agility in the sector, with the influence of VUCA. Read her contributions in the full article below, for further discussion points around the potential of tokenization and the importance of talent attraction and upskilling. #Tokenization #ApexGroup #LuxTimes #LuxembourgTimes #GrandDuchy #LuxembourgFinance #AlternativesFunds #Alternatives https://okt.to/DRFeLr

🔜 Roundtable on 'Central Administration the future of the roles in Luxembourg circular 22/811' 💡 The discussion will center on attracting the right talent to Luxembourg and if sufficient measures are being taken to train the future in fund administration in universities as a large part of the Luxembourg job market is the central administrators and service providers. This comes along with the circular on administration for UCI 22/811 which focuses on the tasks of a Central Administrator, splitting into three pillars: Fund accounting, Transfer Agent, and Communication Agent. With the increase level of outsourcing as impacted the type of persons required on the Luxembourg level. We will discuss the trends and operating models seen in Luxembourg and look to finding a solution together. https://lnkd.in/gAbfgnfC

📊 Exploring the Dynamics of the #luxembourg #securitisation Market 📊 As we bid farewell to 2023, it's exhilarating to witness the dynamic growth and resilience of Luxembourg's securitisation market. At the end of the year, the sector boasted a robust 3.6% increase 📈, with a total of 1492 active vehicles - a net addition of 51 new vehicles compared to the previous year. A few less than in previous years but the 148 new securitisation vehicles created in 2023 confirm the steady growth over the years. Only 97 vehicles underwent liquidation, marking a positive shift in market dynamics. Amongst the 1492 active vehicles there were 1380 or 92.5% securitisation companies and 112 or 7.5% securitisation funds managed by 103 management companies. Examining the legal form, the S.à r.l., the Luxembourg private limited liability company, retained its dominance, representing 51% of the market share followed with 37% by the S.A., the Luxembourg public limited company. The new partnership structures representing still less than 1%. Adding the securitisation funds, we see that the tax transparent securitisation vehicles slightly increased. This positive Luxembourg trend and the growth of other European jurisdictions show the importance of the securitisation market in Europe offering efficient financing instruments. The slightly decreased growth of the Luxembourg market shows that there is still some homework to do in Luxembourg. Overall, Luxembourg remains a key player in the global financial landscape, and its securitisation market is poised for further growth and innovation in the years to come. 🚀 For a more detailed analysis watch out the coming PwC Luxembourg and LuxCMA - Luxembourg Capital Markets Association Securitisation Market survey and the annual PwC Securitisation Get-Together on May 14, 2024. #securitisation #luxembourg #capitalmarkets #pwc

𝗟𝘂𝘅𝗲𝗺𝗯𝗼𝘂𝗿𝗴 𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝘄𝗼𝗿𝗹𝗱’𝘀 𝟮𝟬 𝘁𝗼𝗽 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗰𝗲𝗻𝘁𝗿𝗲𝘀 According to the Global Financial Centres Index, Luxembourg’s financial centre performs particularly well in human capital and infrastructure. 💼 Delve into the details in this post 🔗 https://lnkd.in/eWeCPVVH #TradeandInvest | #InvestInLuxembourg | #InvestInEurope | #BusinessInEurope | #BusinessDestination | #GrowYourBusiness | #Finance | #Luxembourg

The Time for Real Value Creation in Luxembourg’s Financial Sector is Now As we stand at a critical crossroads, recent insights from leading economists—including Mario Draghi in his report “The Future of European Competitiveness – A Competitiveness Strategy for Europe”—highlight two possible futures for Europe’s economy. On one side, there is the risk of further economic decoupling, while on the other, lies the opportunity to build a strong, digital economy driven by intellectual capital and innovation. Luxembourg’s financial center cannot afford to rest on past achievements. While the traditional fund administration model has sustained growth, we must now focus on fostering high-value-added services and producing intellectual capital that propels us into a competitive future. Now, more than ever, we must shift our focus from branding to genuine value creation, particularly in the realm of intellectual production and high-value-added services. At Opexia PSF, at our level during the last 5 years,  we are embracing this shift with the creation of a RegTech platform that merges cutting-edge advisory services (capitalisation of 20 years of expertise)  with the power of industrialized, tech-based solutions. This is the kind of high-value innovation Luxembourg must promote—solutions that go beyond repackaging existing models or low-value repackaged offerings and instead deliver real value through technology (automation), regulatory expertise, and operational efficiency. In parallel, consultants must reinvent their service offerings to provide greater value by helping companies reshape and reimagine financial services. By leveraging deep expertise and innovative tools, consultants can play a pivotal role in driving transformation and equipping financial institutions to thrive in a highly competitive global market. As Draghi and other thought leaders emphasize, the path forward for Luxembourg is clear: we must invest in digital transformation and intellectual capital. The public sector and financial ecosystem must collaborate to ensure that Luxembourg remains at the forefront of global finance. The stakes are high, and international competition is increasing. With the right support, Luxembourg has the potential to thrive as a hub for innovation, ensuring that we do not fall behind but instead seize the opportunity to build a strong, capital-intensive digital economy. The future of Luxembourg's financial sector will be built on intellectual capital, not just fund structures. #LuxembourgFinance #IntellectualCapital #Innovation #RegTech #DigitalEconomy #ValueCreation #Opexia

Fantastic to see that positive sentiment from global investors in relation to Ireland’s attractiveness as a location for Foreign Direct Investment (FDI) remains strong.   The latest EY Attractiveness Survey finds that eight in ten (79%) key investment decision makers expect to establish or expand operations in Ireland in the next 12 months, and two in three (66%) expect that Ireland’s attractiveness as an FDI location will improve in the coming three years. Ireland’s skilled workforce and continued focus on improving geographic balance and infrastructure have been highlighted as important areas for Ireland’s appeal, and with Ireland’s strong FDI ecosystem, a supportive policy framework and focus on having an AI-ready workforce, there are ample investment opportunities for Ireland to seize. Read the full report here – https://lnkd.in/gp2kw89U #FDI #ForeignInvestment #investment Loretta O'Sullivan Graham Reid Feargal de Freine Carol Murphy Shane Mac Sweeney Eoin O'Reilly Ian Collins Eve Bannon Breffni Maguire