The Paypers’ Post

Navigating the Chargeback Challenge with a Data-Driven Solution As e-commerce continues to evolve, merchants are increasingly confronted with the challenge of handling chargebacks. This not only directly impacts revenue, but also affects merchant reputations and relationships with payment processors. The complexities of chargeback disputes require a tech-savvy and data-oriented methodology going beyond the traditional manual in-house or offshoring processes. At Justt, recently recognized as the Best Financial Transaction Security Company for the 2024 FinTech Breakthrough Awards, we offer an industry leading solution. Justt's platform harnesses the power of data-driven insights and leverages automated processes to identify disputable chargebacks, streamline the representment process, and efficiently recover lost revenue. This method reduces the manual labor involved and significantly lowers the frequency of unjustified chargebacks. Feel free to reach out to me if you'd like to learn more about how Justt can benefit your business or if you're interested in exploring potential collaborations. https://lnkd.in/gDSuvm_x #fintech #chargebacks #payments #ecommerce

Considering an embedded payments strategy? There are two main models to choose from: Payment Facilitation (Payfac) and Traditional Merchant Acquiring. Payfac offers faster, more seamless merchant onboarding with API-centric implementation, getting software platforms and payment gateways live in weeks, not months. Learn more: https://buff.ly/3VycMri #payfac #embeddedpayments #integratedpayments

When considering an embedded payments strategy, there are two primary models - payment facilitation (payfac) and traditional merchant acquiring / payment processing. Payfac has evolved to provide a faster, more seamless merchant onboarding and go-live experience than traditional acquiring, with an API-centric implementation that gets software platforms and payment gateways up and running in a matter of weeks, not months. Learn more about: - The differences between payfac and traditional payment processing ➡ https://lnkd.in/e2Sydq-C - Payfactory's embedded payfac services for software platforms, payment gateways and resellers ➡ https://lnkd.in/edsNvc8Z #payfac #embeddedpayments #integratedpayments #paymentprocessing #paymentplatform

Have Payment Facilitators (PayFacs) caused a headache for the very acquirers that back them? 🤔 *PayFac: - Acting as an intermediary between merchants and payment processors, payment facilitators have revolutionised the way businesses accept and manage payments. Innovation many of these providers have delivered to market quicker than acquirers includes: ---> Faster and streamlined onboarding ---> Better reconciliation tools ---> Improved analytics ---> Premium account management for merchants This has led to acquirers needing to up their own games significantly in order to compete. Is that a bad thing, no. 🤷♂️

Is the build versus buy debate dead? 💡 Find out in our CEO Thomas Gillan's latest feature for The Paypers! Thomas comments, "Merchants and payment providers who are already clear about the benefits of payment orchestration can consider building orchestration solutions in-house to reap the benefits of the technology while keeping ownership." While merchants seek control and flexibility over payment flows, costs, and customer experience, the reality has become clear: specialist independent providers are key to effectively delivering and maintaining these complex solutions. Read the full article here: https://hubs.ly/Q02RPS6Z0 #Payments #Fintech #PaymentOrchestration #TechInnovation #ThePaypers

🚀 Exciting Trends in Payments ! 🚀 There's been an uptick in the value of merchant processing residuals. It’s an excellent time for ISOs and payment processors! As these entities navigate the evolving financial landscape, we’ve noticed a significant increase in the valuation of these revenue streams. 📈 Why the uptick? The market is placing a premium on factors such as low attrition rates and robust go-forward business relationships. These attributes signal stability and potential for growth, making such businesses highly attractive investment opportunities. Moreover, there's a burgeoning interest in integrated payments. Businesses that directly incorporate payment solutions into software, especially ISVs, command higher market valuations. This integration streamlines operations and enhances the overall user experience, making it a win-win. If you're navigating these exciting waters and have questions about how these trends might affect your valuation or just want to chat about opportunities in the payments industry, don't hesitate to reach out! At 733Park, we help you decode these trends and optimize your strategies. 📞 Feel free to connect with any questions or comments. #PaymentsIndustry #MerchantServices #ISO #ISV #PaymentProcessing #BusinessGrowth #MandA #733Park #Mergersandacquisitions

Orkhan Abdullayev, CEO and Co-Founder of Payrails, offers insights into how Payrails came to be and how it aims to support merchants. From his #background and the story behind the company, to why the payments industry is a field driven by #innovation, Orkhan delves into Payrails’ goal of assisting ecommerce players, the problems they aim to address, their approach to #collaboration, and future developments and #roadmap. Check out the interview to find out more about Payrails here ➡ https://lnkd.in/es-bAGgk #payments #paytech #merchants #ecommerce #payout #fintech #retail #authorisationrate #partnership #paymentsinfrastructure #delivery #paymentprocessing #checkoutoptimisation #API #financialservices #thepaypers

🔑 Unlock the Secrets of Merchant IDs with PlatPay! 🔑 Did you know that Merchant IDs are the master key to smoother, faster, and more secure transactions? 🚀 Whether you're scaling your business or just getting started, understanding how they work can elevate your payment processing game to the next level. At PlatPay, we simplify payments and empower businesses to grow financially and efficiently. Ready to unlock your potential? Dive into our latest article to learn how Merchant IDs can transform your business! 📈 👉 Read more here: platpay.com #PlatPay #BusinessGrowth #PaymentSolutions #MerchantIDs #UnlockSuccess #FinancialEfficiency #BoostYourBusiness #TechForBusiness

What are some of the key differences between Surv and other ISOs in the payments space? 1. Uncompromised love for the customer experience and helping businesses grow. We don't simply offer payments and technology. 2. The CEO owns a retail store that utilizes a modern pricing strategy, walking in the shoes of our end users. 3. Passion to help qualified sales partners and relationship managers build wealth in the industry by doing it right, changing their trajectory. 4. We don't treat our merchants as a piggy bank to increase profits, they are a valued partner. As they grow, we grow. Modern Pricing is the pricing strategy that businesses are adopting that gives their customers choice as opposed to just raising prices. We all Win! #payments #fintech #customerexperience #dualprice #expertise #modernprice #loveyourpartners Keith Sampson

Both #ISOs and #PayFacs provide the expertise and infrastructure to enable Merchant transactions. But don’t be fooled, there are key differences to consider before leveraging one or the other. See how Slyce360 can often 2x Merchant lifespan. Read the full blog here: https://lnkd.in/gMzetzEC #Fintech #Payments #Slyce360