Texas Partners Bank, Austin’s Post

Our President & CEO Donald Musso Musso recently had the opportunity to speak to the graduating class at ABA Stonier Graduate School of Banking which left him very impressed for the next generation of bankers. In spirit of graduation season, Don takes this #MussoMinute to break down why he is so impressed by this year's graduating class and gives them some advice. What advice do you have for the next generation? Leave it in the comments below! 

Great to see this post

Education is essential, regardless of your level within a credit union. Many VPs and Chief Lending Officers have never received basic training on call report analysis or transforming numbers into a strategic roadmap. For lenders, the training provided is more focused on the selling of products and loans. No matter the type of education, it’s an essential foundation for credit union success… And one of our top priorities at ASG RESULTS.

Meet Jeff Kuhlman, a SVP, Senior Relationship Banker. When asked how First Western Trust stands out from other financial institutions he’s worked for, Jeff shared, "First Western Trust allows me to utilize my experience spanning over 30 years in both lending* and wealth management**. At most other organizations, it was typically one or the other.” https://hubs.la/Q02MfqhJ0 *Lending services offered through First Western Trust Bank, Member FDIC **Wealth Management Services are Not a deposit, Not guaranteed by the Bank, May Lose Value

Dear New Jersey Institute of Technology students. This is a great workshop for you to learn how to manage your money as you are getting ready to move to your first career. We tank M&T Bank for organizing it. #financialeducation #creditscore

💹 Members of SECU, America's second largest credit union who serves 2.8 million customers initially voted against risk based lending because it broke the credit union’s successful 85-year cooperative philosophy of treating every member fairly and sharing the benefits of membership.   However, after the board voted to proceed, starting in their auto book, the results were amazing.   - 35% increase in origination volume - 81% increase for "A-tier" borrowers - Reduction in delinquency and write-offs   Some board members still do not agree with the move, stating that risk-based lending and pricing are discriminatory and creates "second-class members". This is a very interesting perspective when trying to balance member equality with lending money, which is heavily influenced by credit risk.   Should those with better credit risk be subventing those with poorer credit risk? I would be very interested in your thoughts! 🤔 Article below:

In my career as a Credit Consultant, I've seen firsthand the high cost of not addressing credit issues – higher interest rates, loan denials, even job opportunities slipping through your fingers. Don't let bad credit define your trajectory. Connect with me for a strategic playbook to financial empowerment. #lacmgt

Check out this testimonial from the Managing Partner at DCA Partners! 

We understand our customers’ businesses – how can we help you? 

We were honored to be a part of this video project with CBA of Georgia, ICBA and Moultrie Bank & Trust. Watch the full video below to learn more about the importance of community banking: https://hubs.ly/Q02rZhFj0