Thomas Kedwards’ Post

Annual rate of return: If a GP pays 30% return in 36 months, it’s a 10% rolling average of return If a GP pays 10% in 6 months, conversely it’s a 20% annualized rate Returns are in the details. Don’t fall for the fluff

🚗 Understanding GFV Agreements: A Guide for New Car Buyers 📊 Are you worried about your new car’s depreciation? Discover how Guaranteed Future Value (GFV) agreements can help you manage your car’s value and make a smarter investment. Get the lowdown on GFV agreements and make informed decisions for your next car purchase! Read more in our latest blog. 📖 https://wix.to/0mveGJ9

When it comes to growing profits, adding cash flow, and generating investment returns, F&I profit participation programs can be overlooked. This can be a costly mistake. I’m here to help you see how F&I can boost your bottom line. Check out these insights. bit.ly/3TRGEPk

When it comes to growing profits, adding cash flow, and generating investment returns, F&I profit participation programs can be overlooked. This can be a costly mistake. I’m here to help you see how F&I can boost your bottom line. Check out these insights. bit.ly/3TRGEPk

6 YEARS. That's how long we've been affected by the personal lines hard market in Texas. Evidence of mounting pressure includes the following: > YOY of record breaking combined ratios for insurers (NOT a good thing) > Higher-than-average rate increases > Mandatory deductible increases and/or coverage changes for clients > Increased pressure from insurers upon already appointed agencies via new business restrictions > Overall agent-to-insurer "ease of doing business" decreases (by design) > Decreased allowance for new agency appointments from insurers You can officially add "decreased claims satisfaction from consumers" to that list. In my experience, this is often one of the last "dominos" to fall even though it happens rather quickly - it just takes time for the data to "catch up." When insurers are consistently unprofitable YOY, expenses have to be cut somewhere and claims departments are often affected eventually. Brokers that can effectively step in as a client advocate aren't afraid of this market - they're EMPOWERED by it. And so are their clients.

🚨 Blog Post 🚨 🧶 Navigating the car finance maze? 👉 Our latest blog delves into the differences between buying a car outright and opting for PCP finance. 💡 Discover which option aligns best with your financial goals and lifestyle. 💬 Check the link in the comment section #CarFinance #PCPFinance #Automotive #DirectCars #FinancialPlanning

Thinking about buying a new car but worried about the budget? Our 'First Principles of Car Buying' guide delves into how to approach your financial considerations from the ground up. Click here: https://buff.ly/3TvKTPx

Are your used cars continuously depreciating and costing you financially? It’s time to learn about ‘The New Math’ of the used car industry. According to Dale Pollak, we are currently navigating the era of ‘Gross Deception.’ Without understanding the modern dynamics of the used auto market, you’ll find that these challenges persist. Embrace the new strategies and insights to turn this situation around. Don’t let your business lag behind – join our upcoming webinar to master the latest tactics in the used car industry and secure your financial success.

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This is a great overview piece on Dealer Participation Programs. https://lnkd.in/eKSUEuYV