Thomson environmental consultants’ Post

On CBC News, Dr. Blair Feltmate discussed the importance of considering extreme weather risks, such as flooding, when buying a home. A price reduction is not always worth the flooding risks.  "Feltmate says that in the past decade, homes in areas of Canada that experienced catastrophic flooding sold for an average of "minus 8.2 per cent" for at least six months after the flood. A home didn't even have to be flooded to see this price reduction — simply being in a flood-impacted neighbourhood was enough to lower the home's value." Read the article here: https://lnkd.in/gd7hYhqZ

Reflecting on the Beta Street Flooding—One Year Later: A Tale of Two Neighbors, Flood Preparedness, and the Challenges of Recovery Today marks one year since the devastating floods on Beta Street in San Diego, which overwhelmed neighborhoods like South Crest and Mountain View. KFMB-TV CBS 8 highlights updates on residents like Monica G. and Greg M., showcasing the stark contrasts in their recovery experiences. 📉 Monica’s Story: Monica’s family home sustained $200,000 in damages, with floodwaters rising 5 feet. Without flood insurance, repairs are at a standstill. Monica has voiced frustration over the lack of support from the city, particularly for vulnerable seniors. The neighborhood has faced additional challenges like break-ins and real estate exploitation, where investors offer low-ball prices for damaged homes, preying on families already facing emotional and financial strain. 🏠 Greg’s Story: Across the street, Greg had flood insurance and has made steady progress repairing his home. While drywall, paint, and flooring have been completed, the emotional toll of losing irreplaceable family heirlooms remains. 🔎 True Flood Risk Analysis: Our analysis of the Beta Street area found that even with 0.6 feet of flooding, Monica’s home would have sustained damage. The flood’s 5-foot-high waters made the devastation inevitable. 💡 Leveraging True Flood Risk Technology: The Beta Street event underscores the need for accessible tools to empower property owners and governments: First Floor Height Estimator: Understand your property’s vulnerability to flooding. Flood Risk Analysis: Identify optimal mitigation strategies to protect people and property. True Flood Risk offers tools to help communities make informed, data-driven decisions, reducing financial losses and emotional strain. 📢 The Road Ahead: One year later, Beta Street continues to struggle. Some homes remain vacant, attracting theft and vandalism, while others face pressure from investors attempting to purchase properties at unfairly low prices. There is also ongoing litigation against the City of San Diego, where residents are seeking damages for stormwater negligence, reflects a community demanding accountability. True Flood Risk’s mission is to help property owners and communities understand their flood risks and take proactive steps to protect their futures. Learn more about your property's true flood risk. Request your free flood risk and resilience report today. #FloodPreparedness #TrueFloodRisk #SanDiegoFlooding #BetaStreet #FloodInsurance #DisasterRecovery #Resilience https://lnkd.in/gb7WbUph

In this piece, I emphasize that home buyers should delve into the flood vulnerability of a home before writing an offer. Ensure your home inspector is qualified to assess flood risk. https://lnkd.in/gZxj-dUX

Thanks Blair Feltmate, for continually getting the word out. I spent more than a decade in the property restoration industry. Somewhere around 80% of our work involved water damage restoration. With the increase in frequency and severity of disaster events, these numbers only rise. The Insurance Bureau of Canada estimates that about 10% of Canadian homes are uninsurable for flooding. Some insurers have ceased offering flood insurance altogether. While we all try to reduce our emissions, and build with resiliency, homeowners / property owners can also take steps to help reduce the likelihood of a flood: nature-based, maintenance-based, and tools like sump pumps and battery back ups. Check out the tools that Blair and his team at the Intact Centre on Climate Adaptation | Centre Intact d’adaptation au climat provide to help us learn how. (Link in the comments) #leadership #climatecomeback #adaptation #resiliency #floodpreparation

The decision to purchase flood insurance for inland properties owners is different than coastal owners. Climate change has had a significant impact on properties located aware from coastal areas. Many homes in the southeast and central US may be underinsured and exposed to potential losses from flooding inland rivers, streams, rainfall and stormwater runoff #williamlyonsrealtor #homeownerinsurance #floodinsurance #FEMA #thekeyescompany

A flood risk assessment prior to a purchase is and should be a necessity in flood prone or at risk areas. The key to the inspection is to have it done by a person familiar with the building technology used and versed in the many forms of ingress that can occur. From that point a valid mitigation plan can be decided upon removing a great deal of the risk involved. info@dutchwaterprevention.com https://lnkd.in/gMR5vbqj

Overnight storms have caused flooding in streets, highways, and basements across Metro Detroit. An estimated two to three inches of rain fell in the region, with more rain expected. While the storms are not expected to be severe, heavy rainfall rates may lead to localized minor flooding, particularly in urban, low-lying, and flood-prone areas. #DetroitWeather #StormSafety #flood #explore #Detroit #insurance #floodinsurance

Torrential rains over the past few weeks caused various flooding incidents throughout Florida, notably in South Florida. If your commercial or residential property has damage as a result of the flooding caused by the rains, please call us today for a FREE damage inspection. We are NFIP certified and we have adjusted hundreds of flood claims in Florida. #flood #flooding #floodinsurance #insuranceclaim #publicadjuster #floods #propertydamage #residential #commercial #waterdamage #mold #insurance

Are you prepared for the unexpected? Protect your Florida home with the right flood insurance. Key Factors to Consider: ⚡️Flood Risk: Determine your flood risk zone using FEMA's Flood Map Service (https://lnkd.in/dFhQSdk). This will help you assess your risk and determine the appropriate coverage level. ⚡️Coverage Limits: NFIP offers different coverage limits, including building coverage and contents coverage. Choose limits that adequately protect your home and belongings. ⚡️Deductibles: Understand the deductible options available and how they affect your premiums and out-of-pocket costs in case of a flood. ⚡️Additional Coverage: Consider purchasing additional coverage for valuable items like electronics, art, or antiques. ⚡️Elevation Certificate: Obtain an elevation certificate for your property to determine your flood risk and eligibility for certain discounts. So, shop around, read the fine print thoroughly, and get covered. #ProCraftBuilders #HomeBuilding #Flooding #FloodInsurance #FloodProtection #Florida

There’s nothing more stressful than finding the perfect home, only to discover the area in which it’s situated comes with a flood risk. Here, we break down some of the jargon you may encounter so you can make an informed decision. 🔹Flood risk zones: these as defined by the Environment Agency; Flood Zone 1, 2, and 3. The flood zones are based on the likelihood of an area flooding from rivers or the sea with catchments greater than 3km². Flood Zone 1 has the lowest risk, indicating a less than 0.1% annual probability of flooding, through to Zone 3, the highest risk, with a 1% or higher chance from rivers or 0.5% from the sea. 🔹Annual Exceedance Probability (AEP): expressed as a percentage, this is the chance of enough rainfall occurring within a year to cause a flood. 🔹Debris screen: this is a metal grille that traps debris to stop it from blocking a pipe. If you’ve got streams or rivers crossing your land, take particular note of who is responsible for keeping these clear. 🔹Riparian zone: this is an area where the landowner is responsible for a waterway crossing their land. 🔹‘Flood Re’: A government-backed, not-for-profit insurance scheme that makes it easier for people at risk of flooding to get affordable cover. At Bradbourne, we regularly assist clients in the purchase of waterside properties and carry out significant due diligence to help mitigate the risks. If you’re worried about flood risk and want some expert advice, get in touch with us today! #BradbourneProperty #BuyingAgent #TrustedAdvisors #OffMarket #PrimeMarket #PropertySearch #PropertyBuying #PropertyMarket #PropertyFinder #PropertySearchAgent #Expertise #BradbournePropertyFinders