Tracey Franco’s Post

𝗔𝘃𝗼𝗶𝗱 𝗗𝗲𝗹𝗮𝘆𝘀: 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 𝘁𝗼 𝗔𝗰𝗰𝗲𝗹𝗲𝗿𝗮𝘁𝗲 𝗬𝗼𝘂𝗿 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 📝 Frustrated by the snail’s pace of mortgage approvals? If you’re in business, you know that time is money, and slow loan processes can be a real drag on your momentum. It’s all too common to feel bogged down by delays that not only slow you down but could see you missing out on great properties. Worse yet, you might rush into decisions that cost you more in the long run. Here’s how you can speed things up: 📌 Get Pre-Approved: Start your property hunt with a pre-approval in hand. It’s like having a VIP pass at a concert! 📌 Partner with a Pro: Engage a mortgage broker who understands the need for speed and can push things along. 📌 Prep Your Docs: Organize all your necessary documents ahead of time and keep them ready in digital form for quick access. With these steps, you’ll glide through the mortgage process, snap up those prime properties, and make smart investment choices without the wait. Eager to close deals quicker? What strategies do you use to speed up your mortgage approvals? Drop your tips below! ➖➖➖ For the past two decades in the mortgage industry, I've excelled in roles ranging from top-producing loan officer to Executive Leader. During this time, I've successfully navigated thousands of loans to completion, overcoming obstacles that others deemed impossible. My success hinges on simplifying the home loan process, transforming complexity into clarity, and offering clear solutions, all while ensuring a seamless and stress-free experience for my clients. Recently, I crafted a quick guide, "The 5 Most Common Mistakes in Home Financing," designed to help you avoid common pitfalls and navigate the home loan process with confidence. ***** 👉 Type "LOAN" in the COMMENTS below, and I'll send you a FREE copy! Empower yourself with the knowledge to master the home loan journey effortlessly. #mortgage #personalfinance #bankingindustry #property #realestate #bestadvice

𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿𝗶𝗻𝗴 𝗿𝗲𝗻𝗲𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲? Don't make a move without consulting a broker! Here's why: 𝟭. 𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲: Brokers are mortgage pros who understand the market inside out. They'll navigate the renewal process with finesse, ensuring you get the best deal possible. 𝟮. 𝗦𝗮𝘃𝗲 𝗧𝗶𝗺𝗲, 𝗦𝗮𝘃𝗲 𝗠𝗼𝗻𝗲𝘆: Let's face it – who has time to shop around? Brokers do! They'll do the legwork, comparing rates and terms from multiple lenders to find the perfect fit for you. 𝟯. 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲𝗱 𝗔𝗱𝘃𝗶𝗰𝗲: Your financial situation is unique, and your mortgage should reflect that. Brokers provide tailored advice based on your needs and goals, guiding you towards the best renewal options. We work for you not the lenders. 𝟰. 𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗗𝗲𝗮𝗹𝘀: Brokers often have access to a variety of lenders, mortgage options and rates that aren't advertised to the public. Take advantage of their connections to secure unbeatable offers. 𝟱. 𝗣𝗲𝗮𝗰𝗲 𝗼𝗳 𝗠𝗶𝗻𝗱: Leave the stress and uncertainty at the door. With a broker by your side, you can rest easy knowing you're making the smartest choice for your mortgage renewal. 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄 𝘄𝗶𝘁𝗵 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲? 𝗥𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼 𝗺𝗲 𝘁𝗼𝗱𝗮𝘆 𝗮𝗻𝗱 𝗹𝗲𝘁'𝘀 𝗱𝗶𝘀𝗰𝘂𝘀𝘀 𝘆𝗼𝘂𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝘀! https://www.rfr.bz/lllftt4 #MortgageRenewal #BrokerBenefits

"[Daniel Sa] told us that the average loan per head is almost 7 in a market like this. You want to know why? It's because not only is he so organized, it's also because part of his process is the Mortgage Coach TCA." - Greg Sher Greg Sher's thoughts on how important it is to deliver a Mortgage Coach TCA are incredibly valuable for anyone who wants to elevate their business to the next level. It's also an invaluable strategy post NAR Settlement–because now more than ever, Realtors are choosing to partner with data-driven mortgage professionals because they: ✅Close the loan on time. ✅Minimize transaction drama. ✅Secure 5-star reviews consistently. ✅Personally trust and like the LO. ✅Enhance the agent's value to buyers and improve buyer agreement conversions. The most valuable thing real estate advisors can do to help customers is to be the gateway for home buyers to partner with TrustEngine-powered Mortgage Coaches. If the real estate advisor partnering with a Mortgage Coach does it right, borrowers will achieve financial freedom and build wealth faster, powered by the TrustEngine Borrower Intelligence Platform. I'd love to celebrate those doing a great job being the best advisors in the game. Tag three people you know who are inspiring data-driven mortgage professionals so we can give them a shoutout. Also, see the video in the comments below for more insights from Greg. #TrustEngine  #MortgageCoach  #AlwaysBeCoaching

🎥 Get to Know Richard Jennings – Our Founder & Mortgage Expert 🎥 We’re kicking off an exciting 5-part video series where you’ll get to know the man behind Richard Jennings Mortgage Services! Starting today, Richard will answer a different question each day, giving you a closer look at his career, passion, and what makes our service stand out. In today’s first video, Richard shares just how long he’s been in the mortgage world—and trust us, it’s a journey worth hearing! 🏡 Here’s what’s coming up in the series: 1️ Today: How long has Richard been in the mortgage world? 2️ What inspired him to pursue this career? 3 What’s the best part of his job? 4 What’s the most challenging part? 5. Why should you choose us for your mortgage needs? Tune in daily to discover more, and don’t miss today’s video! #MeetTheTeam #RichardJenningsMortgageServices #MortgageExpert #LocalBusiness #DumfriesBusiness #CarlisleBusiness #StayTuned #BehindTheScenes

🚀 Top 10 Reasons Why You Should Work with an Independent Mortgage Broker 🚀 1.      Personalized Service: Get tailored mortgage solutions that fit your unique needs. 2.      Expert Advice: Benefit from the expertise of a dedicated professional with in-depth industry knowledge. 3.      Wide Range of Options: Access a broader selection of loan products from various lenders. 4.      Time-Saving: Save time with streamlined processes and quicker approvals. 5.      Better Rates: Secure competitive rates that could save you money in the long run. 6.      Guidance & Support: Receive continuous support throughout the home buying process. 7.      Flexible Solutions: Find mortgage options that cater to your specific financial situation. 8.      Local Expertise: Work with someone who understands your local market. 9.      Transparent Process: Enjoy a clear and transparent mortgage process without hidden fees. 10.  Client-Focused: Experience a client-first approach where your best interests are the priority. Experience a client-first approach where your best interests are the priority. Get tailored mortgage solutions that fit your unique needs. 📞 Call us now at (833) 444-3464 to get started with a Clear Mortgage Strategy and Total Cost Analysis. -MikeO Michael Anthony O’ Connor President | Mortgage Broker Certified Veterans Lending Specialist NMLS# 254139 CA DRE: 01149902 Community Home Funding, Inc. NMLS# 254139 CA DRE: 01149902 (833) 444- 3464 #MikeOMortgage #WeMoveFast #BrokersAreBetter #CommunityHomeFunding #IndependentBroker #PersonalizedService #ClientFirst #Trustworthy #Transparent #HonestAdvice #LocalExpert #CommunityFocus #FlexibleFinancing #CustomSolutions #Supportive #HomeBuyerHelp #LowerRates #SaveMoney #FastApproval #TimeSaver #MoreChoices #BetterRates #MortgageExpert #HomeBuying

Property Fox Reports: Tools for Mortgage Professionals! Property Fox is designed specifically for mortgage brokers. It offers a suite of tools and reports to streamline the mortgage process and help you make informed decisions. Key Features and Benefits: 🙂 Comprehensive Mortgage Analysis: Property Fox provides in-depth analysis of mortgage products, including interest rates, penalties, and potential savings. 🙂 Real-time Data: Access to up-to-date market information and interest rates. 🙂 Efficiency: Automates time-consuming tasks like data entry and report generation. 🙂 Client Focus: Helps brokers identify the best mortgage options for their clients. 🙂Refinancing Opportunities: Identifies potential refinancing opportunities and calculates potential savings. Property Fox aims to empower mortgage brokers with data-driven insights to enhance client service and business performance. Are you a mortgage broker looking to streamline your business and wow your clients? Property Fox Reports is likely your new best friend! 🚀 We provide in-depth mortgage analysis, real-time data, and automated reports, saving you time and helping you find the perfect mortgage for your clients. Let’s chat about how Property Fox can transform your business! Book a demo today! www.propertyfox.ai/demo #mortgagebroker #mortgagetips #propertyfox #realestate #finance

Why Picking the Right Mortgage Broker (Not Just Anyone) Could Make or Break Your Deal Let’s be real for a second: there are good mortgage brokers, bad mortgage brokers, and then there are mortgage specialists at the banks—and the difference between them could cost you BIG. Bad brokers? They’re just here for the quick commission. They’ll push you into a deal that works for them, not you, and then vanish. They don’t care about your long-term financial health or whether this mortgage is a good fit. Mortgage specialists at the banks? They seem helpful, but remember—they work for the bank, not you. Their job is to sell you the bank’s products, whether it’s the best deal on the market or not. Your options? Limited. Their interest? The bank’s bottom line. Good brokers? They’re in YOUR corner. They look at the whole market, compare options, and make sure you get a mortgage that fits your life, not just the bank’s agenda. They educate, advocate, and take time to get it right—because your success is their priority. When interviewing a broker (or mortgage specialist), ask yourself: 1. Who are they working for? Are they genuinely looking out for you, or just pushing products? 2. Do they offer options? Can they compare across multiple lenders, or are they stuck selling you one brand? 3. Do they stick around? Will they support you through the entire process, or disappear after the deal closes? 4. Do they know the game? Are they masters of the market, or just reading off a script? A mortgage is one of the biggest financial decisions of your life—don’t hand it over to someone who’s just “good enough.” Find a broker who works for YOU, not their commission or their bank. #Integrity #mortgagebroker Integrity Tree Financial

Embarking on the mortgage journey can be as nerve-wracking as it is exciting, but with the right guide, you can navigate it like a pro! Here are some insider tips to ensure your mortgage application is top-notch: 1. Get Your Documents in Order: Make sure you have all your financial documents ready. This includes your income verification, credit report, and asset documentation. 2. Understand Your Credit Score: Your credit score is crucial in determining your loan terms. Check your score in advance and improve it if necessary. 3. Know Your Budget: Be realistic about what you can afford. Don't just look at the maximum you can borrow—consider your lifestyle and long-term financial goals. 4. Stay Employed: Consistent employment history is a key factor lenders look at. Try to avoid making big career changes before applying for a mortgage. 5. Consult a Professional: Don't go at it alone! As your dedicated mortgage broker, I'm here to help you every step of the way to ensure a smooth and successful application process. Matt Broom-Hall 📞 825-440-9880 📩 matt@hellomortgage.ca 🌐 www.hellomortgage.ca Mortgage Broker & Coach Powered by BRX Mortgage #MortgageSuccess #HomeLoanTips #MortgageApplication #FinancialGoals #HomeBuyingJourney #MortgageBrokerExpertise #RealEstateAdvice #CreditScoreMatters #HomeOwnershipDreams #HelloMortgage #BRXMortgage

📘✨ Key Insights from "The Power of Discipline" by Daniel Walter 🌟📚 As a mortgage broker, discipline is at the core of what I do. Here are some transformative lessons from this amazing book that not only apply to my profession but can also help you in your journey to homeownership: Goal Setting is Key 🎯 - Just like finding the perfect home loan, setting clear, achievable goals is crucial. Discipline helps in breaking down these goals into manageable steps. Consistency Over Intensity 🏡 - In mortgages, as in life, consistent efforts often trump short bursts of hard work. Regular, disciplined actions ensure steady progress towards your dream home. Time Management is Critical ⏰ - As Walter says, managing time effectively is a hallmark of disciplined people. Prioritizing tasks and focusing on what's important helps in navigating the complex mortgage process smoothly. Overcoming Procrastination 🚫 - Just like in delaying financial decisions, procrastination can be a barrier. Discipline teaches us to tackle challenges head-on, making the home buying process less daunting. Embrace Learning and Adaptation 📚 - The mortgage industry, like many others, is ever-changing. Staying disciplined in keeping oneself updated is key to providing the best options to clients. Remember, whether it's achieving personal goals or securing the perfect home loan, the power of discipline is a game-changer! 💪 Contact us today! 916-987-0899 https://lnkd.in/ge74bEZa #MortgageTips #FinancialDiscipline #HomeownershipGoals #DanielWalter #PowerOfDiscipline #BookInsights #MortgageBrokerLife #mortgage #mortgagebroker #realestate #realestateinvesting #homeownership #homeloans #americandream

The fundamentals of a mortgage business are built around the four P's. People, Pricing, Products, and Process. You must be strong in all four areas to compete in today's market. First, you have to take care of your people. In the mortgage business, your biggest asset is your people. You don't have some tech, product, or widget that someone else doesn't have. You have a team that has to sell a commoditized product and execute at a high level of a complicated process. Without good people, you have nothing. People should be your number one focus, end of story—all day, every day, people first. Pricing. The consumer has changed. They are more aggressive, more educated, and less loyal. COVID changed consumer behavior, and I don't see it going back. With sharp pricing, your conversion rate is going to be higher. What is reasonable pricing? The truth is that the markets control pricing, not your company. Each market is different. Most companies have reporting that tells them where they stand vs. the competition. If your conversation rate is low, pricing could be your issue. Products. Most of your business is and will always be conventional. You need all the products your company can support to gain an edge. Extra products also give your sales team confidence. Everyone needs a shiny toy. Process. The process is essential for a few reasons. One the customer has to have a good experience. This is hard in mortgage because of all the moving parts. Second, a good process will have efficiencies that will keep your cost to originate low. This is one of the most critical metrics in the mortgage business. You can have better pricing if you manufacture a loan cheaper than the competition. Or pay higher commissions. Good luck out there this weekend. Know that I am pulling for you. #mortgage #business #americansecuritymortgage