Tracy Latona’s Post

I used to be afraid of building wealth because of what I THOUGHT the Bible said about money. Growing up, I heard that the desire to be wealthy was bad because it would tempt me to prioritize money over Jesus. So why pursue it? But as I worked with my coach to grow my business, I compared what she taught to what the Bible says about abundance, receiving, and having lots of money. Here's what I discovered that blew my mind. But first, let me be frank. You won’t get rich just by following Jesus. That's a false prosperity gospel. But you are given gifts that you're asked to steward well and grow, and that INCLUDES money. We often overlook the fact that wealth itself isn’t bad. It's actually a blessing from God. And with it, we are called to be wildly generous and care for widows, orphans, and the poor. Jesus' ministry was supported by women who gave from their own resources (Luke 8:3).  So how can you give generously if you're broke? How can you be wildly generous and give financially to the causes that tug on your heart if you're living paycheck to paycheck? This was a breakthrough for me because I wanted to be generous for God's Kingdom. The Bible is extremely clear that it's your heart behind building wealth that matters. Jesus asked the rich man to sell everything to follow Him, not because being wealthy is bad, but because He was pointing out that the man loved money more than Him (Matthew 19:16-30). You can have wealth and humility. It's about realizing that it's God's money, and you're called to manage it well (Deuteronomy 10:14-17). Step one in stewardship is recognizing this. Step two is being intentional with your money, instead of letting it slip through your fingers. The Bible calls us to: -Have a plan for our money-Luke 14:28-30 -Avoid debt-Proverbs 22:7 -Save for emergencies -Proverbs 21:20 -Be wildly generous -2 Corinthians 9:11 -Enjoy the income God has given us -Ecclesiastes 5:19 While following Jesus won’t make you rich, following His principles for money management will lead to financial growth over time. Is that guaranteed? No. God has different gifts for everyone, but we are all called to steward and grow what He gives us. That’s why I created the Steward and Grow Method—so Christians can manage their money with confidence and grow their mindset and bank account, to live generously and stop money stress. I know you're ready to be in a position to:  -Help those who go through natural disasters -Write a fat check for the missionary from your church to support them -Buy a full meal for the guy in the street All without worrying if your household has enough. It's time to eliminate stress and anxiety around managing your finances. DM me READY, and let's set up a Money Strategy Session to make a plan to go from where you are to where you want to be. This is a judgment-free zone - I've done stupid on steroids with money myself! It’s time to manage your money with confidence and be a good steward of God's gifts!

You know that saying, "Hard work equals money?" Yeah, I found that to be false 💩. I used to believe that too—just like many of my clients when they first come to me. They think if they just work harder, they’ll make more money, and life will be peachy. I watched my dad work 16-hour days nearly every day. My grandpa told me that hard work would get me noticed, promoted, and paid more. My mother figure believed that if she needed extra cash, she could simply increase her tutoring workload. So it made sense that I developed the belief that hard work = money. If I needed more money, I should just work harder. I would juggle two shifts at the restaurant, or work six days a week. I'd sign up for extra 12 or 24 hour shifts as an EMT, and I volunteer for holiday overtime at Home Depot. (My bosses loved me, by the way!) I hear this from my high-earning clients, too: "If I just increase my income, I could pay off debt, save, or contribute more to retirement." But that mindset leads to exhaustion, stress, and burnout. And you know what didn’t change? My bank account or financial situation. It stayed the same. When my coach told me that hard work does not equal money, it shattered my view of work. That mindset pressured me to provide in one specific way instead of trusting God. This realization opened my eyes to the abundance around me. Don’t get me wrong—I believe in hard work. The Bible has some pretty spicy words for those who expect a paycheck without effort. But I had to let go of the belief that I needed to work myself to death to earn more. Instead, I released control over how money should come and allowed myself to slow down. When I did that, I began to relax, get creative in my business, and focus on serving instead of selling. And guess what? Money started to flow in because I was focused on what God wanted me to do: serve the person in front of me with compassion, skill, and active listening. Now, I serve clients four days a week and dedicate one day to admin tasks. Letting go of the belief that hard work = money has worked wonders for my mental health. And my clients who make this shift notice an upward trend in their bank accounts, too. So, if you’re realizing that the belief of hard work = money is not true, and you're ready to progress on your financial goals—like paying off debt, saving, and being intentional with your money—you’re in the right place. You don’t have to sell your life for a paycheck and still feel money stress. What’s a saying or belief you once followed that you later realized wasn’t true? Drop your answer in the comments!

It’s right after payday, and you check your bank account after paying the bills. Your chest tightens as you realize your balance is lower than expected. You still need to buy groceries, fill up the gas tank, and get a gift for that birthday party. You’ve done all the “right” things with your money, but it’s still not working... why? Is this you? This is exactly how my clients feel before working with me. No matter what they try: 🗻Different methods like debt avalanche or the 50/30/20 rule (but progress feels too slow) 😠ALL the budgeting apps and spreadsheets (until an unexpected expense derails everything) 🤷♀️Increasing income with a side gig (but wondering where that extra money went) 💸 Saving a chunk when you get paid (only to transfer it out to cover bills you forgot about) 👫 "Calmly" telling your spouse, "No, we can’t buy that" (while exhaling slowly) You’re asking what else you can do because it feels like you’ve tried everything. This is exactly what my clients experienced before we worked together: "K" had worked with a coach and knew how to budget, but her "all or nothing" mindset left her feeling stalled with paying off her student loans. "D&M" made good money but felt paralyzed by debt, avoiding the conversation altogether, which caused more money stress. "D&T" were newlyweds with shared goals, but their different opinions led to stressful money talks which led nowhere. After using The Steward and Grow Method, everything changed: 𝐂𝐫𝐞𝐚𝐭𝐞 𝐒𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 So you KNOW where your money is going instead of wondering where it went. "D&M" found a $1,000/month leak after just one session, started working together on their finances for the first time, and felt confident about their spending! 𝐈𝐠𝐧𝐢𝐭𝐞 𝐚 𝐕𝐢𝐬𝐢𝐨𝐧 So you stay motivated with bite-sized goals and build discipline long term. "D&T" developed a clear vision, paid off $47k in debt, built a 6-month emergency fund, cash-flowed a move, and had a baby—all in one year! 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦 𝐘𝐨𝐮𝐫 𝐌𝐨𝐧𝐞𝐲 𝐌𝐢𝐧𝐝𝐬𝐞𝐭 So you change how you think and feel about money, and grow new mindsets, habits, and behaviors to pass onto the next generation "K" changed her relationship with money, cash-flowed two car accidents and medical expenses, and paid off $20k in student loans. Now, she enjoys spa days guilt-free, knowing she’s still hitting her financial goals. I know you're craving results like this, too. It’s time to stop wondering where your money went and confidently start directing where it goes, so you can live generously and stop money stress. Message ‘READY’ and let’s book a Money Strategy session to make it happen! Incredible transformation is ready for you, too, when you learn to Steward and Grow your finances!

Y'all, it's FINALLY happened! After over 4 years of coaching, I decided to invest in a website that shows how I help people stop money stress and grow their bank account to live generously. I'd LOVE your feedback on it on what you feel could make it better! Please have a look and share your thoughts https://lnkd.in/ghcWTdsG

Imagine this: You're driving home after a long day of holiday shopping, trunk full of gifts, when suddenly—BOOM! Your heart is in your throat as the steering wheel pulls to the left, and your dashboard lights up to tell you that your tire pressure is low. You pull off to the side of the road, thankful that there wasn't an accident. And as you look at your tire, you see immediately that there's no way that it can be repaired. You need a new one. Right after you filled your trunk with hundreds of dollars of Christmas gifts. But instead of panicking about how much it will cost to fix it, or which credit card to choose, you're relieved that you're safe and feel at peace. That's because you have an emergency fund you have access to. And the gifts you just bought? Paid for in cash. You reflect on what life was like a year ago, and how this situation would have caused you major panic, stress, and anxiety. But instead of worrying about maxing out another credit card for this emergency, it's just a pain in the butt inconvenience. You're confident as you transfer what you need from savings to checking to pay for your new tire, and know that your emergency fund will be refilled soon. What changed from last year to this year, is that you chose to start being intentional with your finances and learn to manage and steward God's money well. You learned how to structure and organize your money through a budget, and also changed the way you think and feel about money, so it's no longer stressful. You know you have a clear plan on how to pay off your debt for good and grow your bank account, because ultimately, you want to live a life of generosity. And I know that if you're still reading this, you want this to be YOUR reality (without the blown tire, of course!) This transformation is exactly what I guide my clients through with The Steward and Grow Method, so they can manage their money with confidence, and grow their mindset, and bank account. I know you're ready to be in a position to buy Christmas gifts with cash, so you're not surprised by a January credit card bill. You're ready to grow your bank account, so you can handle emergencies with ease. And, you're ready to change how you think and feel about money, so you can feel stable internally and externally and never have financial stress again. Ready to change your financial reality? DM me 'READY' and let's set up a Money Strategy Session to see where you are, where you want to be, and how to get you there. And if you'd like help in taking action on that plan, we will talk about what working together looks like, so you can accelerate your progress and reach your financial goals faster! You don't have to let emergencies be a financial stressor. You can Steward and Grow your finances to handle them with ease!

Have you ever felt like God was asking you to do something that defied all logic—expecially the advice from others and yourself? In the spring of 2022, I opened a letter that would change everything—my knees buckled as I realized what it meant. My husband and I were at a tough point: our marriage, money, and work were hanging on by a thread. My husband, a veteran who had served two tours in Afghanistan, could no longer work. Money was tight, but he felt led by God to apply for a VA disability increase—and stopped working while waiting. At the same time, my business was in a slow season, and income was low. Even though I was terrified, we trusted God to provide. As a financial coach, I could NOT make the numbers work. The money wasn't there. When I asked God if I should get a part-time job (something I’d recommend to a client), the Holy Spirit said, "Wait. Trust Me." Every part of me wanted to get a job, but I knew it would mean disobeying God. So, I trusted Him. And what He did was spectacular. He provided in the most unexpected ways: 🍴Reminding me of an old silverware set I’d forgotten about that sold for what we needed that month 📜A life insurance policy my estranged dad had signed over to me 💌And that letter: a check in the mail from North Carolina, a state we hadn’t lived in for TEN years! For four scary months, God provided. Each miracle was enough to cover us completely, just like how Jesus multiplied the loaves and fish. That season wasn’t just about provision—it transformed my faith. I had said I trusted God, but my stress and anxiety told a different story. My logic and emotions werent' aligned. Through this time of relying on Him for "daily bread," I learned to surrender my fears, finances, marriage, and control, and in return, He gave me peace beyond understanding. Now, when things feel tight or scary, I remember how God provided in ways no job could have. Sometimes God asks you to trust Him in crazy ways, so He can show you who He really is. When my husband’s VA increase was approved, it was 100%, providing exactly what we needed so he could use his time to serve the Lord. How about you? Do you feel led to learn to be a good steward of your finances, but there's something holding you back? If you're ready to manage your money with confidence and grow your bank account, but you're nervous about the investment, I ask you: Will you trust Him to provide for you? Because He has for dozens of my clients, and He will for you, too. When was the last time you went against what everyone said—and it turned out great? I'd love to know! Drop your answer in the comments.

Want to get on the same page with your spouse about money so you can work as a team to stop stress and grow your bank account? Watch this livestream to learn how!

Do you want to get on the same page as you spouse with your finances, so you can work together to stop money stress and grow your bank account! Of course you do! And I invite you to learn how to do that by tuning into this podcast: https://lnkd.in/gNCP2afz We will discuss money, marriage, and how to work together with your spouse, even with different money languages!

Yes, the 25 year wait was worth it! The Krabby Patty from Wendy's was quite tasty. And how does this relate to finances, you ask? Well, I help you manage your money with the same confidence SpongeBob feeds a restaurant full of anchovies! 🤣

When your new client has a beaming smile on her face after her first session and says, "This is the first money conversation where I didn't want a Xanax and a bottle of wine!" 🤣🤣