🤔 Did you know that variables like ZIP codes or language preferences can unintentionally block credit access? At Upstart, we’ve developed a method to detect and eliminate these "proxies" in underwriting models, ensuring fairness and compliance with the Equal Credit Opportunity Act. Learn how we’re building more inclusive lending systems at the link below 🤝 https://lnkd.in/g5vhtw_b
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This is such an important topic! It’s incredible to see how technology can help identify and eliminate biases in underwriting models. Fair and inclusive lending practices are essential for creating equal opportunities, and it’s great to see Upstart leading the way in this space. Thanks for sharing this important work!