US FinTech’s Post

SDK.finance has partnered with Salt Edge to help #fintech companies develop #OpenBanking-enabled financial services and apps or update existing ones. Read more here 👉 https://buff.ly/3A5fHkl #SDKfinance #SaltEdge #API #accountinformation #AISP #financialinclusion #payments #ThePaypers

Open Banking APIs are changing how we manage money. They let banks and apps connect safely, offering faster payments, personalised financial tools, and more choice for everyone. But it’s not without challenges—privacy, security, and tech compatibility still need work. Still, the potential benefits for both businesses and consumers are huge. Curious to know more? Read here: https://lnkd.in/gPJVe_s5 #openbanking #fintech #api #financialservices #digitalbanking #innovation #datasecurity #futureoffinance #bankingtechnology #financialinclusion

💡 What do you think about the combination of AIS and PIS services in Open Banking? 💡 With Open Banking reshaping the financial landscape, the merging of Account Information Services (AIS) and Payment Initiation Services (PIS) has opened new doors for both consumers and businesses. AIS enables customers to share their financial data across different platforms, creating opportunities for better insights, personalized financial products, and seamless account management. Meanwhile, PIS allows for direct initiation of payments from a user’s bank account, often offering faster, more secure, and cost-effective transactions compared to traditional methods. Together, they form the backbone of many modern fintech solutions, but is this combo truly transformative, or are we simply checking a regulatory box? Some say it’s a necessary infrastructure for advancing payment innovation, creating streamlined user experiences and paving the way for open ecosystems. Others find it boring, viewing it more as a compliance-driven addition with limited excitement. 🔍 Is this convergence unlocking the future of banking, or is it just another technical layer in the stack? Let’s discuss—where do you stand on this? #OpenBanking #AIS #PIS #FinancialInnovation #Fintech #Banking #Payments #Compliance #FutureOfFinance

A unified experience, operational efficiency, and real-time processing are just some of the advantages that a payments hub offers. Read the blog for more on this transformative solution. #fintech #payments #paymentshub

Upgrading legacy core systems can be a very costly and risky exercise for any regulated institution, and there is little appetite for such disruptive exercises. This means that institutions are turning to more agile banking and payments technology vendors like Geniusto who provide a highly scaleable, cost-effective, multi-tenant platform that can be simply layered on top of existing core banking systems, opening up a wealth of new services for an institution to offer to downstream businesses wishing to enjoy the benefits of embedded finance. #baas #embeddedfinance #multitenant #platform #payments #thebrainsbehind Idris Gbaja-Biamila

It’s a great day for the future of payments and open banking in Europe 🇪🇺 With MEPs having voted to green light making instant payments universally available and affordable, we go behind the headlines to unravel what it all means for you 👇  https://lnkd.in/gPphaR9e

In an era where data is king, iPaaS and open banking are revolutionizing the financial sector. Discover how these technologies promote innovation and competition while helping ensure secure data handling. #DataSecurity #Innovation #Fintech #BankingSolutions #wipfli

Coconut Software, a leader in enterprise appointment solutions for the financial services industry, has announced its integration with Jack Henry's digital banking platform. By leveraging the Banno Digital Toolkit, Coconut Software has embedded its technology into the digital experiences offered by community and regional financial institutions. 'This integration with the Banno Digital Toolkit will result in great success for the business and their customers,' said Katherine Regnier, CEO of Coconut Software. Coconut Software's solutions make it effortless for customers to connect with qualified representatives through phone, video call, or in-branch appointments. Over 150+ financial institutions trust Coconut Software to boost their NPS and CSAT scores, increase deposits, and improve loan pull-through rates. The integration with Jack Henry's platform contributes to its growing ecosystem of over 1,000 fintechs, providing approximately 7,500 financial institutions with relevant financial products and services. @coconutsoftware #fintech #digitalbanking @jackhenryassoc

Ozone API 🤝 CLOWD9 📲 ☁ This LEGENDARY partnership is set to offer additional services to clients and prospects with CLOWD9’s INDUSTRY-LEADING payments processing platform combined with Ozone API’s expertise in open banking 📈 👏 This will ALSO enable the two companies to address the unique needs and challenges faced by FI's and provide tailored solutions to drive growth and success. 👨💻 Suresh Vaghjiani, CEO at CLOWD9, added: “Our customers choose CLOWD9, knowing that our platform has been designed specifically from inception to maximise all the advantages that the cloud brings, it is for this reason that we only partner with companies that provide best in class services. We are proud to be working with Ozone API as a technology leader in open banking. Ozone API empowers banks and financial institutions to adapt and thrive in the new world of open finance. Together we provide technology that delivers compliant open APIs and goes beyond, to monetize issuer processing and open banking globally.” Find out more on the link below! 👇 Emily Utton Cosmo Spens Jakub Sobieraj Christian Channell Claudia Bertasso Richard Wray Blake McClelland Katie Hayes Huw Davies Chris Michael Freddi Gyara James Bushby Robyn Winstanley #openbanking #clowd9 #ozoneapi #fintech #fintechnews #paymentprocessing #financialinstitutions #openfinance #openapi #bankingtechnology #regulatorycompliance #fintechcommunity #issuerprocessing #globalbanking