USDA Loan Pro’s Post

How do USDA loan programs work? Here’s what you need to know. #mortgagetips #homeloan

Sis, stop renting and BUY the house! If you're worried about the down payment, I get it. Saving up for a large down payment can feel impossible in a single income household and especially when you're balancing everything. Ever heard of the USDA loan? If not, don't worry, USDA loans are frequently overlooked because they’re plagued by myths. The most common one is, you have to live way out in the country and that's not true. Because these loans come from the U.S. Department of Agriculture (USDA), many people mistakenly think the USDA loans are for farms and rural properties and that's not true either. The key element is that the property location must be in an area deemed ‘rural’ by the USDA. Many areas that aren’t far from small and mid-sized cities might actually be classified as rural areas by the USDA. For example, some of the homes in Houston suburbs such as Iowa Colony, Magnolia, Rosharon or Waller could be eligible for USDA financing. Here's the facts you need to know. The biggest perks of a USDA loan is that you don't need a down payment. That’s right, zero down for qualified applicants and eligible properties! Compare that to an FHA loan, where you’d need at least 3.5% down if your credit score is 580 or higher. If your score is between 500 and 579, you'd need to come up with 10% and that can add up. And get this, there are two types of USDA loans. That's right, TWO! 1. USDA direct loans, which are available only for low-income applicants and 2. USDA guaranteed loans, which are offered through approved lenders who work with the USDA.   #brazoriacountyrealestate  #brazoriacountyrealtor  #brazoriacountytx #houstonrealtor  #htx  #htxrealtors #kizzy #kizzyrene #kizzyrenealexander #momsofbrazoriacounty  #momsinrealestate #movetobrazoriacounty  #movetotexas #movetohtx  #movingtohtx #movingtotexas  #realtormom  #realtormomlife  #tevasrealestate #tevasrealestategroup #usdaloans #valoans

How do USDA loan programs work? Here’s what you need to know. #mortgagetips #homeloan

How do USDA loan programs work? Here’s what you need to know. #mortgagetips #homeloan

This is an easy to read article that lays out basic information about USDA loans. Many of our lenders offer USDA and it's surprising how many areas are eligible for this product. Take a look! #homeloans #firsttimehomebuyers

Realtors let's shine a spotlight on the remarkable benefits of USDA loans for your clients! 🌾🏡 1. No Down Payment Required: 🚫💰 USDA loans offer eligible buyers the incredible advantage of purchasing a home with no down payment. 2. Low-Interest Rates: 📉💡 Clients can enjoy competitive and often lower interest rates with USDA loans, contributing to long-term affordability. 3. Flexible Credit Requirements: 🔄📊 USDA loans provide flexibility in credit requirements, making homeownership accessible to a broader range of clients. 4. Rural and Suburban Eligibility: 🌳🌆 These loans aren't just for farms! USDA loans cover eligible homes in rural and suburban areas, expanding housing options. 5. Finance Closing Costs: 🏡💵 The cherry on top—closing costs can be financed into the loan, reducing upfront expenses for your clients. 6. Guaranteed by the Government: 🏦🌟 USDA loans are government-backed, providing an additional layer of assurance for both lenders and buyers. Realtors let's make homeownership dreams a reality with USDA loans. The ability to finance closing costs adds an extra layer of affordability to an already fantastic package! Reach out to me, I’m here to serve. 🏡🔑 #stilleythemortgageexperience #strongertogether #USDA 💙🚀 #NMLS 2461162 #ApexMortgageGroup #TimeKillsDeals #Atlantarealestate #Floridarealestate www.apexmtg.net/stilley Book time to speak with me: https://lnkd.in/gKY8ZMb4

Do you work from home? Want to build equity and lower your monthly living expenses? Tired of traffic everywhere you go? Let's talk about a 3 year plan to change all of that! #sfrealtor #sfrealestate #sanfranciscobayarea #bayarea #bayarearealestate #sanfranciscorealestate #realestate #realestateproffessional #sanfranciscorealtor #sanfranciscobayarearealtor #sequoiarealestate

Good morning , realtors let's shine a spotlight on the remarkable benefits of USDA loans for your clients! 🌾🏡 1. No Down Payment Required: 🚫💰 USDA loans offer eligible buyers the incredible advantage of purchasing a home with no down payment. 2. Low-Interest Rates: 📉💡 Clients can enjoy competitive and often lower interest rates with USDA loans, contributing to long-term affordability. 3. Flexible Credit Requirements: 🔄📊 USDA loans provide flexibility in credit requirements, making homeownership accessible to a broader range of clients. 4. Rural and Suburban Eligibility: 🌳🌆 These loans aren't just for farms! USDA loans cover eligible homes in rural and suburban areas, expanding housing options. 5. Finance Closing Costs: 🏡💵 The cherry on top—closing costs can be financed into the loan, reducing upfront expenses for your clients. 6. Guaranteed by the Government: 🏦🌟 USDA loans are government-backed, providing an additional layer of assurance for both lenders and buyers. Realtors let's make homeownership dreams a reality with USDA loans. The ability to finance closing costs adds an extra layer of affordability to an already fantastic package! Reach out to me, I'll be happy to assist! 🏡🔑 #stilleythemortgageexperience #HomeownershipDreams #USDAloans💙🚀 #NMLS 2461162 #ApexMortgageGroup #TimeKillsDeals #Atlantarealestate #Floridarealestate www.apexmtg.net/stilley Book time to speak with me: https://lnkd.in/gKY8ZMb4

Did you know USDA Loans aren't just for farmers? Discover how you can benefit from this program, even if you live outside a major city! 🌾 Not Just for Farmers: USDA Loans (United States Department of Agriculture Loans) offer opportunities for homeownership in rural and suburban areas. 💡 Get the Facts: Learn more about USDA Loans and enjoy an easy approval process. Talk with a friendly Omega loan expert to see if a USDA home loan is right for you. ✅ Low Rates, Easy Approval: Enjoy low rates and a hassle-free approval process with OMG Lending. 🔍 Expert Advice: Receive expert guidance from our knowledgeable team to navigate the USDA loan process with confidence. 🚀 Quick Approval: Experience quick approval and closing, typically within 30 days, so you can move into your new home sooner! At OMG Lending, we're here to make your homeownership dreams a reality. Contact us today to explore USDA Loan options and take the next step towards owning your dream home! 🌱 Apply Now: https://lnkd.in/ejW5MxY #OMGLending #USDALoans #Homeownership #RuralHomeLoans #LowRates #EasyApproval #ExpertAdvice #QuickClosing #RealEstateFinance #HomeLoanOptions #USDAHomeLoans #FinancialGuidance #DreamHomeJourney

Learn about the benefits of USDA loans, including no down payment, low interest rates, and flexible credit requirements. Discover why a USDA loan might be the right choice for you. #USDAloan #AffordableHomeLoans