Western Alliance Bank’s Post

Bank Account Verification - at what point in the transaction process do you check this? At the end? Just before you click send? If that's the case, what happens if you've already spent hours, days, weeks, months to complete a transaction, but then when it comes to sending the funds over you discover that the bank account can't be verified? Complete an Account Verification check with Armalytix earlier in the process. To find out how quick and easy this is, drop me a message #accountverification #transaction #remortgage #equityrelease #bankaccount

In banking, market value is initially used for calculations, but if an appraisal is needed, it usually takes precedence. 📝 Confusion arises when the values differ, sometimes impacting your loan amount. 🏦 Curious or facing a specific scenario? Let's chat! 💬 -- 📞 (604) 989-3507 📩 nathan.demers@mortgageslab.ca 🌐 NathanDemers.ca #sechelt #secheltbc #secheltmortgagebroker #secheltbroker #secheltrealestate #secheltrealtor #secheltrealtors #nathandemersmortgagebrokers #mortgageslab #mortgage #mortgages #mortgagebroker #mortgagetips #mortgage101

Ready for a loan experience that's faster, cheaper and easier than what a big bank can offer? You've come to the right place! I'll guide you through the process every step of the way. Call me. #noborrowerleftbehind #mortgagepro #realestate #mortgageloan #realtor #mortgageadvisor

We've got a MAJOR ANNOUNCEMENT COMING, but it's not quite time to spill the beans! Here's a sneak peek: Seamlessly Smooth Transactions Effortless Banking & Exciting New Ways to Connect Stay tuned for more details! The countdown starts now! ⏰🎉 #BrentMB #mortgage #lagosproperties #nigeria #mortgagebank #nigeriahomes #homesweethome #coming #soon #comingsoon

The "Furthermore..." to this discussion is that the federal government's mortgage stress tests are testing for the wrong risk. In consequence: (1) a lot of Canadians have been unduly prevented from making housing choices that are in their best interests and (2) suppression of home buying affects resales and new construction, and this has reduced new housing construction and contributed to the housing shortfall in Canada. I estimate that the impact on starts from the stress tests is now >200,000 dwelling units. The mortgage stress tests have a consequence that is counter to the government's housing objectives.

Part 2 of my credit video! • 📣 Credit Karma is not an accurate measure of your true FICO score 📣 • Often times I have clients apply telling me that when I pulled their credit report, that it “can’t be accurate because Credit Karma said I have a ___ score.” • This is because Credit Karma uses the VantageScore 3.0 to reflect your scores, NOT your FICO score. The VantageScore is scored differently than FICO with, generally speaking, VantageScore putting more weight on credit cards and their payment history. #loanofficerdave #umortgage #umortgagemidwest #mortgage #credit #credittips

Even after close to 20 years in the industry, Things surprises me. Same property, 5 different valuation with 5 different banks. Valuation figure for this property range from 365K to 472K. Your banker can't do this. What this will do to client? * Save on Mortgage Insurance Cost * Save on Interest rate because Pricing directly related to Loan to Value Ratio * Give Cash for deposit for next purchase so think about opportunity cost. * Buffer for Risk Prevention * Comfort with cash flow due to reduced cost from all above May be few more benefits but above all i am surprised with numbers. Think about it when someone say my bank will do this or i can do this loan directly with my online lender......#Property #valuation #leverage #investment #mortgage #lendingtips #brokersarebetter #brokersworksforyou

Mortgage lending is essential for banks, playing a crucial role in their financial ecosystem. Our latest 'Mortgage Excellence' report reveals how banks can achieve profitable mortgage growth through price and product optimization. Learn more: skp.link/exm #LendingExcellence #MortgageExcellence #RetailBanking #FinancialServices #SimonKucher

Discover the transformative strategies McKinsey recommends for lenders aiming to thrive in the competitive US mortgage landscape. Dive into the full report: https://lnkd.in/gYH3GykP Explore Argentium's Innovative Solutions: https://argentium.ai/ #Banking #NonBanks #MortgageMarket #FinanceIndustry #USMortgage #FinancialServices #MarketInsights #McKinseyReport #MortgageUnderwriting #InnovationInFinance #AIinFinance #MortgageAutomation #Mortgage

Mortgage lending is essential for banks, playing a crucial role in their financial ecosystem. Our latest 'Mortgage Excellence' report reveals how banks can achieve profitable mortgage growth through price and product optimization. Learn more: skp.link/exm #LendingExcellence #MortgageExcellence #RetailBanking #FinancialServices #SimonKucher