Wine of Moldova’s Post

Great article (even if in Japanese, I’m sure LinkedIn translation tools manage it). The reason I am sharing it is that it gives a great idea on how to use NLP to identify long term trends in the market. (Not just by getting the 10 yr old research, but then by actually parsing the next 10 years of text data). With available data, any fundamental investor or company would be able to identify, and especially run SCENARIOS against market data for the last 10 years in just a few hours at most. No person would be able to do that in less than a few months. #ai #invest #llm

―How is it calculated? (Average wage ③: Fundamental calculation method)― Now, this is the third part of the topic about average wages, and we are going to take a look at how it's actually calculated. Looking again at the fundamental calculation method for average wages, it says that "average wages are the total amount of wages paid to the worker in the three months prior to the date on which the reason for calculation occurred, divided by the total number of days in that period." And, what you need to be careful of is that you should look at the pay closing date immediately before the reason for calculating the average wage occurred. Therefore, for example, there is a company that pays on the 25th of the month and the cut-off date is the end of month. When the voluntary average wage calculation occurred on October 16th, the person's average wage will be calculated as "(July salary + August salary + September salary) / (31 + 31 + 30)." To put it simply, it's very simple, as it means dividing the total salary for the most recent three months by the number of calendar days in that period. However, this is merely a fundamental calculation method, so from next time onwards, we would like to look at exceptional calculation methods.

◆ "Festivals, Rituals," Changes in "Annual Events" and Tourism In the 1990s, in the promotion of regional development, there was an increase in the number of "kaminaki" events, which are pseudo "festivals" rather than "rites" based on commercial motives, and there was a movement to use these events as leverage to foster local residents' attachment to the region. https://lnkd.in/gKmUPnGM I, too, have participated in festivals. However, I never paid attention to the essence of festivals, i.e., their function as a prayer or ritual to the gods, and I never worshipped them. The festivals in my area include things like a boat-shaped mikoshi (portable shrine) and an act of festivity in which the mikoshi is divided into two parts, one on the mountain side and the other on the sea side, and the gods are drawn to either side. However, nowadays, there are few farmers and fishermen among the festival participants, and when I manage the local festival, I am told by the local fishermen, "You guys don't have anything to do with that. Compared to when I was a child, there are far fewer people living in the local community, and my blood relatives alone have lost or left about 10 people in the small community of Yura Town, which has a local population of about 5,000, and dozens more if they are related by geography. The number of people who are responsible for the local community, which originally consisted of only 30 to 50 households, has declined due to the aging of the population and the migration of the population to the cities, and it is difficult to maintain the original form of the festival. The decline in the number of children is remarkable, and the declining birthrate and aging population are visible phenomena. The paper suggested that it is not enough to simply turn festivals into tourism resources and increase the number of tourists, but that the "prayer to the gods" part of festivals, which are becoming more and more like events, is now being disregarded. The essence of "godless" festivals is the loss of awareness of the divine due to the influx of Western civilization and the over-infiltration of science (Kagaku) into work itself, which has eliminated the awe and respect for nature that humans originally possessed. Some may believe in fairies and some may not, but fairies are the link between the human world and the other world. They constantly create a kind of atmosphere of the other world. I believe that by trying to think about fairies and the other world, human imagination is nurtured.' "In every country you hear people say, 'There used to be fairies...' Perhaps the reason we don't see fairies now is because our human imagination is waning." ("What are fairies?" (What fairies can teach us, according to Dr. Kihara of Saga University) https://lnkd.in/g99YnVvS Next post!

―How is it calculated?! (Income tax/bonus (Exception ②))― This time, we are going to explain the exception ② of the calculation of withholding income tax deducted from bonuses. We have looked at two ways to calculate withholding income tax deducted from bonuses: the normal case and when there was no salary payment in the previous month. This time, we will look at the calculation method for income tax when "a bonus (amount minus social insurance premiums, etc.) is more than 10 times the amount of the previous month's salary (amount minus social insurance premiums, etc.)." The calculation in this case is carried out in the steps (1) to (5) below. (1) (amount minus social insurance premiums, etc. from bonus) ÷ 6 (or "12") (2) (1) above + (amount minus social insurance premiums, etc. from the previous month's salary) (3) Apply the amount in (2) above to the "Monthly table" to find the tax amount. (4) Tax amount in (3) above - (tax withheld from previous month's salary) (5) Tax amount in (4) above x 6 (or "12") (Note) If the bonus calculation period is longer than 6 months, use the "12" in the above formula. You probably won't encounter a case where the bonus amount exceeds 10 times the previous month's salary, but it's good to keep in mind that there is an exception which the calculation method introduced above will be applied to.

―How is it calculated?! (Income tax/salary)― Let's take a look at how the income tax deducted from salary is calculated this time. First of all, as a basic rule, income tax is calculated based on the taxable amount and the number of dependents, and as the taxable amount increases, the amount of income tax itself also increases. So, the key point is what the taxable amount is, and it is the amount obtained by subtracting each social insurance premium from the taxable payment obtained by subtracting the non-taxable amount (mainly commutation allowance) from the total amount of payment. Therefore, if the calculation of the payment amount or the social insurance premium amount explained in the previous article is incorrect, the calculation of the income tax deducted from the salary will naturally be incorrect. To roughly check whether the income tax calculation is correct, please think about it as follows. 1. The taxable amount and the number of dependents are the same as the previous month → The amount of income tax is the same as the previous month. 2. The taxable amount increases and the number of dependents is the same as the previous month → The amount of income tax increases from the previous month. 3. The taxable amount decreases and the number of dependents is the same as the previous month → The amount of income tax decreases from the previous month. 4. The taxable amount is the same and the number of dependents increases from the previous month → The amount of income tax decreases from the previous month. 5. The taxable amount is the same and the number of dependents decreases from the previous month → The amount of income tax increases from the previous month. Income tax can be a little difficult to understand, but I hope you can at least grasp the key points of how to think about it!

―How is it calculated? (Average wage ②) ― As the topic last time, we introduced five situations in which the average wage is used, so for this time, we would like to look at how it is actually calculated. If we look at Article 12 of the Labor Standards Act, the most basic calculation method is stipulated as "the average wage is the total amount of wages paid to the worker in the three months prior to the date on which the reason for calculating it occurred, divided by the total number of days in that period." The key point here is "before the date on which the reason occurred." If we look at the "date on which the reason occurred" in the five cases from last time, it can be described as ① to ⑤ below: ① In the case of dismissal notice allowance, the date on which the worker was notified of the dismissal. ② In the case of leave allowance, the first day of leave. ③ In the case of wages paid for annual paid leave, the first day of annual paid leave. ④ In the case of accident compensation, the date on which the injury occurred on the job. ⑤ In the case of the limit amount of the sanction for pay cut, the date on which the intention to cut the pay reached the other party. The average wage is actually simple, but there are several points to note. We have looked at what cases and at what timing the wages are calculated, so from next time onwards, we would like to look at the actual calculations. Keep updated!

Money isn’t everything but SANU envisions a global economy that uses business as a force for good! Additional 7billion yen raised resulting in cumulative 12billion yen funding to date. Details in Gen’s post below! #startup #fundraising #bcorp #livewithnature #sanu2ndhome

Now, Bank of Japan's Ueda is saying that interest rates will be raised and government bond issuance will be reduced to stop the yen's depreciation, but the exchange rate is not determined by the Bank of Japan alone. For example, the tax evasion scheme known as NISA has encouraged the outflow of speculative funds overseas, causing the yen to weaken, so simply abolishing NISA would make the yen stronger by at least 10 yen. And the effect of whether the yen will strengthen or weaken will also differ depending on what the funds obtained from issuing government bonds are used for. For example, if they were to issue huge, ultra-long-term government bonds worth hundreds of trillions of yen with a fixed yield of about 1%, and force the majority of them to be held by Keidanren businesses, and use that money to order megafloats to Chinese shipyards to saturate their production capacity for the next 30 years, and at the same time, order a large number of Chinese-made solar panels, and deploy large-scale offshore solar power plants in low-latitude areas where typhoons occur or pass through, it should be possible to suppress the rise in seawater temperature and thus suppress the size and frequency of typhoons. If effect of prevention of Typhoon's occurrence and effect of Typhoon's downsizing, and generation of electricity are taken into account, it should result in a large surplus in the long term. If it is used in this way, it will put pressure on the yen to appreciate. On the other hand, if it is scattered around stupid events like the World Expo or the Olympics, it will put pressure on the yen to depreciate. The Bank of Japan issues government bonds, but the Diet decides how to use them. Therefore, the exchange rate does not move just because of the decisions of the Bank of Japan's Ueda. The Bank of Japan's Ueda can only have a partial influence. Therefore, the responsibility for the exchange rate should not be shifted entirely to the Bank of Japan's Ueda. Minister of Finance ,who is practically just a figurehead, and Diet should bear serious responsibility, and so should the people who elected them. And, there seems to exist substantial number of opposition party lawmakers who hold shares of listed Japanese businesses and oppose abolition of NISA. They are absolutely betraying their supporters. In addition, lobbying groups like the Keidanren, which donate to the Liberal Democratic Party and cause huge distortions in policy decisions, also bear serious responsibility.

First of all, if the weak yen is a problem, the first thing that must be done is to abolish NISA, which is a tax evasion scheme, as a top priority. And next comes the change to a progressive tax on capital-gains/dividends, and increase in the minimum tax rate of them up to 95%. And then the ban on share buybacks. Share buybacks discourage companies from making capital investments, which ultimately shortens the lifespan of companies and reduces economic growth across the country. This puts pressure on the yen to weaken. Furthermore, it is necessary to impose heavy taxes on retained earnings of overseas subsidiaries of Japanese companies, create a high multiple (at least 10,000 times) of tax on overseas lobbying activities by companies like Toyota and Nippon Steel, and ban the issuance of yen-denominated bonds by foreign speculators like Warren Buffett.

―How is it calculated? (Annual paid leave)― Including today, there are only two days left in October. Finding the summer heat has been finally gone, we are passing autumn and beginning to feel the chill as we prepare for winter. Have you taken your annual paid leave? Some of you may have used it as a summer vacation, while others may be taking it around the New Year's holidays. Now, let's take a look at how the wages for the days when you take annual paid leave are determined. Annual paid leave is stipulated in Article 39 of the Labor Standards Act, and the wage for the days and hours when annual paid leave is taken is determined in Section 9 as follows. ①Average wage ②Normal wage ③Amount equivalent to the standard daily remuneration under the Health Insurance Act based on the labor-management agreement In many cases, ②Normal wage is paid, but please check your pay slip for the month when you took annual paid leave to see if that is really the case. It may just be your own assumption.