Story of Salman and Buddy.
In a luxury restaurant, there is a guy named Prince Salman(Not KSA ones, but let's say Prince Salman of Johorean🤣). He comes with a RM 1,000 budget to eat inside.
And there is Buddy, a guy that just thought he want to eat there, while just bringing RM 5.
In the end, both of them get to eat, but the difference is, Salman enjoys the full luxury of good, healthy and pack of nutrient foods from the restaurant's meal and hospitality, while Buddy just bought some twisties, which is an unhealthy junk foods with cheap flavour at convenience store beside, and ordered a mineral water.
This significance is as same as comparing High and Low Limit Medical Coverage. Yes, you can get the medical services from both of it, but don't expect the same luxury. And also, if the bills exceeds the limit, do not expect the doctors to be able to downgrade the services, and you may have to go outside of the Private Hospital to take Public ones instead, just like Buddy's story above.
So, if you care about your healthcare, and how people will treat you at that times, make sure to review and make sure the coverage is high enough for atleast 10 to 20 years of relevance.👍
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