Zanders’ Post

As we approach the implementation of Basel IV on January 1, 2025, significant changes to the Standardized Approach (SA) for credit risk are set to reshape the financial landscape. Curious about how these changes will impact your institution and how Zanders can support you? Read the full blog: https://lnkd.in/ejgAMHV9 #BaselIV #CreditRisk #Finance

Today, the PRA has published the "near-final" Basel 3.1 rules for credit risk, the output floor, reporting and disclosure requirements as well as the Strong and Simple capital regime for smaller firms. Implementation has been pushed back another six months to 1 January 2026. This is a huge milestone - and will mean some very busy regulatory change analysis and implementation activity for the next few months! https://lnkd.in/eyZucrdX However, huge uncertainty hangs over the US Basel Endgame with the regulators currently focused on wading their way through the huge amount of (mostly negative) feedback on the proposed rules. The November election results will also have a bearing on this timeline so watch this space 👀 . #basel3.1 #PRA #prudentialregulation #risk #control

It is imperative to be prepared for the future and especially when it includes a known-unknown like #Basel IV. Many banking areas will be affected and #tradefinance is not an exception. In this article, we attempt to distill the implications of the new framework and, most importantly, we focus on how the financial institutions can provide a dynamic response to this challenge. #tradefinance #supplychainfinance #bankingindustry #fintech #banking

In an era of regulatory complexity, staying ahead of the curve is paramount for financial professionals. LiquidX's latest blog post offers a roadmap for navigating the intricate regulatory landscape. Gain clarity on the implications of Basel IV for capital distribution strategies and get equipped with actionable insights to proactively address challenges.

Delve into the intricate landscape of Basel IV regulations with our latest blog, shedding light on the significant challenges faced by financial institutions in terms of capital distribution. With Basel IV looming on the horizon, understanding these challenges is more crucial than ever for professionals in the financial sector. We provide a comprehensive analysis of the implications of Basel IV on capital distribution strategies. Whether you're a seasoned finance expert or just beginning to navigate the complexities of regulatory compliance, this insightful read offers valuable perspectives and actionable insights. https://buff.ly/49mLSb2

Our latest white paper, enhanced by insights from interviews with regulatory industry experts, provides an in-depth analysis of Basel IV's implications on banking operations. It offers practical guidance for navigating the evolving regulatory landscape effectively. Access our whitepaper here: https://bit.ly/3UosxBM

Following the Federal Reserve’s revised publication of its proposed implementation of Basel 3 ‘Endgame’ - from an industry standpoint, a favourable deviation from the original draft, the PRA today published the highly anticipated second release of its near final policy statement and rules covering the implementation of Basel 3.1 standards for credit risk, the output floor, reporting and disclosure requirements in response to consultation paper CP16/22. Overall it seems that both regulators have struck a balance between adopting a more risk sensitive standardised approach, whilst reducing the gap against internal rating based application and minimising the consequential uplift in capital requirements, albeit less so for US banks. https://lnkd.in/e9p-KUvM

Very interesting and easy to understand post from Acin on the Banking Regulatory challenges ahead, especially for the UK and US Banking markets.

An insightful post from Acin’s Regulatory Specialist, Sian Lewin, on the #PRA’s near-final Basel 3.1 rules and the extended implementation timeline to January 2026. With #regulatory changes ahead, firms face a busy period of analysis and implementation. Sian also highlights the uncertainty around the U.S. Basel Endgame. Read her full post for more details! #Basel3_1 #RegulatoryChange #RiskManagement

𝗕𝗮𝘀𝗲𝗹 𝗖𝗵𝗮𝗶𝗿 𝗖𝗮𝗹𝗹𝘀 𝗳𝗼𝗿 𝗦𝘄𝗶𝗳𝘁 𝗔𝗱𝗼𝗽𝘁𝗶𝗼𝗻 𝗼𝗳 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗥𝘂𝗹𝗲𝘀 𝗯𝘆 𝗕𝗮𝗻𝗸𝘀 Basel Committee Chair Pablo Hernandez De Cos emphasizes the urgent need for global banks to adopt Basel III capital rules to bolster financial stability. The directive, particularly crucial following recent U.S. banking crises, aims to prevent taxpayer-funded bailouts and ensure stringent regulatory standards worldwide. #finance #news #BankingRegulation #BaselIII #FinancialStability Source:- https://lnkd.in/dBm_upxZ