Understanding Benefits (and how AMEWAS knocks them out of the park)

Understanding What Benefits You Need at Each Stage of Life

Determining the right benefits for each stage of your life can be a daunting task, but it's crucial for ensuring long-term well-being and financial security. Your needs will vary depending on your age, family status, career stage and personal goals. Here's a helpful guide to understanding what benefits you might need as you navigate through different phases of life.

Early Career: Building a Foundation

When you're just starting in your career, health insurance and retirement savings should be your top priorities. Soak up comprehensive medical, dental, and vision plans to ensure you are covered in case of unexpected health issues. Additionally, take advantage of 401(k) plans, especially those with employer contributions, to begin building your retirement savings early. Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs) are also beneficial at this stage for managing health-related expenses and reducing taxable income.

Mid-Career: Expanding Needs

As you progress in your career, your needs will likely expand, especially if you have dependents. Life and disability insurance become increasingly important to provide financial security for your family in the event of unforeseen circumstances. Work-life balance benefits such as vacation, sick leave and family medical leave become vital for managing both professional and personal responsibilities. At this stage, you might also be interested in educational and professional development opportunities to help you advance in your career.

Late Career: Preparing for Retirement

As retirement approaches, your focus should shift towards maximizing your retirement savings and ensuring you have adequate health coverage. Employers that offer robust 401(k) plans with no vesting schedules are particularly advantageous. Additionally, benefits like travel assistance and identity theft protection can provide peace of mind as you plan for your post-retirement years. Employee Assistance Programs (EAPs) can also be beneficial for managing stress and planning for the future.

Why AMEWAS is the Top Choice for All Your Benefit Needs

AMEWAS stands out as a top employer by offering a comprehensive and competitive benefits package tailored to meet the needs of employees at every stage of their lives. Whether you're just starting your career or preparing for retirement, AMEWAS has you covered.

Health and Welfare Benefits

AMEWAS provides multiple medical plan options through Blue Cross/Blue Shield, including HSA-eligible plans that allow you to set aside pre-tax dollars for qualified expenses. Their dental and vision plans through Guardian and National Vision Administrators (NVA) ensure you have access to extensive networks of providers. We also include a fitness/wellness reimbursement plan!

Work-Life Balance and Financial Security

Understanding the importance of work-life balance, AMEWAS offers vacation, sick leave, holidays, and more to help you manage your personal and professional life. Their 401(k) plan stands out with no service requirement or vesting schedule, and the company contributes a percentage of your salary regardless of your own contributions. Life, short-term, and long-term disability insurance is fully covered by AMEWAS, providing an added layer of financial security. You may buy up extra coverage for yourself or your family if you choose. Not to mention, access to Employee Assistance and Identity Theft Protection options also.

Personal and Professional Development

AMEWAS invests in your professional growth with education and training reimbursement benefits and subsidies for professional memberships. Their team-building programs and social wellness initiatives foster a supportive and engaging work environment, while employee recognition programs ensure your hard work is celebrated.

Community and Social Responsibility

AMEWAS also emphasizes community involvement and social responsibility, sponsoring various charitable events and drives throughout the year. Their wellness program promotes a healthy lifestyle with sponsored workout classes, healthy cooking lessons, and more.

Conclusion

Choosing the right benefits at each stage of your life is crucial for long-term well-being and financial security. AMEWAS not only understands these needs, but goes above and beyond to offer a comprehensive benefits package that covers all aspects of health, financial security, professional development and work-life balance. With a strong commitment to employee well-being and community involvement, AMEWAS truly stands out as a top place to work.