Vanguard Investment Research

Investors can still lock in income at respectable levels, with the potential for significantly higher returns if the economy softens faster than expected and rates decline meaningfully. Check out our new report, “Active Fixed Income Perspectives Q4 2024: Temperature check,” for more insights on the bond markets, along with a summary of how those views affect Vanguard’s actively managed bond funds. 👉https://vgi.vg/3YV8FbR #VanguardInsights #ActiveFixedIncome #Bonds

While the Fed appears poised to trim short-term interest rates later this week, a rate cut is far less important for investment portfolios than where that rate settles over the long run. Learn more: https://vgi.vg/4hK587E #VanguardInsights #MonetaryPolicy #InterestRates

There’s a lot of noise in the world of investing. The Datapoint helps you cut through it with focused, research-based insights on topics that matter to investors and the financial industry. In this first installment of our newsletter, we dig into data on retirement—contributing, saving, and investing—that can help give investors a better chance for investment success. #VanguardInsights #Retirement #IRA

🚀 Discover how AI may propel opportunities for progress in the years ahead in our new Megatrends video series: vgi.vg/megatrendsplaylist #VanguardInsights #Megatrends #AI

Roger Aliaga-Díaz, Vanguard’s global head of portfolio construction and chief economist for the Americas, recently sat down with Brad Smith of Yahoo Finance to discuss how investors can assess active and passive investment strategies in their portfolios. Tune in to the interview here: https://vgi.vg/3NJf7vY For more insights on evaluating active and index fund investing, don’t miss our new research, which offers a foundational framework for evaluating each investment strategy: https://vgi.vg/3C0Oyjj #VanguardInsights #ActiveInvesting #IndexInvesting

Our latest economic and market update, including our outlook for growth, inflation, and interest rates, is out now: https://vgi.vg/40mDqaD #Macroeconomics #VanguardInsights #InterestRates

After a punishing 2022, the 60/40 portfolio has returned to form, earning an average 6.9% annualized return over the last 10 years. Our models are forecasting another strong decade ahead: https://vgi.vg/3AdntJh #VanguardInsights #AssetAllocation #Diversification

Kelly Hahn, Vanguard's head of retirement research, recently appeared on Yahoo Finance to highlight new Vanguard research that examines the impact changing jobs can have on retirement savings. 3 Key Takeaways: 💡 Our research finds that a typical worker switching employers sees a 10% increase in income—but they also see a 1 percentage point decline in their retirement saving rate. 💡 The reason behind this retirement savings dip is often related to variations in retirement plan design from employer to employer. 💡 To avoid losing the savings momentum, we encourage job switchers to take ownership of their retirement planning, including laying out savings goals, and understanding how a new employer's retirement plan may impact their retirement trajectory. Watch the full discussion here: https://vgi.vg/3NyxDap #VanguardInsights #RetirementSavings #Workforce

New Vanguard research examines the impact of job switches on retirement security to better accommodate the evolving career trajectories of today's workforce. Swipe to learn more 👉 https://lnkd.in/efx9JjCw #VanguardInsights #Retirement #Workforce

Could AI be as transformative as electricity 💡? Our global chief economist, Joe Davis, Ph.D., says yes—as long as it significantly impacts three essential areas. Find out what they are: vgi.vg/megatrendsplaylist #VanguardInsights #Megatrends #AI