Personal Finance

Top 10 Credit Cards in India for Maximum Cashbacks and Rewards

Srishti Bhatia

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1. HDFC Bank Regalia Credit Card

The HDFC Bank Regalia Credit Card offers exceptional rewards and cashback benefits. With a generous rewards program, cardholders earn points on every purchase, which can be redeemed for travel, shopping, and more.

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2. SBI Card Elite

SBI Card Elite is designed for premium benefits and high rewards. Earn reward points on all your purchases and enjoy milestone benefits like e-vouchers.

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3. ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card offers a great mix of rewards and cashback. Earn PAYBACK points on every transaction, which can be redeemed across a wide range of categories. Enjoy benefits like complimentary movie tickets, dining discounts, and airport lounge access.

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4. Axis Bank Ace Credit Card

Axis Bank Ace Credit Card is perfect for those looking for high cashback on everyday spending. Earn up to 5% cashback on bill payments, groceries, and dining through Google

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5. American Express Membership Rewards Credit Card

The American Express Membership Rewards Credit Card is known for its excellent rewards program. Earn Membership Rewards points on all purchases, which can be redeemed for travel, shopping, and dining.

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6. Citi Cashback Credit Card

Citi Cashback Credit Card offers straightforward cashback on every purchase. Earn cashback on movie tickets, utility bill payments, and other daily expenses. The card also provides attractive discounts on dining and travel bookings.

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7. Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Credit Card is designed for everyday savings. Earn cashback on fuel spending, utility bill payments, and telecom bills. Additional perks include discounts on dining and travel bookings.

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8. HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card offers a robust rewards program with cashback benefits. Earn reward points on every purchase, which can be redeemed for gifts, vouchers, and travel bookings.

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9. IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Bank Platinum Aura Edge Credit Card provides great rewards and cashback on lifestyle purchases. Earn reward points on shopping, dining, and entertainment, which can be redeemed for a variety of options.

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10. Kotak Mahindra Bank Royale Signature Credit Card

Kotak Mahindra Bank Royale Signature Credit Card offers a premium rewards program with high cashback on various spends. Earn reward points on every purchase, with additional benefits on dining and travel.

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Choosing the Best Credit Card

These top 10 credit cards in India offer maximum cashback and rewards, catering to various spending habits and lifestyles. Whether you prefer cashback, travel benefits, or premium perks, there’s a card to suit your needs.

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