Planning & Retirement

Prepare for financial milestones and events

Financial planning

Education

529s Benefit From FAFSA Update

529 accounts owned by someone other than the beneficiary's parent no longer affect need-based financial aid. Here's what to know before you open an account for your grandchild or other family member.

August 16, 2024

Retirement Income

Creating a Retirement Paycheck

From understanding your income sources to prioritizing your order of withdrawals, creating a steady income stream in retirement is a complex undertaking. Consider these five rules to help guide you.

August 16, 2024

Financial Planning

Saving Outside Your 401(k)

Once your basics are covered, you might want to consider setting aside some extra money. Here's how to decide which accounts to use—and when.

August 14, 2024

College and education

Education

529s Benefit From FAFSA Update

529 accounts owned by someone other than the beneficiary's parent no longer affect need-based financial aid. Here's what to know before you open an account for your grandchild or other family member.

August 16, 2024

Education

Help Heirs Pay for College

Superfunding a 529 or making direct tuition payments to a university can offer tax advantages, but the key to any strategy is planning.

August 08, 2024

Education

Education Savings Accounts

You have a variety of choices when it comes to saving for your child's education: 529 plans, Coverdell ESAs, and custodial accounts. Let's review your choices.

June 25, 2024

Estate planning

Retirement

4 Tips for Aging in Place

Many retirees would like to continue living independently and in their own home as they age. Schwab wealth expert Susan Hirshman offers some considerations to help you prepare.

August 16, 2024

Estate Planning

6 Key Estate-Planning Roles

Designating people you trust to fill important roles, including executor and power of attorney, is essential to a successful estate plan.

August 16, 2024

Taxes

Test Your Tax Smarts

How tax-savvy are you? Take our 10-question tax quiz to find out.

August 16, 2024

Saving for retirement

Social Security

The Future of Social Security and Medicare?

Medicare and Social Security are projected to run out of money by 2036. Mike Townsend discusses possible solutions to the shortfalls and the likelihood of each.

August 14, 2024

Retirement

Starting a 401(k) in Your 20s

Retirement may seem far away, but starting to save in a 401(k) in your 20s is one of the best things you can do for your future self. Here's why.

July 12, 2024

Portfolio Management

Measuring Portfolio Performance

The Sortino ratio focuses only on the downside risk of a portfolio, which is what short-term investors may want if they've got a short-term goal. The higher the Sortino ratio, the better the risk-adjusted return.

June 27, 2024

View more

In retirement

Retirement Income

Creating a Retirement Paycheck

From understanding your income sources to prioritizing your order of withdrawals, creating a steady income stream in retirement is a complex undertaking. Consider these five rules to help guide you.

August 16, 2024

Taxes

Tax Efficiency in Retirement

Learn about two different withdrawal strategies that can be used to efficiently manage your taxes in retirement.

August 15, 2024

Trusts

4 Common Trust Mistakes

A well-designed trust can help ensure your assets transfer to your heirs as efficiently and effectively as possible.

August 14, 2024

View more

Tax planning

Charitable Giving

Ins and Outs of Charitable Trusts

Charitable lead trusts or charitable remainder trusts can help satisfy your philanthropic and financial goals. Here's how to include charitable intentions in your estate plan.

August 16, 2024

Taxes

Tax Efficiency in Retirement

Learn about two different withdrawal strategies that can be used to efficiently manage your taxes in retirement.

August 15, 2024

Trusts

4 Common Trust Mistakes

A well-designed trust can help ensure your assets transfer to your heirs as efficiently and effectively as possible.

August 14, 2024

View more

Explore more topics

Retirement IRA 401(k) Taxes Financial Planning Budgeting Education Estate Planning Health Care Wills

The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.

Investing involves risk, including loss of principal.

Past performance is no guarantee of future results.

All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.

Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

0723-3R5M