Fixed Income

Read our views on trends in the fixed income market affecting bonds, CDs, and money markets.

alternative investments stocks adrs bonds cash commodities cryptocurrency etfs mutual funds real estate
Fixed Income

Explore Brokered CDs vs. Bank CDs

Certificate of deposit (CD) investing isn't limited to just banks. Learn the potential benefits and risks of brokered CDs and how they differ from bank-issued CDs.

Bonds

Are Preferred Securities Still Attractive?

Our outlook is still positive, but it may be difficult to replicate the strong returns of the past few quarters.

Bonds

Potential Opportunities in the Muni Bond Market

There have been several big changes in the municipal bond market lately. Here's what you should know.

Bonds

Not Always Tax-Free: 7 Municipal Bond Tax Traps

Although municipal bonds pay interest that is generally exempt from federal and state income taxes, it's not always free from all taxes.

Markets and Economy

How Do Muni Bond Credit Ratings Work?

Kathy Jones and Cooper Howard interview Jane Ridley from S&P Global about how municipal bonds are rated.

Bonds

Municipal Bonds: The State of the States

Credit quality in the muni market likely has peaked, but we believe states' strong rainy-day funds and other attributes will lend stability in the near term.

Investments

Power of Long-Term Compound Interest Investments

Compound interest investments can potentially drive returns over a long period, but there are a few things to consider. Here's what to know.

Investments

3 Strategies for Bonds & Cash in Wealth Management

Income and diversification are important when creating an investment plan, but timing of cash flow may be more important for part of a portfolio when money is needed soon.

Bonds

A Guide to Navigating the Bond Market

How different bond types may respond to higher interest rates and ideas for selecting the ones most compatible with your portfolio.

Portfolio Management

4 of Investors' Biggest Concerns Now

Schwab experts answer questions about locking in higher interest rates, the likelihood of a "soft landing" for the economy, and more.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

0924-RGR0