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Credit cards

August 2024

  • Rear view of woman (played by a model) using smartphone while looking at real estate sign, planning to buy a house.

    How will Bank of England interest rate cut affect my finances?

    From mortgages to savings and from loans to credit cards, we look at impact of quarter-point cut to base rate

July 2024

  • Shoppers on Oxford Street in London shelter from the July rain

    Poor weather and cost of living crisis drive UK summer spending down

  • Money Hacks: Top tips for holidays - hammock

    Money hacks
    If things go wrong on holiday: how to claim back or avoid some of the costs

  • a small and idyllic-looking curved beach with a strip of sand and clear, greenish sea lapping the shore. There are trees and bushes in the background, including tall cypress-type trees, casting a shadow over the sunloungers which are spread out at spacious intervals along the sand – it is not overcrowded and looks quiet and peaceful.

    Money hacks
    Cards, cash and currencies: how to make your money go further on holiday

  • A sign at a branch of Virgin Money

    Nationwide gets green light for £2.9bn takeover of Virgin Money

May 2024

  • A white SumUp payment terminal held in someone’s hand

    Consumer champions
    My SumUp card reader has been blocked and I can’t afford new one

    Similarly affected users I found online suggest it is disabling out-of-warranty readers to make people buy another

April 2024

  • A man looks at his iPhone which displays the Barclaycard logo

    Barclaycard change could mean much higher interest for some customers

    Credit card holders who make minimum repayments warned they could be in debt for years longer

March 2024

  • A woman on a laptop holding a credit card

    ‘I owe £25,000 on three credit cards’: the Britons drowning in debt

  • Torsten Bell

    Hidden gems from the world of research
    Consumer debt in the UK is down 10%. The bad news? Utility bill arrears are up

    Torsten Bell

January 2024

  • a man negotiates a treadmill of various purchases such as clothes shopping, bank cards, loans. Illustration: Jamie Wignall

    Money hacks
    Pick the right card, and mix and match: how to get the best out of cashback deals

  • It is no surprise that people’s thoughts turn to warm breaks amid the January chill in the UK. Pictured: Praia de Nosa Señora at Islas Cíes, off the coast of Pontevedra, in Galicia, Spain.

    Holidays: money-saving tips for booking your dream break

  • Credit cards piled on top of a final demand bill

    UK banks expect sharp rise in defaults on unsecured debt

  • Money Hacks 2024 feature - Opener WEB

    Cut your mortgage and credit card bills: how to reduce your debt for 2024

December 2023

  • Taylor Swift performs during her Era tour

    Britons cut back on dining out and buying clothes, Barclays reveals

    Annual card spending report says consumers are prioritising travel and nights out and buying value-range groceries amid cost of living crisis
  • Woman holding a credit card and her phone

    Credit card and overdraft debt to rise by £5k a household by 2028, analysis shows

    Rise in unsecured debt which includes car loans and unpaid utility bills shows fragility of national economic health, Labour says
  • The impressive pale stone facade of the Bank of England

    Costly credit and a mortgage timebomb: five ways rising interest rates have hit the UK

    Two years on from the first in the Bank’s run of rate hikes, how have they changed the shape of Britons’ finances?

October 2023

  • Two people, wearing shorts and T-shirts, inspect a property advert in an estate agent window in Swanage, Dorset.

    Bank of England flags concerns over longer mortgages and rise in credit card use

  • People splitting the bill on cards in a restaurant

    Britons cut back on eating out and takeaways to save for festive splurge

  • Virgin Money signage in Sheffield

    Consumer champions
    I’ve been waiting months for Virgin Money to look at my £18,500 claim

  • Illustration: Jamie Wignall

    Money hacks
    How to get the best out of using a credit card

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