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Ask the experts: legal matters

  • House purchase contract can be exchanged with 10% deposit and the remainder price can be paid a day before completion of sale.

    Should we hand all our house money to our conveyancer?

    We are buying a home for £305,000 in cash and want to know if it would be better to pay directly to the seller’s solicitor
  • A floating deed​ can give a formula to calculate each owner’s share at the point the property is sold, or one owner buys the other out.

    Do we need a deed of trust to reflect our shares in our house purchase?

    As an unmarried couple we want to protect our monies, but my partner is worried that if I pay for repairs her share will fall
  • House

    We are splitting up, what should we do about the house?

    How do I calculate how much it would cost to buy my partner out and who should pay ongoing housing costs such as insurance and repairs?
  • Law of the landlords

    Landlords must be aware of their obligations towards tenants, as well as their own rights when renting out a property, says Alan Wilson.
  • How can we get a stubborn tenant to move out?

    My partner rents his house out up north. We now need to sell it in order to buy a place where we are. However, the tennant is refusing to move out. What rights do we have with regards to length of notice and type of agreement etc?

    • A break clause

    • Help - I think I've bought a dodgy car!

    • Who can I claim a collapsed business refund from?

  • Can we renege on a signed contract?

    We signed a contract for solar panels following an arranged call from a sales rep. However, we realise we were hasty, and have cancelled our deposit cheque to them. Can you advise us where we stand legally and how the company might respond?

  • Online rights and wrongs

    A recent ruling has given online shoppers greater rights when buying computers and electrical goods, says Alan Wilson.

    • The Consumer Protection Regulations 1987

    • Why can't I return a wig I bought?

    • Will my warranty cover my bike my repairs?

  • Can I buy a property with my sister?

    My sister lives in a flat she owns with our mum, who doesn't live there. She is going to work in America, but they don't want to fall off the property ladder. My sister has a mortgage of £170,000, as well as £70,000 in cash. My mother has around £50,000 to invest. I have no cash but have a £36,000 salary. Will a mortgage provider a) lend to me separately from my sister, and b) accept three owners in divisible equity shares?

  • Get off my land ...

    If you're having issues protecting your property from intrusions, don't go in all guns blazing, says Alan Wilson. You could well find yourself under scrutiny.

  • Egg-shell skull principle

    Egg-shell skull principle says a defendant must take his victim as he finds him. So if a person negligently injures someone by running them over, for example, they cannot complain if the injuries they have caused turn out to be more serious than expected because the victim suffered from a pre-existing weakness such as an unusually thin skull or a weak heart.

    • Can a vendor withhold my deposit?

    • Why won't npower pay me my dual fuel reward?

    • What are my rights on a disputed eBay purchase?

  • Caveat emptor

    Latin for "let the buyer beware", caveat emptor is a legal principle that applies to the sale of property. It means the onus is on the buyer to ascertain the quality and condition of a property before proceeding with its purchase.

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