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Student finance

July 2024

  • Anyone who started university between 2012 and 2022 is now paying 7.6% interest on what they borrowed, meaning that almost all will see their loans go up by more than they repay this year.

    Tell us: do you have an outstanding UK university student loan you are struggling to pay off?

    We’d like to hear from people who have taken out a loan to cover university tuition fees or student maintenance loans in the UK, and how this is affecting them

June 2024

  • women graduates in purple-edged graduation capes and mortar board hats

    Council tax: final-year students warned they could get surprise bills

    Students are exempt during their course but as soon as they finish their final year they are liable to pay

May 2024

  • Degree Congregations

    Running our universities for profit was always a bad idea

    Letter: The result has been an increase in fixed costs to pay for vast building programmes and administrative overheads, writes Norman Gowar
  • Back view of man presenting to students at a lecture theatre

    ‘I see little point’: UK university students on why attendance has plummeted

    About half the students who got in touch skip lectures, with many ‘disappointed’ with the experience and others forced to prioritise paid work
  • Zoe Williams

    A generation of students is being ripped off – and our blood should be boiling

    Zoe Williams
    Politicians talk about tuition fees as if the students were somehow getting a good deal. In reality, they’re being shockingly exploited, writes Zoe Williams

April 2024

  • Zoë Wanamaker, the school’s vice-president

    London’s Central drama school axes audition fees to end elite grip on the arts

    The institution hopes to ‘shift the dial’ and encourage a more diverse range of students to apply

February 2024

  • Sonia Sodha

    Students are racking up huge debts, but how can they tell if it’s value for money?

    Sonia Sodha
    Universities make it very hard to judge the value of their courses, yet it has never been more vital

January 2024

  • Older man reading book in library and writing notes

    Funding should be made available for lifelong learning

    Letter: Prof Jonathan Michie says lifelong learning is vital for the economy and society – there will be no levelling up without it
  • Student Loan Company's information about how to repay a loan.

    Your problems, with Anna Tims
    HMRC is charging me for a student loan that I have never had

    It has taken £4,000 from my salary, and has referred me to a debt collection company
  • A rear view of several university graduates wearing hooded robes and mortarboards.

    Government to lose money on all student loans – even those repaid in full

    The increased cost of borrowing has left the government with an £11bn annual shortfall, according to the IFS

December 2023

  • Person using laptop

    Up for a 4am supermarket shift, then lectures: the life of a UK student amid cost of living crisis

    Exhausted students fear their studies are being compromised as loans and grants fall far behind

October 2023

  • Row of terraced houses with 'to let' signs for student properties

    ‘It takes a mental toll’: students in England priced out of university towns

    Housing costs forcing undergraduates and master’s students to work long hours or commute
  • Natalia Gromek

    University students in England ‘have 50p a week to live on after rent’

    Maintenance loans almost entirely wiped out by accommodation costs, according to research
  • Observer Parenting supplement illustration by Phil Hackett

    Does your 12 year old have a pension yet? The best financial advice for every stage of your child’s life

    Whether they’re five or 55, how to support your children with money

September 2023

  • Manchester Metropolitan University

    ‘It’s quite depressing’: the UK students struggling to find accommodation

  • The Ikea furniture store, shop, Brent Park, London

    UK student deals: top discounts and freebies to make the most of your money

  • Two women moving in to apartment carrying a box of possessions and household objects upstairs

    Fairy lights and family photos: how to decorate your student room on a budget

  • Person holding a shopping basket in a supermarket

    Going to university? How to budget and make the most of your cash

  • University Guide 2024
    How to afford university: loans, scholarships, budgeting and more

  • University Guide 2024
    Is it worth going to university? We ask the experts

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