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US personal finance

July 2024

  • Illustration: Joost Stokhof/The Guardian.

    The first summer I …
    I am well off, but have never felt able to enjoy it. This summer, I’ll change my relationship with money

    Lola Mendez
    Wage dysmorphia is common among those who, like me, have developed a scarcity mindset – but it stops us from thriving
  • 100 dollar bill frozen in ice cube

    Pass notes
    You can take it with you! The billionaires freezing themselves for another chance at life – and riches

    No self-respecting plutocrat wants to cheat death by cryopreservation, only to find they are now penniless. Can the lawyers help?
  • Protesters wearing yellow hats protest in favor of cancelling student debt, with one holding a sign

    Key plank of Biden student-debt relief plan can move forward, court rules

    Appeals court decision allows millions of borrowers to cut loan payments in half – but does not yet erase debt outright

June 2024

  • An illustrated graphic of a woman laying down in a  chair crying while another woman behind her looks at a long receipt

    Anxious about money? Five financial therapists share their advice

    Money is emotional. Financial therapists can help make sense of these feelings, from budget plans to money scripts

May 2024

  • image of money ring marble background

    Speak now: the truth about weddings
    ‘I wanted to look and feel expensive’: four couples on why they took on wedding debt

    More than half of couples take on debt to finance their weddings. We asked some how they feel about it

April 2024

  • man in a suit speaks at a lectern with american flags in the background

    Joe Biden will cancel $7.4bn in student debt for 277,000 borrowers

    Announcement is latest in series of debt cancellations as president addresses key issue for young voters ahead of November election
  • Young woman going through paperwork<br>Woman planning home budget and using calculator

    Four big tax myths flying around on TikTok: ‘Anyone who follows this is in for a world of hurt’

    As Tax Day approaches, accountants debunk some money-saving claims that are a little too good to be true
  • Joe Biden speaks alongside education secretary Miguel Cardona

    Biden announces new plan to cancel student loans for 30m borrowers

    Plan targets borrowers who accrued high level of interest on debt and those who have been in repayment for at least 20 years

March 2024

  • A man holds multiple credit cards.

    People in the US: have you been borrowing more money recently than you used to?

  • Happy older couple with drinks in hand on yacht

    Little planning for looming retirement crisis, BlackRock chief warns

  • A shopping cart

    ‘It’s a weird dynamic’: the US parents financially supporting their adult children

  • a sign saying 'cancel student debt' in front of a columned building

    Is Biden’s student debt action enough to win back young voters angry over Gaza?

February 2024

  • A calendar shows the month of February, including leap day, Feb. 29, on Friday, Feb. 23, 2024, in San Diego. (AP Photo/Gregory Bull)

    Do you get paid extra for working on Leap Day?

    For most, 29 February is an ordinary working day – but depending on your pay structure, you could earn a bit more

January 2024

  • Close-up of woman holding paper currency

    Are you ‘loud budgeting’ or ‘doom spending’? Finance according to gen Z

  • joe biden with a family outside a house with a sign that says 'welcome'

    Biden administration forgives student debt for further 74,000 US borrowers

December 2023

  • Joe Biden and the education secretary, Miguel Cardona

    Borrowers face billing errors in a rocky return to US student loan payments

    Mohela, which has been penalized by the education department, stands out among servicers for late bills and incorrect auto-debits

October 2023

  • Untitled Artwork 258

    Born poor, stay poor: what my $120,000 student debt says about class in the US

    I was the first in my family to go to college and I teach at an Ivy League school. I’m still broke – and I probably always will be

September 2023

  • FILE PHOTO: The seal of the United States Department of Justice is seen on the building exterior of the United States Attorney's Office of the Southern District of New York in Manhattan, New York City, U.S., August 17, 2020. REUTERS/Andrew Kelly/File Photo

    Rhode Island bank agrees to pay $9m over discriminatory lending allegations

    DoJ says Washington Trust engaged in redlining, the racist policy of banks blocking people of color from getting mortgages
  • Students protesting at a rally. One is holding a sign that reads 'Cancel Student Debt.'

    ‘Totally devastating’: borrowers on the start of student loan repayment

    Reprieve experienced over the last three years by as many as 43 million Americans comes to an end as payments begin
  • Supreme Court Rules Affirmative Action Is Unconstitutional In Landmark Case With Harvard And UNC<br>CAMBRIDGE, MASSACHUSETTS - JUNE 29: People walk through the gate on Harvard Yard at the Harvard University campus on June 29, 2023 in Cambridge, Massachusetts. The U.S. Supreme Court ruled that race-conscious admission policies used by Harvard and the University of North Carolina violate the Constitution, bringing an end to affirmative action in higher education. (Photo by Scott Eisen/Getty Images)

    Biden’s student loan repayment program: four things you should know

    Student loan experts give their advice on payments restarting for millions of Americans in October
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