Faisel Rahman: hard to credit
Want to reduce use of payday loans? Look to the banks Faisel Rahman People in need of emergency cash are better off with a payday loan than an unauthorised bank overdraft
Why ATM charges prove financial inclusion is out of fashion Faisel Rahman Basic bank accounts were made available for the poorest in our society, so why slap charges on them, asks Faisel Rahman
Planning for death could prevent a lot of debt Faisel Rahman Wth the average cost of a funeral hitting £3,500 in London, people are getting themselves into needless debt just to see off a loved one, says Faisel Rahman
Banks can help the financially excluded Faisel Rahman In raising money commercially, we have created a model that should allow the banks to lend to more organisations tackling financial exclusion, says Faisel Rahman
Severely indebted people need the human touch Faisel Rahman Rebuilding people's credit ratings is not easy with bank lending at a standstill and unemployment rising, says Faisel Rahman
A debt advice levy on the finance industry is needed now more than ever Faisel Rahman Debt advice saves lenders money, so it make social and business sense for them to contribute to funding it, says Faisel Rahman
Third sector lenders must tread carefully on the path to commercial funding Faisel Rahman India's problems with helping financially excluded people have important lessons for the UK, says Faisel Rahman
Choosing a high-interest loan is a price worth paying Faisel Rahman Cost is not the most important issue for poor people who need to borrow money, says Faisel Rahman
High-cost lenders are cashing in on spending review cuts Faisel Rahman The spending review did nothing to protect public sector workers facing redundancy from high-cost lenders, who spot a business opportunity
How can we encourage poor people to save? Faisel Rahman In the US banks and communities work together to promote saving. Why can't the UK follow suit, asks Faisel Rahman
Alternatives to payday lending need banks' support Faisel Rahman While banks charges remain punitive and non-profit alternatives small scale, there are few viable alternatives to payday lenders, says Faisel Rahman
Make the finance industry provide debt advice funding Faisel Rahman The financial industry is to be asked to pay for a national financial advice service, I hope it will also be asked to pay for a national debt advice service, says Faisel Rahman
The bank's computer still says no to poor people who are a good risk Faisel Rahman Banks refuse to be flexible or accessible, and don't want people on low incomes – even if their credit histories are good
Opposition parties must be called to account on financial exclusion Faisel Rahman Conservatives and LibDems should give this issue the importance that their manifestos have failed to do
Cheaper debt advice is not what this economic crisis requires Faisel Rahman Advice from the private sector or over the telephone or web might make financial sense, but can they provide people sinking in debt with what they really need?
Banks must be forced to serve poorer communities Faisel Rahman Residents of the vast plains of Britain that are without a single bank branch can see the loan sharks circling and hear the cries of the high cost lenders
The loan sharks who offer trouble you can bank on Faisel Rahman When the price of taking out a loan without paperwork can include intimidation, domestic abuse and marriage breakdown
Benefits conundrum fuels the cash-in-hand economy Faisel Rahman Welfare reform should recognise that harnessing people's desire to work is more effective than the threat of jail or poverty
Colour filter puts financially excluded at mercy of sharks Faisel Rahman The only sure way of finding the financially excluded is to ask loan sharks, says Faisel Rahman
Lenders who deal in misery should face a jail sentence Faisel Rahman Capping interest rates is not the way to stop irresponsible lending to people who can't afford the loan
About 27 results for Faisel Rahman: hard to credit 
