Do consumers view banks and mobile money services to be substitutes? Ryan Hawthorne recently presented research coauthored with Zubair Patel (with research assistance from Megan Friday) and funded by the United Nations Capital Development Fund (UNCDF) on competition between banks and mobile money providers at the 2024 CRESSE - Competition and Regulation European Summer School and Conference, and at the recent The Competition Commission South Africa annual competition conference. This involved developing a discrete choice model using novel datasets collected by the United Nations Capital Development Fund (UNCDF) and FinMark Trust. Some useful initial insights from their results are that consumers view banks and mobile money services to be substitutes on average, but this varies at the level of the consumer. For more insights see: https://lnkd.in/dHpyPnbJ Dr Kameshnee (Kammy) Naidoo Christiaan van Zyl Loots Damola Owolade Bobby Berkowitz
About us
Acacia Economics is a team of economists that provide expert economic research and advice in the competition, regulation and economic development field. Acacia's economists have expertise in the health, telecommunications, petrochemicals, steel and energy industries.
- Website
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http://www.acaciaeconomics.co.za/
External link for Acacia Economics
- Industry
- Research Services
- Company size
- 2-10 employees
- Headquarters
- Johannesburg, Gauteng
- Type
- Privately Held
- Founded
- 2013
- Specialties
- Economics, Research, Health, Telecommunications, Fast moving consumer goods, and Intermediate industrial inputs
Locations
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Primary
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Shop F11, Zone Phase 2
177 Oxford Road, Rosebank
Johannesburg, Gauteng 2196, ZA
Employees at Acacia Economics
Updates
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Acacia Economics supported ICASA in the development of its cost models for fixed and mobile termination rates in South Africa. Hearings were held on Thursday on the proposed R0.04/min and R0.01/min pure long-run incremental cost-based rates.
ICASA held public oral hearings on the Draft Call Termination Amendment Regulations of 2024 (“the draft Amendment Regulations”), in accordance with Section 4(6) of the Electronic Communications Act No.36 of 2005, as amended. The Authority published the draft Amendment Regulations in Government Gazette No. 11680 on 22 March 2024. The closing date for submissions was the 10th of May 2024. These regulations are expected to make a substantial impact on the pricing structure of voice calls in South Africa, which remains an important segment of the market and which has an important role to play in reducing the cost to communicate.
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Acacia has been supporting ICASA in the Signal Distribution Market Inquiry. Public hearings were held in which stakeholders including Sentech, eMedia, Primedia and Radio Pulpit provided insights into market definition, market power, and competition in the context of a changing broadcasting environment.
[In Pictures] ICASA hold hybrid public hearings on the Supplementary Discussion Document on Signal Distribution Market Inquiry. The hearings are in respect of the written submissions on the Supplementary Discussion Document on Signal Distribution Market Inquiry published in Government Gazette No. 50069 on 02 February 2024.
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