Theories differ, but most say plan for the ‘retirement smile’ spending pattern
Move comes as cash-strapped local authorities are expected to reduce contributions
Nest makes one of the biggest-ever private market commitments by British pension scheme
Local government scheme is in surplus by £85bn, according to consultant Isio
UK government argue that funds should release surpluses back to companies for investment
Spend or save is a tricky balancing act as we age
The £40bn impact of the inheritance tax shake-up will prompt more families to spend or gift the money
Longer-term estimates predict the measures could bring in £3bn a year by 2043
Even if the money does become available, there may not be obvious places to put it
Low payouts were one of the reasons protesters took to the streets in 2019
Sir Keir Starmer’s plan is intended to drive investment by companies and boost economic growth
Pension consultants WTW says improved funding positions have made bulk annuity deals more attractive
Ministers set to allow companies to access defined benefit scheme surpluses to help kick-start growth
The questions families are asking their advisers, following the IHT shake-up
Looming tax changes stress the importance of financial planning
Advisers call for rethink of how Treasury imposes planned extension of IHT to retirement funds
Funds outperform their default peers over the past decade
Tory leader’s ideas — including means-testing the ‘triple lock’ pension — suggest gaps in knowledge and policy history
Town halls in England and Wales warn that requirement to take ‘principal advice’ from pools could create conflict of interest
Interest from typically conservative schemes has grown following launch of US crypto ETFs
Torsten Bell has been appointed to Treasury role after resignation of Tulip Siddiq as City minister
Why how long people have been alive is not a good yardstick for judging who is ‘old’
Ministers say consolidation of retirement schemes would cut costs and boost investment
Mortgages, pensions and investments likely to feel the effects of rising bond yields
Budget changes make navigating the economic dynamics of relationships more taxing
