Hewison Private Wealth

If a picture is worth a thousand words then what is a video worth? The answer: A lot more! Especially when the essence of who we are has been beautifully captured by Jason Henry and brilliantly brought to life by our editors David Truasheim and John Stokes. Thank you to our entire team who are always so gracious and supportive of our Head of Marketing, Creina Lister, despite the lights and lenses! Take a look at our latest piece of brand work. Sound on 🔊 #Hewison #Futurethinking #financialadvicemelbourne

With the 2024 US election fast approaching, Senior Associate Adviser, Alexi Guagas is bringing you a three-part series in the lead up to the main event. While the impact of US politics on Australian financial markets might seem distant, the interconnected nature of the global economy means that Australian investors should pay close attention to the outcome. This week, Alexi delivers part one, addressing the function of the US Electoral College and highlighting Pennsylvania's role as the most crucial swing state. Discover why Pennsylvania truly holds the keys to the White House - click here to read in full: https://lnkd.in/gQYCvQY7 #Hewison #FutureThinking #economy #election

Building wealth requires a disciplined approach to investing and portfolio construction. In our view, a cookie-cutter model is not best practice, or in your best interest. We create investment portfolios designed to meet your specific objectives and our approach ensures greater flexibility and control for clients. #Hewison #FutureThinking #investing #clientfirst

A prudent investor can use volatility in markets to their advantage. By spreading their investment in set proportions across a range of different asset classes (such as cash, fixed interest, Australian shares, international shares and property) they can re-balance their portfolio when markets move. This approach to investment is called using a “strategic asset allocation”. For example, consider a portfolio with a spread of investments across the asset classes mentioned above. If the Australian share market was to fall by 30% (this is what happened in March 2020), then the investor could at that time move some money from fixed interest and cash into shares to rebalance the portfolio back to their original asset spread. Then, when the share market inevitably recovers, they can again review their portfolio to sell down their now overweight position in shares and place the money back into fixed interest and cash. #Hewison #FutureThinking #Investments #markets #volatility Disclaimer: Any information, financial product or advice provided in this post is general in nature. It does not take into account your needs, financial situation or objectives. Before acting on the advice, you should consider whether it is appropriate to you in light of your needs, financial situation and objectives.

We are often asked the question, ‘How much do I need to retire?’ But the answer to this really depends on what retirement means to you. Whatever your retirement goals, understanding how much it costs you is the first step. One way to do this is to quantify how much your current lifestyle costs, assuming you would like to maintain this throughout retirement. Once you have determined the income required to meet your desired lifestyle, then check if it is possible for your assets to achieve your goal. If the answer is wildly different from the amount you currently spend to live, you may need to consider strategies to increase your retirement savings. The current Association of Superannuation Funds of Australia (ASFA) have developed a Retirement Standard that shows for a comfortable retirement, singles would require a minimum income of $52,085 per annum and couples $73,337 per annum. For a modest retirement, singles would require a minimum of $33,134 and a couple would need $47,731 per annum. Both budgets assume that retirees own their home outright and are relatively healthy. The key here is to use the retirement standard to ensure you have checked off everything when estimating your cost of living. For example, the comfortable standard allows for one international flight every seven years. If you are planning on globe-trotting in retirement, then you may need to up your annual needs to cover travel. It is also of note that a person retiring at 60 today may need to budget their assets to last well into their 90’s…potentially longer than their working life. This means you need to plan for your early retirement needs and also consider your future costs of care. Early planning and preparation are key to feeling financially confident – it is never too early to start thinking about your goals and dreams for life after work. #Hewison #FutureThinking #Retirement #planning Disclaimer: Any information, financial product or advice provided in this post is general in nature. It does not take into account your needs, financial situation or objectives. Before acting on the advice, you should consider whether it is appropriate to you in light of your needs, financial situation and objectives.

Earlier this week, Partner and Wealth Adviser, Travis Schindler, interviewed with ausbiz, sharing his expert insights on the growing popularity of private credit and direct lending amid rising interest rates. Travis notes that investors are drawn to the risk-adjusted returns and reliable cash flows but highlights the importance of thorough due diligence and understanding the associated risks. Watch the full interview for Travis' valuable insights here: https://lnkd.in/gSGzApVg #Hewison #FutureThinking #markets #finance

Income protection insurance in Australia has seen substantial changes, with newer policies offering lower premiums but often at the expense of reduced coverage. Head of Risk and Insurance, Marcus English, explores the evolution of income protection insurance and the client dilemma of quality vs cost. Read more here: https://lnkd.in/ggjxSU7Q #Hewison #FutureThinking #insurance #incomeprotection

Currently, both the Australian and US share markets are at or near record highs, which may make some investors nervous about entering the market. However, the below chart shows the Australian All Ordinaries price index since 1900 and despite wars, pandemics, and economic calamities, it’s managed to create new highs providing solid long-term returns for investors. #Hewison #FutureThinking #investing #markets

Our direct investment approach provides clients with ultimate control and flexibility, with individual client goals and objectives remaining at the heart of all advice. #Hewison #FutureThinking #trust #independentfinancialadvice

Our Advisers were looking sharp at the MCG last night, taking in the calm before tonight's AFL finals uproar. As the competition heats up on the field, we’re proud to stand as the 'best on ground' for independent financial advice, always playing to win for our clients. Andrew Hewison, Glenn Fairbairn, Simon Curtain, Chris Morcom, Nathan Lear, Travis Schindler, Pierce Hanlen CFP®, Marcus English, Steph Patrick, CFP®, Chris Colman, Tess McIntosh, Caleb Ludlow #Hewison #FutureThinking #MCG #independentfinancialadvice