⚠️ UK State Pension – April 5th, Why Is This Date So Important?
If you’ve worked in the UK, you may already have some entitlement to a UK State Pension. But if you haven’t kept up with National Insurance contributions since moving abroad, you could be missing out on valuable retirement income!
💰 Why does this matter?
- The UK State Pension provides a guaranteed income, a solid foundation for retirement.
- Even if you now live abroad, you can top up missing NI years to boost your pension.
- Normally, you can only backdate six years, but until April 2025, you can go back as far as 2006, a rare window that's closing soon!
📌 What should you do?
✅ Check your NI record here: https://lnkd.in/eZvJws6j
✅ Consider voluntary contributions, this could be a cost-effective way to secure a guaranteed source of retirement income.
✅ Don't sleep on it! The deadline is approaching, but if you register your interest in paying back contributions before April 5th 2025, HMRC will honour payments after this date.
If you’re unsure whether you qualify or how to do this, give me a shout!
📸 Of course I had to throw in a few photos of the beautiful island of Penang to balance out the seriousness of this post! (and Pabs, of course! 🐶)
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