Western General Insurance

Did you know that underinsuring your farm can lead to significant financial loss in the event of a disaster? Many farmers underestimate replacement costs to save on premiums, but this can leave assets underprotected. Here are 3 tips to avoid the pitfalls of underinsurance: (1) Conduct annual asset evaluations – check if your insurance policy reflects the current value of your equipment and buildings. (2) Seek advice from a broker – An expert can guide you on adequate coverage tailored to your farm’s needs. (3) Review your policy regularly – As your farm grows, so should your insurance coverage. Contact us at (03) 5382 0344 for a free, no-obligation quote. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker

Australian crop growers face unpredictable risks, from extreme weather to pests and contamination. Having the right insurance coverage can protect your livelihood. Key risk areas include are fire risks, weather events, hay storage and fire prevention and liability with crop spraying and harvesting. Contact us at (03) 5382 0344 to learn more about how we can help you. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker

From a bustling market stall to a wedding, every event requires meticulous planning. But what if things don’t go as planned? Event insurance can safeguard your special occasion against unexpected challenges like weather disruptions, venue issues, equipment damage, or even last-minute cancellations. Before your event kicks off, evaluate what could go wrong and have a solid backup plan in place. Need advice on an upcoming event? Contact us today at (03) 5382 0344. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker #eventinsurance

What you should know as a landlord. Landlord insurance is designed to cover properties even when they are unoccupied, something standard home insurance may not fully address. Whether your property is between tenants, is a holiday rental, or under maintenance, proper insurance helps with protection against risks like theft or damage. Read more at https://bit.ly/3hiTKBh #WesternGeneral #horsham #nhill #landlordinsurance #insuranceservices #insurancebroker

Why workers’ compensation insurance is essential. Agriculture has one of the highest injury rates in Australia, making workers’ compensation insurance crucial. It’s mandatory for all employers, including farmers to have this coverage. Without it, you risk legal penalties and covering compensation costs yourself. Protect your workforce and your business today. Contact us at (03) 5382 0344 to learn more about how we can help you. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker

A new chapter for Western General. After nearly 40 years in the insurance industry, Andy, our Managing Principal is retiring to enjoy some well-deserved time with his wife, Debbie. While he will be missed, Graeme Deleeuw, Broker Elliot Borgelt, and the dedicated team will continue to deliver the exceptional service and support you’ve come to expect. We’re grateful for your loyalty and look forward to serving you. Thank you, Andy, for your years of dedication! #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker

Secure your farm with tailored crop insurance with Western General. Whether it's barley, canola or wheat, we've got you covered. We offer market-leading crop insurance solutions tailored to your needs. Protect your farm business with great value coverage today. Contact us at (03) 5382 0344 for a free quote and to learn more about how we can help you protect your farm and crop. #WesternGeneral #horsham #nhill #farminsurance #insuranceservices #insurancebroker

Australia ranks high in underinsurance, with a shocking $1.37 trillion gap. If you haven’t reviewed your insurance lately, you might be at risk. Not having enough coverage means you could be classed as a ‘co-insurer,’ drastically reducing your claim payout. Regular reviews with your insurance broker are crucial to avoid these pitfalls. Read more about the risks of being underinsured or uninsured at https://bit.ly/3xegQ7W. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker

Do you need Professional Indemnity Insurance? If you give advice in your role as a sole trader, contractor, consultant, or freelancer, professional indemnity insurance is important. The risk of not having cover? A single error can lead to significant financial and reputational damage. Legal costs alone, even if you’re not liable, can be devastating. Protect your business today. Contact us at (03) 5382 0344 for a free, no-obligation quote. #WesternGeneral #horsham #nhill #professionalindemnityinsurance #insuranceservices #insurancebroker

Insurance brokers versus buying insurance online - how do you choose? Choosing between an insurance broker and buying insurance online can be tough. While online insurance might look appealing with lower prices, it can come with hidden risks. Insurance brokers bring years of expertise, and can help you understand policy details, coverages and exclusions. Trust Western General to review your unique needs and recommend tailored solutions. Don’t leave your protection to chance! Read more at https://bit.ly/45CPIwp. #WesternGeneral #horsham #nhill #insuranceservices #insurancebroker