FLOWPAY

🏆 Back in November, our Founder and CEO, William Jalloul, sat down with Investicniweb.cz to talk about a major challenge for SMEs which is securing financing. At Flowpay, we’re changing the game. One of the biggest roadblocks in markets like Czechia? An €8 billion funding gap. Businesses that should qualify are often left without access to the financing they need to grow. Why? Traditional banks still rely on outdated tax filings, which don’t reflect a company’s real financial health or growth potential. Tax returns are just optimized snapshots of the past, not real-time indicators of a business’s performance. That outdated approach is holding SMEs back. How is Flowpay different? We use real-time transactional and open banking data to provide fast, flexible financing based on actual business performance, not old paperwork. The results speak for themselves: We maintain 70+% client retention and help businesses boost their revenue by 30% after securing our financing. Smarter, data-driven financing is closing the gap and unlocking growth for SMEs. What’s next? We just expanded to the Netherlands! But we’re not going to stop there and plan to scale across Europe. We truly believe Flowpay is on its way to becoming one of Europe’s largest fintechs. 🎧 Listen to William’s full conversation here:: https://lnkd.in/eeryUbFM #flowpay #sme #fintechinnovation #openbanking #businessgrowth #digitalfinance #funding #psd2 #entrepreneurship #startups #financialservices #fintechnews #smallbusiness #smefinance #growthcapital #businessfunding #economicgrowth

🚀 Embedded finance is reshaping the future of financial services across Europe and the growth ahead is nothing short of extraordinary. According to Business Wire, the industry is projected to skyrocket from $35.2 billion in revenues in 2024 to a staggering $105.8 billion by 2029. That’s an increase of over $70 billion in just five years, with a compound annual growth rate of 24.6% driven by API advancements and the rising demand for seamless, integrated financial services. 📈 At Flowpay, we’re excited to contribute to this revolution. Earlier this year, we secured €2.1 million in seed funding to expand our reach across European SMEs and further enhance our innovative technology. These businesses, often overlooked by traditional banks, are the heart of our economy. 💡 Our mission? To empower SMEs with a cutting-edge embedded finance solution that seamlessly integrates lending into their day-to-day workflows—giving them the right tool to thrive. 🌟 The possibilities are endless. From retail to healthcare, embedded finance is opening up a world of opportunities for businesses and consumers alike. 🔗 Read more here: https://lnkd.in/ey5HuH6t #embeddedfinance #flowpay #fintechinnovation #smegrowth #techforgood #futureoffinance #businessgrowth #europeaneconomy #digitaltransformation #smefinance #innovationinbanking #apitechnology #fintechgrowth #financerevolution #businessopportunities #economicgrowth #financialtechnology

🌟 We’re thrilled to announce that Flowpay has been named Mastercard Banka roku Fintech of the Year! 🌟 This incredible honor celebrates our commitment to making operational financing simpler and more accessible for SMEs—which are the heart of the economy. ❤️ Did you know? SMEs account for 99.8% of all businesses in Europe, showcasing just how vital it is to ensure that these enterprises have access to the financing they need to succeed. At Flowpay, we’re tackling this challenge head-on with cutting-edge solutions. By combining predictive AI, automation, and embedded finance, we’re breaking down barriers to funding, helping businesses grow faster and stronger. 📊 🏆 This recognition from Mastercard fuels our passion to keep innovating, scaling, and reshaping the financial landscape for SMEs. The future is bright, and we’re just getting started. We can’t wait to see what’s next! ✨ Huge congratulations to the runner ups Qerko & FTMO —you’re pushing boundaries and redefining the fintech space! 🎉 #Flowpay #Bankaroku #Mastercard #EmbeddedFinance #SMEGrowth #FintechInnovation #TechDrivenFinance #BusinessGrowth #DigitalFinance #FinancialInclusion #AIinFinance #FutureOfFinance #SMEFinancing #EuropeanEconomy #SmallBusinessSupport #FintechAwards #InnovationForGrowth #FundingSolutions #SMETech #SmartFinancing

It's an exciting time for startups in Central and Eastern Europe, according to The Recursive. 📈, with over €445.3 million in investments secured—nearly half of the total €1.15 billion funding raised. Among the investors, 30% came from the USA, including major players like Goldman Sachs Asset Management, Y Combinator, and Techstars. We’re especially grateful to Techstars for fueling our growth. Some impressive numbers from the report include: 👉 Poland is leading with 25% of investment shares, but the Czech Republic is hot on its heels with 18%, followed by Greece and Romania. This is truly an impressive result! 👉 The Czech unicorn, Rohlik.cz can boast €170 million in funding, backed by big names like EBRD, which increased its stake in the Czech company, along with existing investors like Sofina, Index Ventures, Quadrille Capital, and TCF Capital. 👉 According to The Recursive, the Czech Republic is quickly becoming a tech hub, boasting a mature investment climate, high investor confidence, and a growing number of innovative tech firms. It’s exciting to see Czech startups become a significant part of the global stage, drawing the attention of international investors. https://lnkd.in/dWVwxH66 #Startups #CEEStartups #CentralEasternEurope #TechInvestment #Innovation #Funding #VentureCapital #TechEcosystem #InvestmentTrends #CzechRepublic #Poland #Romania #Greece #EuropeanTech #TechGrowth #GlobalStage #InvestInCEE #EmergingMarkets #Unicorns #TechHubs #TechStars

Did you know that despite making up over 99% of all companies, SMEs are still being underserved by banks? That’s what our Founder & CEO, William Jalloul, mentioned in an insightful interview for HROT24, led by Filip Magalhães. He emphasized that restaurants, shops, and other small businesses are the heart of our economy. They provide tremendous value to the Czech Republic and all European economies, employ a significant number of people, and contribute a large share of GDP. Yet, despite their immense contribution, these businesses face an uphill battle when it comes to securing financing. As a result, their growth potential is limited. At Flowpay, we’re on a mission to change that! Using cutting-edge predictive AI models, automation, and Embedded Finance, we empower SMEs with the operational financing they need. In this article, you’ll also discover: • William's exciting journey through the Techstars accelerator and the key lessons he learned • Our bold plans for international expansion and what’s coming next for Flowpay • Why real-time data analysis is a game-changer when it comes to speeding up the loan approval process • How partnerships with banks, and platforms like e-commerce, POS and payment providers create win-win-win solutions for everyone involved Dive into William’s inspiring entrepreneurial journey and discover how Flowpay is transforming the future of SME financing in the full interview here (in CZ): https://lnkd.in/eZ2Xkfxy #SMEs #Flowpay #Fintech #SmallBusiness #Entrepreneurship #BankingInnovation #BusinessGrowth #CzechRepublic #PredictiveAnalytics #Techstars #EmbeddedFinance #TechInnovation #SMEfinancing

🌟 Exciting Announcement! Flowpay is expanding to Slovakia! 🇸🇰 We’ve teamed up with Shoptet to bring Shoptet Boost to e-commerce businesses across Slovakia. This partnership builds on our success in the Czech Republic, where we’ve already supported many businesses with over 40 million in quick financing in just a few short months. Now, we're excited to see its impact in Slovakia! With Shoptet Boost, e-shops can apply for funding in just 15 minutes, thanks to our advanced AI technology. It evaluates each e-shop’s potential by analyzing historical and current order data, ensuring the best financing offers tailored to each business. Our Founder & CEO, William Jalloul, is excited about this expansion, stating, "Expanding to Slovakia is a significant step towards our vision of revolutionizing operational financing for small and medium-sized businesses across Europe." We look forward to supporting Slovakian e-commerce businesses in their growth journey! Read more about it here: https://lnkd.in/daj4kUbj #flowpay #shoptet #slovakia #ecommerce #embeddedfinance #sme #lending #expansion #fintech #czechrepublic #startup