Ohpen

Annie the day you know would come, retirement! A fond farewell to Annie as she begins her well-deserved retirement Today marks a special day……The day we knew would come eventually, Annie is starting her well-earned pension! After more than a decade of unwavering dedication, Annie is stepping into a new chapter of life, and we couldn’t be prouder to celebrate this moment with her. Annie has been instrumental in creating and maintaining one of our core products at Ohpen. Her tireless efforts to keep it up-to-date, improve its features, and focus on delivering the best experience for our clients have been truly remarkable. Whenever faced with a challenge, Annie was never daunted. Ask her if something was possible, and she would always reply, “Let me take a look, and I’ll do my best.” Time and time again, she delivered outstanding results that never ceased to impress. Annie, we will surely miss you. You’ve left behind some very big shoes to fill, but most importantly, we hope you enjoy your well-deserved retirement. Thank you for everything, Annie Veeken. We wish you all the best in this new chapter!

Today’s mortgage market has no place for legacy platforms and legacy thinking. So, what can we learn about the value of automation in this sector? Our own Jerry Mulle, and Cognizant's Abdul Khan explore the impact and benefits AI will have on the mortgage sector, and how it'll transform the archaic mortgage application process. After all, AI is already present in the industry. Now is the time for its role to grow. Read the full article in FinTech BoostUP: https://lnkd.in/eNy4kPbr

In this article, our Client Lead Investments & Pensions, Lex Solleveld, discusses the evolving pension investment landscape in the Netherlands, and the new opportunities it presents for asset managers.    Have a read and share your thoughts below. 👇

We’re pleased to announce that we’ve signed a partnership agreement with Iquality, a digital solutions partner. We met Iquality through our long-standing collaboration with Ayvens Bank and decided to take our partnership to the next level. Our core banking expertise combines with Iquality’s experience in building digital platforms to deliver a truly complementary offering that services banks from A to Z in all their technology needs.

Celebrating 25 Years at Ohpen. Today marks a significant milestone for me: 25 years with Ohpen, formerly known as Davinci Consulting. It’s been an incredible journey filled with personal growth, challenges, and memorable moments. I want to take this opportunity to express my gratitude to all of my collegeas for their support and collaboration over the years. Together we did wonderful projects with remarkable results and we have built a set of amazing services, designed to streamline banking and financial operations. Imagine, at the start of my career sofar, there was no internet, no cloud at all and the Big Blue mainframes were very dominant. Nowadays our state-of-the-art cloud-based platform allows our clients to fully focus on their core business where we support them with a full set of core banking services. Could I have thought of this at the beginning? Definitely not! I’m proud of what we have achieved together and look forward to what will come. Grateful to be part of this team, with amazing collegues, professional as experts and distinctive in collegiality. Here’s to more years of success together!

The UK's Autumn Budget was released this week, but how has it impacted the mortgage and property market? Our UK Managing Director, Jerry Mulle, has shared his insight with IFA Magazine, revealing the missed opportunity for the Government to alleviate pressure for home buyers and first-time applicants.

As the colder months approach, is your home ready to save on energy costs? Did you know you can finance energy-saving measures with a consumer loan? Starting from November 19 (by the new VFN - Vereniging van Financieringsondernemingen in Nederland code of conduct), it’s now easier to borrow more for sustainable home improvements because the maximum repayment period used for calculating affordability has been extended to 180 months (previously 96 months). This adjustment increases your borrowing capacity, allowing you to invest more in energy efficiency without feeling the pinch. With smart investments like wall, floor, or roof insulation, solar panels, and heat pumps (hybrid), not only can you reduce your environmental footprint, but you also lower your overall energy costs. The savings you generate from reduced energy consumption can help cover the loan, and once it's paid off, the investment keeps delivering returns. This new flexibility is a responsible way to finance sustainability through a consumer loan, helping you borrow more without the costs of a #mortgage, no valuation or notary fees. Plus, there’s potential for even more energy-saving options in the future, such as HR+++ glass or triple-pane windows with insulated frames. #Tip: If you’re planning to make your home more energy-efficient, consider starting with #insulation. It’s the foundation for any other energy-saving measure. #sustainability "Ohpen Origination Consumer Lending"

❌ What was cutting edge in the UK 40 years ago is no longer fit for purpose. The generational gap in the impact of mortgage applications on wellbeing and consumer spending makes it clear that banks' processes have not modernised. Our new research highlights it's time for financial institutions to make the process more transparent and inclusive. https://lnkd.in/ezSv6xW4

How will the new Authorised Push Payments (APP) fraud regulation impact lenders in the UK? Our Managing Director, Jerry Mulle, reveals the ripple effect the lending industry must face when dealing with applicants who have fallen victim to fraud. Read the article in Fintech bloom https://lnkd.in/enQ4GKfH

UK credit lenders, Jerry Mulle will be co-hosting a roundtable on digital transformation for mortgage lenders on November 20th. The session promises to offer a private forum for peers across the industry to discuss the challenges and opportunities to improve the way borrowers experience applying for a mortgage. 🗓️ November 20th, 2024 ⏰ 15:30 - 17:00 📍 Manchester, United Kingdom Register through the link here: https://lnkd.in/erSasnss