Twinco Capital

🌍 𝐓𝐡𝐞 𝐑𝐞𝐝 𝐒𝐞𝐚 𝐒𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧: 𝐈𝐦𝐩𝐚𝐜𝐭𝐬 𝐚𝐧𝐝 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐬 𝐟𝐨𝐫 𝐒𝐮𝐩𝐩𝐥𝐲 𝐂𝐡𝐚𝐢𝐧𝐬 The Red Sea has long been a key route, handling 15% of global trade annually, connecting major markets in Europe, Asia, and Africa. Recent geopolitical tensions, such as the ongoing conflict in the Middle East, and environmental challenges in the region, have disrupted this corridor, raising concerns for industries worldwide. ❓𝐖𝐡𝐚𝐭 𝐇𝐚𝐩𝐩𝐞𝐧𝐞𝐝? Instability, port congestion, and regulatory changes have disrupted trade flow, causing delays, higher costs, and supply chain bottlenecks across sectors. While there has been no direct impact on supplier pricing, container costs for retailers have increased significantly due to longer routes, higher fuel costs, and extended transit times. 👉🏼 𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐒𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧: Shipping costs remain 50% higher than pre-pandemic levels, with transit delays averaging 20-30% longer. Retail and apparel industries face increased costs, extended lead times, and pressure on margins. A Twinco Capital supplier in India claims that deliveries to destination have increased from 24/30 days to 50/55 days. Retailers using slower vessels are now urging suppliers to arrange air shipments. 🎯 𝐊𝐞𝐲 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞𝐬: - Increased costs could force retailers to pass expenses to consumers. - Retailers are reconsidering suppliers and routes. - Retailers hold more inventory, increasing storage costs. - Longer transit times delay invoice approvals, pressuring suppliers' working capital. ✅ 𝐒𝐨𝐦𝐞 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐥𝐢𝐤𝐞𝐥𝐲 𝐭𝐨 𝐛𝐞 𝐩𝐞𝐫𝐦𝐚𝐧𝐞𝐧𝐭: - Greater investment in risk management and tracking tools. - Stronger collaboration between stakeholders to ensure stable supply chain operations. For the retail and apparel industries, adaptability and planning are crucial. At Twinco, our purchase order financing solutions help partners build resilient and efficient supply chains, even amidst global challenges. #GlobalTrade #SupplyChainFinance #RetailIndustry #ApparelIndustry #RedSea #TwincoCapital #POfunding #PurchaseOrderFinance #SustainableFinancing

Ricardo Herradón, CFA, Manager at Twinco Capital's Strategy & Business Development Team, was a key contributor at the Supply Chain Finance Summit organised by BCR Publishing in Madrid. In a dynamic panel on "Ensuring your ESG strategy is optimised, up-to-date and successfully embedded into programs", moderated by Christian Hausherr (Deutsche Bank), Ricardo, together with Laura Saavedra (ING), Markus Renfert (EBRD), and Makiko Toyoda (IFC - International Finance Corporation), explored key topics shaping the future of sustainable finance in supply chains. 📌 The discussion covered ways to integrate sustainability into supply chain finance, including metrics to incentivise high-performing suppliers and the role of certifications and rating agencies in assessing ESG impact. At Twinco, we are committed to building more efficient, responsible, and sustainable supply chains. As the only company in the world offering a global suppliers' financing solution that includes purchase order financing, we help businesses globally unlock working capital early in the production cycle, driving both financial and ESG impact. #SupplyChainFinance #ESG #Sustainability #SustainableFinance #TwincoCapital #POfinancing 

💡During the #WorldEconomicForum taking place these days in #Davos, #globaltrade has been a key topic of discussion. Global growth is projected at 3.3% for 2025, below historical averages, while inflation is expected to decline to 4.2%, paving the way for greater economic stability. Diversifying trade through new corridors could boost global GDP by up to 3% by 2030, fostering stronger supply chains. However, geopolitical uncertainties and supply chain disruptions are still significant challenges, underlining the need for innovative, AI-powered solutions like Twinco Capital. ➡️ Check out the TradeTech Report “AI for Efficiency, Sustainability and Inclusivity in Global Trade” presented at #WEF25, to which Twinco Capital contributed its expertise as member of the World Economic Forum #TradeTech and #TechPioneer Communities: https://lnkd.in/dyu-2qeX 🚀 Twinco Capital is the only company in the world offering a global supply chain finance solution that includes purchase order funding. Our data-driven platform reduces financing costs, improves supply reliability, and promotes sustainable and socially responsible supply chains. #supplychainfinance #POfinancing #purchaseorder #sustainablefinance #TwincoCapital #SCF

📍Visita a nuestro socio Twinco Capital: una de las fintech europeas de más rápido crecimiento, cofundada y liderada por Sandra Nolasco (CEO) y Carmen Marin, CFA. Su trabajo está transformando las cadenas de suministro globales y marcando un impacto social y económico significativo 🍀. Twinco es pionera en ofrecer financiación temprana y asequible a proveedores en todo el mundo, desde la orden de compra hasta el pago final de la factura. A través de su plataforma basada en análisis de datos, han logrado eliminar la necesidad de herramientas tradicionales como las cartas de crédito, simplificando procesos y beneficiando tanto a proveedores como a compradores. En la reunión junto Candela Ortega González y Miguel Alonso hemos abordado los retos y oportunidades del sector retail, destacando la importancia de repensar modelos tradicionales de financiación para hacerlos más ágiles y competitivos. 💡 Innovaciones como las de Twinco Capital no solo optimizan la cadena de suministro, sino que impactan positivamente en el ecosistema global, haciéndolo más justo, transparente y sostenible. ¡Gracias al equipo de Twinco Capital por su hospitalidad y por ser motor del cambio en la industria! #retail #financiacion #twincocapital #cadenadesuministro #sostenibilidad #innovacion

🆕 Let’s give a warm welcome to our newest member, Rebeca Peláez, who has joined the #TwincoTeam as a Senior #Quant!  With a curious and logical mind, Rebeca has always been passionate about science. Before joining Twinco, she worked as a researcher at university, focusing on statistics. What captivates her the most about this profession is the ability to dive deep into challenges and uncover solutions that go beyond the conventional.  Rebeca joined Twinco to incorporate her expertise in mathematics and statistics to real-world problems, where the impact of the work is direct and meaningful.  "Joining Twinco represents an incredible opportunity to apply my skills in data analysis and problem-solving to contribute to the company’s mission and grow alongside such a talented and dynamic team."  Welcome aboard, Rebeca! We’re excited to have you on this journey. 🚀

✨ For the sixth year in a row, we are beyond excited to welcome the next generation of #ICEX2025 talent! For Twinco, it has been a privilege to collaborate with ICEX for the past 5 years, a partnership that has already brought ten outstanding professionals into the #TwincoTeam. Now, the journey continues as we get ready to meet the remarkable 2025 cohort! 🚀 Twinco is leading the way in transforming #SupplyChainFinance, and we're on the lookout for passionate individuals determined to drive meaningful change. If you’re ready to thrive in a fast-growing fintech that champions innovation and personal growth, this is your moment to shine! ❓ Curious about what it’s like to be part of our team? Reach out to our talented alumni: Alfonso Arias, Leticia López-Perea, Andrés Ortigosa, Cristina Romero, Rebeca Cebrián, Candela Ortega, Guillermo Fanjul, Carmen Gálvez, Javier Fernández, Belén Guzmán. Don’t miss the chance to join a company that's pushing the boundaries of #SustainableSupplyChainFinance. Let’s shape the future together! 🚀 #sustainablesupplychainfinance #riskmanagement #sustainableSCF #ESG #fintech #smefinancing #BecasIcex2025 #ICEXtalent #ICEX 

This week, we had our Twinco's Annual Off-Site! A special day where the whole team came together to celebrate this year's achievements and align on the company's vision for the future 📈 The day was packed with activities that brought colleagues from different teams closer, fostering collaboration and the unique spirit that makes us who we are 🤝 We wrapped it all up with our traditional Christmas Dinner, full of great energy and the best company 🎄 It’s truly inspiring to see the Twinco Family growing so quickly, welcoming talented and passionate individuals every year who share our mission to revolutionise global supply chain financing 🌏 Merry Christmas to everyone who’s part of Twinco’s journey. Here’s to many more successes ahead! 🚀

✨ For the sixth year in a row, we are beyond excited to welcome the next generation of #ICEX2025 talent! For Twinco, it has been a privilege to collaborate with ICEX for the past 5 years, a partnership that has already brought ten outstanding professionals into the #TwincoTeam. Now, the journey continues as we get ready to meet the remarkable 2025 cohort! 🚀 Twinco is leading the way in transforming #SupplyChainFinance, and we're on the lookout for passionate individuals determined to drive meaningful change. If you’re ready to thrive in a fast-growing fintech that champions innovation and personal growth, this is your moment to shine! ❓ Curious about what it’s like to be part of our team? Reach out to our talented alumni: Alfonso Arias, Leticia López-Perea, Andrés Ortigosa, Cristina Romero, Rebeca Cebrián, Candela Ortega, Guillermo Fanjul, Carmen Gálvez, Javier Fernández, Belén Guzmán. Don’t miss the chance to join a company that's pushing the boundaries of #SustainableSupplyChainFinance. Let’s shape the future together! 🚀 #sustainablesupplychainfinance #riskmanagement #sustainableSCF #ESG #fintech #smefinancing #BecasIcex2025 #ICEXtalent #ICEX 

Ayer se celebró en Madrid #LaCarreraDeLasEmpresas2024🏁 y, como no podía ser de otra forma, parte del equipo de Twinco Capital no quiso perdérselo! Pese al frío, este año hubo récord de participación con más de 27.000 personas de 1.500 empresas diferentes! 👏🏼 ¡Enhorabuena a todos los corredores! ¡Nos vemos en la próxima edición! 💪🏼

📢 Twinco Capital: Pioneering Innovation in Supply Chain Finance 📢 We are pleased to share our latest blog post, featuring our portfolio company Twinco Capital, addressing the financing and ESG data gap in emerging countries' suppliers of retail value chain, along with an exclusive video interview with its founders, Sandra Nolasco (CEO) and Carmen Marin, CFA (COO). 📖 Read the full blog and watch the interview below🌍🌿 https://lnkd.in/gZPeC7Hp #Supplychainfinance #RetailTech #FinTech #ESG