Dezerv

The Nifty50 and BSE Sensex have reached new all-time highs, marking a significant milestone in our market's journey. What's particularly interesting is that this rally isn't limited to blue-chip stocks – we're seeing sharp increases even among lower-quality equities, pushing valuations to levels reminiscent of previous market peaks. This environment, driven by a potent fear of missing out (FOMO), is prompting many to make quick investment decisions without thorough research or proper risk management. It's a trend that warrants caution. Our co-founder, Vaibhav Porwal, shared his perspective with RAVI RANJAN PRASAD, Special Correspondent at the Deccan Chronicle. Vaibhav offered a nuanced view of the current market dynamics - "Since the markets hit the bottom during COVID, right up till 2024 Lok Sabha elections, Value and Momentum factors dominated the market. However, after the election results, Quality is making a comeback." However, Vaibhav also highlighted a potential shift on the horizon. The prolonged period of elevated interest rates is expected to conclude next week, which could serve as a catalyst for investors to pivot from value investments towards quality and growth-focused investments. #CreateWealth #Dezerv

The IPO frenzy is real! This year, approximately 61 Mainboard IPOs and 190 SME IPOs were listed, wherein one IPO was oversubscribed by 320x. In fact, this week, there have been 17 IPOs, with Bajaj Housing Finance IPO being oversubscribed 63.6x.

Last week, we conducted a poll about the major sources of wealth, and the results are fascinating! 73% of the respondents identified salaries and ESOPs as their primary source of income, while 15% pointed to investments. This aligns with our in-house views. While salaries have traditionally been a cornerstone of wealth creation, investments are rapidly gaining ground for significant wealth generation. This shift is especially noteworthy in India, where wealth creators are increasingly diversifying their income streams beyond just salaries. To delve deeper into this trend, check out our latest episode of the Create Wealth Podcast, wherein we have compiled valuable insights from various wealth creators like Radhika Gupta, Shashank Mehta, Mukund Kulashekaran, Jitendra Gupta, Avnish Bajaj, Aarti Gupta, Rishabh Mariwala, Sunjay Kapur, Raj Shamani, on how they've built and expanded their wealth through diverse routes. Whether you're looking to understand how to create wealth through each of these routes or get inspired by real-life success stories, this episode is a must-watch. Watch the episode here - https://lnkd.in/dwVdZt7j #CreateWealth #Dezerv

As of March 2024, over 119 million Indians are actively monitoring their TransUnion CIBIL scores. This is more than just a statistic - it's a testament to the growing financial literacy and empowerment across the country. Why does your credit score matter? While it may seem like just a 3-digit number, your credit score is a powerful indicator of your financial responsibility. It plays a pivotal role in shaping your financial opportunities: - Influences loan approvals and interest rates - Impacts credit card limits and rental applications - Reflects your financial health and discipline In the latest edition of our Create Wealth newsletter, our co-founder Sandeep Jethwani dives deep into: 1️⃣ The evolution of credit scores in India 2️⃣ How Credit Information Companies (CICs) calculate your score 3️⃣ Why credit scores differ across CICs But that’s just the tip of the iceberg. Our latest carousel breaks down the essentials, while Sandeep’s comprehensive analysis covers: ➡️ The evolving credit monitoring landscape in India ➡️ Key factors driving your credit score - from payment history to credit utilisation ➡️ The sweeping impact of your credit score on your financial future 🔗 Access Sandeep’s full analysis here - https://lnkd.in/dzFWQAqR to understand how your credit score affects your financial life. P.S. — Every Sunday, over 350,000 wealth creators receive actionable insights from us. Don’t miss out—join our growing community of informed readers! (SUBSCRIPTION LINK IN COMMENTS) #CreditScore #FinancialWellness #CreateWealth #Dezerv

There are 5 major routes to wealth creation: 1️⃣ Salaries and bonuses 2️⃣ ESOPs 3️⃣ Selling businesses or stakes 4️⃣ Generational wealth 5️⃣ Content creation In this special 25th episode of the Create Wealth Podcast, we've covered all of them and curated a treasure trove of insights uncovered by our co-founder, Sandeep Jethwani. Over the last 48 weeks, Sandeep travelled across India to meet 24 wealth creators, including top entrepreneurs, investors, and thought leaders. This compilation episode features powerful snippets from past conversations, offering a concise guide to various wealth-building avenues. It's perfect for anyone seeking practical insights into growing and managing wealth. We hope you enjoy this milestone episode, packed with essential wealth-creation strategies from those who've successfully walked the path to financial success. #WealthManagement #Investing #Dezerv #CreateWealth

We’re thrilled to announce the opening of our new office in Hyderabad! With this expansion, we now have a presence in Mumbai, Delhi, Bengaluru, Pune, and Hyderabad. Hyderabad is rapidly emerging as a hub for innovation and entrepreneurship, creating a new wave of wealth creators. And, we're super excited to play an integral role in the investment journeys of these emerging wealth creators. If you're a wealth creator in Hyderabad looking to accelerate your wealth journey, we invite you to visit us at our office at Plot No: 25, 13, Inorbit Mall Rd, above Ohris Tech Park, Software Units Layout, Madhapur. #createwealth #dezerv #wearedezerv

How will a Fed rate cut impact your investments? Watch our latest Monthly Market Update featuring our co-founder Vaibhav Porwal. In this video, Vaibhav shares his views on: 1️⃣ The current state of the market - euphoria vs. value 2️⃣ The emerging equity cult in India 3️⃣ How investors should approach their investments right now 4️⃣ Factors to watch out for in the coming months Watch the full video here! #createwealth #dezerv

The 300 registered Family Offices in India cumulatively manage assets worth USD 30 billion, which is expected to jump 50% to USD 45 billion in the next three years. This rapid growth highlights a significant shift in how wealth is managed and preserved among the ultra-wealthy. In the latest Create Wealth newsletter, our co-founder, Sandeep Jethwani, writes about Family Offices - one of the most sophisticated routes of wealth preservation dating back to the 15th century. Here’s why Family Offices matter to wealth creators: ➡️ They offer a high degree of customisation for family members and long-term focus compared to traditional wealth management. ➡️ These specialised entities provide expertise in areas such as investment management, succession planning, legacy preservation and even philanthropy. Here are some of the fascinating avenues that Sandeep explores in this deep dive: 1️⃣ Multifaceted roles - How modern Family Offices have expanded beyond investment management to encompass succession planning, philanthropy, and more. 2️⃣ Indian landscape - An overview of prominent Single-Family Offices in India, with approximately 300 formal structures and growing. 3️⃣ Key functions that make Family Offices indispensable for preserving generational wealth But that’s just the tip of the iceberg. 🔗 Access the complete analysis here - https://lnkd.in/ds_MKrre - which also covers: ➡️ A comparative analysis of Single-Family and Multi-Family Office models ➡️ A comprehensive cost analysis for setting up and maintaining a Family Office ➡️ Emerging trends shaping the future of Family Offices in India and globally P.S. - Every Sunday, our newsletter offers a unique perspective and insights on a particular business/industry/sector and is sent to over 3,50,000+ wealth creators. Join our community of informed readers. (SUBSCRIPTION LINK IN COMMENTS) #FamilyOffice #WealthManagement #CreateWealth #Dezerv

In August, Foreign Portfolio Investors (FPIs) invested INR 7,320 crore in Indian equities, bringing their 2024 total to INR 42,886 crore. This reflects a fluctuating trend, with significant buying in July and February-March, contrasted by sell-offs in April-May and January. Our co-founder, Vaibhav Porwal, shared his insights on the factors driving these trends while touching upon 3 key points - high valuation in the Indian equity market, US Fed rate cut and the shift to debt instruments. His views are covered by LiveMint, The Economic Times, businessline and ThePrint. “Valuations in the Indian equity market have risen to relatively high levels, leading FPIs to exercise caution when investing in India. They have been selectively investing in defensive market segments, focusing on sectors such as healthcare and FMCG,” said Vaibhav. Read the full article here - https://lnkd.in/d5XYdMxW - for more details on how these shifts might shape the market going forward. #Investment #FPIs #DebtMarkets #CreateWealth #Dezerv