Stable Money

We hope your Diwali is filled with lights, happiness, and good investments! A very Happy Diwali from the Stable Money team 😊

When I first started investing, I was like most people—fascinated by the potential of stocks and mutual funds. But as time passed, I realized that the highs of the market also come with their lows. That's when I learned about the power of diversification, balancing out high-risk investments with safer ones. And for many investors, Fixed Deposits (FDs) can be a smart way to achieve that balance. Infact, according to RBI data, total bank deposits stood at ₹200.8 lakh crore in 2023. Out of this, ₹176 lakh crore was in FDs. Also, a survey conducted by SEBI found that 95% of Indian households preferred to invest in FDs and less than 10% in stocks and mutual funds. However, a key concern for FDs is beating the inflation rate. This is where Stable Money can be a saviour. Traditionally, bank FDs offer interest rates ranging from 6-7%, but with the Stable Money app, you can access FDs with comparatively higher rates. Here’s how Stable Money stands out: 1. Diverse options to choose from, including banks that give interest rates as high as 9.5%. 2. Insurance coverage upto ₹5 lakh by DICGC (RBI subsidiary) for every user in every bank. 3. Multiple FDs can be booked in multiple banks without opening a new savings accounts in each bank. 4. ⁠Its one of the safest platforms to invest in FDs as your money gets directly transferred to the bank - Stable money is just a mediator. Exploring various options and features can help us to make informed decisions that align with their financial goals and risk appetite. Let's invest our money wisely and do not be like my friend. Haha. #Finance #Money #India #Collab

“Isn’t a higher minimum amount better for users?” That’s what Harish and I used to think at Stable Money. A higher ticket size encourages more serious commitment to investing, right? So, for the longest time, we believed that setting the minimum investment at ₹5000 was the right move. Then I spoke to Umesh, a father from UP. He told me, “Sir, aap amount ₹1000 bana dijiye, hum har mahine bacho ki padhai ke liye daalenge.” That hit hard. Umesh wasn’t asking for an easier path—he was determined to give his children every advantage he could, and his commitment was very real. That’s when it became clear to us: seriousness doesn’t always come with a bigger ticket—it comes from the heart. This is why we’re lowering the minimum investment on Stable Money to ₹1000. Because sometimes, what’s best for users isn’t about a higher minimum amount—it’s about making sure everyone, especially Umesh, has the opportunity to invest in a better tomorrow. Stable Money will always be here for Umesh, and for every parent looking to invest in their children’s future. 🚀 And yes, you can now head to Stable Money and start your FD from ₹1000!

"Will it be possible to invest a small amount of money in Stable Money as a part-owner?" I recently had a conversation that stuck with me. A long-time user reached out, not to ask about our usual products or returns, but with a request to invest, not in Stable Money’s products, but in Stable Money itself. This stopped me in my tracks. Here was someone who believed in what we're building so deeply that he wanted to go from being just a customer to becoming a part-owner of the company. During our chat, he shared his personal journey—a story of hard work and family sacrifices. Coming from a modest background, his parents worked tirelessly, earning modest incomes to provide for his education. Now, with a family of his own, he can’t leave his current job to start a business, but if he could—or if his children ever do—he’d want to build something like Stable Money. What humbled me the most was when he mentioned that 70% of his entire life savings is invested in FDs through Stable Money. He trusts us completely. It made me realize that Stable Money isn’t just a platform; it’s a community of individuals who share a common vision. PS: I am posting this after his explicit approval.

New Bank Alert! Only on Stable Money! We want you to stop thinking, "Bas, safety ke liye rakh rahe hain," and start believing, "FD safe hain, aur high returns bhi deti hain!" With our newest partners, that vision is becoming a reality. We’re proud to bring you FDs that offer up to 9.5% p.a. in returns, combining security with high returns. Harish Reddy

Celebrating Homegrown Brands feat. Stable Money Do you also wonder frequently how to get the best returns on the money you earn? Do you often find yourself confused about whether to invest for short-term gains, try new finance trends, or stick to the good old formats of investing? Worry not, Stable Money is here to help you out. How is Stable Money any different from the other financial startups in India today? 1️⃣ Gives access to FDs that earn 9.5% returns 2️⃣ Every team member in the company conducts customer calls to gain insights into their pain points. 3️⃣ Their vision is to make sure that every Indian has access to financial products that are safe and give decent returns Stable Money customers have shown immense interest and faith in the brand and have over 1 million downloads on Play Store. They have also raised a Series A round of $15 million led by RTP Global, with participation from Matrix Partners and Lightspeed Venture Partners and a host of angel investors. Founded in 2022 by Saurabh Jain & Harish Reddy, they operate with a simple aim: to give Indians an opportunity to invest in products that give them good returns while keeping their investments safe. Stable Money is here to change the narrative of fixed-income investing in India. So India, are you ready to enjoy high-return FDs with Stable Money? Stable Money is here to reinforce India’s trust in FDs. Kudos to the Stable Money team for their dedication to making investments easy to understand and benefit from. P.S. The love you’ve shown for Shalimar’s has made us your favourite household brand. Please extend your support to Stable Money and other homegrown brands so that, as a country, we can grow together. 🙂 #Vocalforlocal #EmpoweringBusinesses #HomegrownBrands #Shalimars #StableMoney

I got into Birla Institute of Technology and Science, Pilani in the last iteration. And to be honest, I'd given up all hopes of joining college that year. But call it a stroke of luck or good faith, I did make it that year and it changed my life. From pursuing music, teaching students, starting a product management club and stuffing a bit of academics here and there - I finally joined Jupiter as a Product intern! I'll never forget my first task, when Manisha Pandita asked me, "Hey, how can we scale our video KYC numbers?" and that changed my perspective about product management! As I start this incredible journey at Stable Money, I'm so grateful to work on products that I truly believe will help Indians become better at investing! Thank you - Saurabh and Harish for this opportunity. Lakhan Suchdev, Simran Bakshi, Manoj Sarda, Utsav Modi and Saurabh Biyani this journey would not have been complete without y'all! Hope you like my #stable_story

Impatience with action, patience with results! They say the first million is always the hardest. Whether it’s dollars, rupees, or users, getting from zero to something always feels like the biggest hurdle. I remember when I quit my job and woke up the next morning—it was equal parts thrilling and terrifying. The potential was there, but so was the risk. I kept telling myself, “I have to try.” Then Stable Money launched. And to be honest, Harish Reddy and I had no idea how we’d get even 100 users. In those first few weeks, we sought feedback from anyone who’d listen, urged friends and family to make a small investment, and checked the metrics daily, hoping to see more growth. It always felt like progress was slower than we wanted. But little by little, we hit our stride. A handful of users became a hundred, then a thousand. Each new milestone reminded us that what we were building wasn’t just a shot in the dark. People started coming back, sharing with their networks, and that trust slowly built up. Now, with over a million users in 14 months, we’ve proven there’s a real need for what we do. And that trust? It’s our most valuable asset. It gives us the confidence to think bigger, push harder, and plan for the next big thing. Because the hardest part wasn’t reaching a million—it was starting with nothing. Now, we’ve built something people rely on, and that gives us the courage to dream even bigger. As they say: First, you know it. Then, you understand it. Then, you can explain it. Then, you can feel it. Finally, you are it. This one is dedicated to all our users, investors and the Stable Money team! The next milestone is 1 Billion! 🚀

Introducing SIP on Fixed Deposits at Stable Money! “I always thought you needed a big lump sum to start an FD.” “I wish I could invest small amounts, but I didn’t think FDs worked like that.” “If I want to break an FD, I need to break the whole thing. I wish I could just break a part of it.” These are just a few things we've heard from our users, and they sparked something new at Stable Money. Whether you’ve invested with us or shared your concerns, your feedback shapes the products we build.And when working professionals, especially the younger ones, told us they wanted a simple, flexible way to invest small amounts regularly—without the constraints of traditional FDs—we knew we had to act. Now, you can start building your FD portfolio with as little as ₹5000 a month. Each payment creates a new FD, letting your savings grow steadily and securely. Plus, if you ever need to break an FD, you can do so without breaking the entire thing—giving you the flexibility to withdraw only what you need. Stable Money was launched with a mission to create Nayi India ki Nayi FD—an FD product that fits the modern investor’s needs. SIP on FDs is yet another step in fulfilling that vision. Investing should be simple and stress-free. We’re making sure it is. Samarth Tiwari | Vaibhav Singhania | Urvesh Tanna

Growing up in Motihari, Bihar, we always knew our education, while good, wasn’t at par with the opportunities kids from larger cities had. That’s why I fought hard to move out, and after 3 intense years in Kota, I made it to Indian Institute of Technology, Guwahati. That moment was life-changing for me. At IIT, everything felt possible. Leading a blackbox project for ITC Limited in my third year was a huge milestone—one of many that shaped my path. From there, I spent 3 intense years building Airblack from scratch, co-founded my first venture, Finiso, scaled Fashinza and eventually found my way to Stable Money. What I’ve realised through all these highs and lows is that only two things truly matter: hard work and sincerity. They’ve been my guiding lights, and they’re what bring real opportunities 🙌 Shoutout to Videt Jaiswal Pawan Gupta Abhishek Sharma for being a part of this exhilarating #Stable_Story, your support means everything! 🙏 And thank you, Saurabh Jain and Harish Reddy, for trusting me. Here's to building India's favourite fixed income investing platform together 🚀