Insurtech Story Podcast

Embedded #microinsurance is reshaping the #insurance #landscape by seamlessly integrating #coverage into everyday #products and #services, making protection accessible to #underserved #populations. This episode explores how #embedded microinsurance models are empowering #consumers, particularly in #emergingmarkets, by providing #affordable, on-demand insurance solutions. We delve into the role of #technology - #AI, #IoT, and #blockchain, in enabling this shift, examine real-world examples of successful implementations, and discuss the potential for scaling. Tune in to discover how embedded microinsurance is driving #financialinclusion and what the future holds for this #transformative approach in the insurance industry. In this episode we discussed the topic – “Embedded Microinsurance: Revolutionizing Financial Protection” with Harry Croydon, who is the COO & Co-founder of MIC Global and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices", #Reform and #InsurtechDisrupted”. Points of discussion are as below: 1. How is embedded microinsurance #transforming the way underserved populations access #financial #protection, and what are the key advantages of integrating it into everyday products and services? 2. What role do emerging technologies like AI and blockchain play in scaling embedded microinsurance solutions, and how do they contribute to improving #customerexperience and #riskmanagement? 3. Could you share some real-world examples where embedded microinsurance has been successfully implemented, and what lessons can we learn from these use cases for broader adoption in different markets? You can listen to the full episode on #spotifypodcast #applepodcasts #amazonmusic #audible and the Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow Suguna Jayaraj  

#Parametric #insurance is gaining momentum in #NewZealand and the Pacific as a crucial tool for #managing #risks associated with #naturaldisasters such as cyclones, earthquakes, and flooding. Unlike traditional insurance, parametric #policies trigger pre-defined #payouts based on specific #data, such as wind speeds or earthquake magnitudes, offering quicker and more efficient #financial relief. This #model is especially beneficial for regions with high exposure to #catastrophic #events. As #climatechange intensifies, parametric insurance is expected to evolve, leveraging advanced #technology and #dataanalytics to better serve the region's unique #risk #landscape. In this episode we discussed the topic – “Navigating Parametric Insurance in New Zealand Market” with Paul Barton, who is the Managing Director at Bounce Insurance, New Zealand and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices", #Reform and #InsurtechDisrupted”. Points of discussion are as below: 1. How has parametric insurance gained traction in New Zealand, and what key factors have driven its adoption in these regions, especially given their vulnerability to natural disasters? 2. What are the primary challenges for insurers and policyholders when it comes to parametric insurance in New Zealand? 3. Looking ahead, how do you see parametric insurance evolving in New Zealand? 4. #InsurTechNZ acts as a gateway to #insurtech communities in #Australia and in other key markets through the Global InsurTech Alliance. You can listen to the full episode on #spotifypodcast #applepodcasts #amazonmusic #audible and the Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow InsurTechNZ Paul O'Leary

Tribute to Sir #RatanTata: A Visionary #Leader, Sir Ratan #Tata's #legacy is defined by his #visionary #leadership, #ethical business practices, and deep commitment to #socialgood. Under his guidance, the Tata Group expanded globally, yet his true impact lies in his #compassion and #philanthropy. Through Tata Trusts, he has #transformed #lives in #healthcare, #education, and #rural #development to name a few, always putting people before profit. His humility, innovation, and dedication to uplifting others make him a #true #hero whose influence extends far beyond business. Sir Ratan Tata is an enduring #symbol of leadership with a #heart. RIP Sir Ratan Tata. You will be missed!!

The landscape of #employee #insurance and #benefits is rapidly #evolving to meet the changing #needs of today’s #workforce. Employers are increasingly focused on holistic #wellbeing, offering benefits that extend beyond traditional #healthcare to include #mentalhealth support, #wellness programs, and flexible #work #arrangements. The shift towards #remote and #hybrid #work has further #accelerated the need for adaptable benefits that cater to a distributed workforce. Rising healthcare #costs and #economic #uncertainties challenge companies to strike a #balance between #costmanagement and offering comprehensive benefits that attract and retain #talent. Innovative approaches are #emerging, driving #competitiveadvantages in employee #satisfaction and #engagement. In this #episode we discussed the topic - "Navigating the Future of Benefits in a Changing Workforce” with Sanchit Malik, who is the Co-Founder & CEO of Pazcare and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices", #Reform and #InsurtechDisrupted”. Points of discussion are as below: 1. How have employee #insurance and #benefits #packages evolved in recent years, particularly with the growing focus on #employee #wellbeing and #mentalhealth? 2. With the rise of #hybrid and #remote #work, how are employers adapting their insurance offerings to meet the changing needs of a #geographically dispersed workforce? Are there new types of benefits emerging to address these shifts? 3. In light of economic pressures and rising healthcare #costs, how are companies balancing cost management with offering competitive, comprehensive employee insurance? You can listen to the full episode on #spotifypodcast #applepodcasts #amazonmusic #audible and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #audible - https://lnkd.in/g2BQH2mT #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow  

Welcome to "#Health #Matters," where we explore the evolving landscape of #employee #healthcare in the #modern #workplace. As businesses recognize the vital role of health and #wellness in productivity and #jobsatisfaction, new-age approaches to employee healthcare are emerging. From cutting-edge #technologies like #wearable #devices and #telemedicine to comprehensive mental health programs and holistic wellness initiatives, companies are reimagining how they support their #workforce. In this episode, we delve into these innovative #strategies, examining how they improve health outcomes, enhance employee engagement, and create a more supportive and sustainable #workenvironment. Join us as we uncover what new age employee healthcare truly looks like. In this episode we discussed the topic - "Health Matters: The new age employee healthcare landscape” with Kulin Shah, who is the Co-Founder & COO at Onsurity, and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices" and #InsurtechDisrupted”. Points of discussion are as below: 1. In today's fast-paced work environment, what are some innovative approaches companies are adopting to enhance employee healthcare and wellness? 2. What new products, technologies, and initiatives are you introducing to enhance employee well-being and healthcare accessibility for SMEs? 3. What role do mental health programs and resources play in the new-age employee healthcare landscape, and how can companies effectively integrate these into their wellness initiatives? You can listen to the full episode on #spotifypodcast #applepodcasts #googlepodcasts #amazonmusic and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow

The integration of #AI and #machinelearning (AI/ML) into #actuarial #pricing is #transforming the #insurance industry. AIML technologies enable #insurers to analyze vast amounts of data with unprecedented #speed and #accuracy, leading to more precise #risk #assessments and #pricing #strategies. By leveraging advanced #algorithms and #predictive #analytics, insurers can identify patterns and trends that traditional methods might miss, resulting in improved #profitability and #customersatisfaction. Despite challenges such as data quality and regulatory compliance, the continuous advancements in AIML promise a future where actuarial pricing is more dynamic, responsive, and tailored to individual risk profiles. In this episode we discussed the topic - "AI/ML in revolutionizing actuarial pricing” with Suguna Jayaraj, who is the Director of Pricing at MIC Global, and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices" and #InsurtechDisrupted”. Points of discussion are as below: 1. What are the key reasons behind the shift from traditional actuarial pricing methods to AI and machine learning based approaches in the #insurance industry? 2. Can you discuss the top #risks in the insurance industry today and how new #data #sources, like #IoT devices and social media, are being leveraged by AI/ML models to better evaluate these risks? 3. What are some #quantifiable advantages of using AI and machine learning in actuarial pricing? Can you provide examples or #case #studies where these technologies have led to significant improvements? You can listen to the full episode on #spotifypodcast #applepodcasts #googlepodcasts #amazonmusic and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow

The hidden #key driving the #insurance #industry forward for #captives lies in a combination of #technological advancements, #regulatory shifts, and innovative #risk management #strategies. Emerging technologies, such as AI and blockchain, are enhancing efficiency, transparency, and decision-making processes. Regulatory changes are creating new opportunities for captives to offer tailored solutions and address specific business needs. Innovative risk management approaches are allowing captives to better assess and mitigate risks, providing a #competitive edge. These factors together are transforming the #captiveinsurance landscape, enabling businesses to navigate complex risks with greater precision and flexibility. In this episode we discussed the topic - "Hidden key driving the insurance industry forward for captives” with Jeff Radke, who is the Chief Executive Officer at Accelerant, and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices" and #InsurtechDisrupted”. Points of discussion are as below: 1. What #emerging #technologies are considered the hidden drivers behind the growth and evolution of the captive insurance industry, and how are they transforming traditional practices? 2. How have recent #regulatory #changes and market dynamics created new opportunities or challenges for captive insurers, and what key factors should industry leaders be paying attention to? 3. In what ways are captive insurers innovating their risk management strategies to stay ahead in a competitive landscape? You can listen to the full episode on #spotifypodcast #applepodcasts #googlepodcasts #amazonmusic and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow

The topic explores how institutions in the #Banking, #Financial #services, and #Insurance (BFSI) industry can develop and optimize their #datastrategies to unlock the full potential of their #data #assets. Here the key components of robust #data strategy, the importance of #datagovernance, and the transformative role of #advanced #analytics and #AI is of focus. The conversation includes practical approaches and a tailored roadmap for organizations at different levels of #operationalmaturity. Join us as our industry expert share insights and #bestpractices to help #BFSI institutions drive #innovation and achieve #operational #excellence through data driven #decisionmaking. In this episode we discussed on the topic - "Building and Optimizing Data Strategies in the BFSI Industry” with Shiraz Ritwik, who is the Head of BFSI & CPG Growth at LatentView Analytics, and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices" and "#InsurtechDisrupted”. Points of discussion are as below: 1. What are some of the key #problems that the #insurance industry is trying to solve with #AI and #Analytics? 2. How can BFSI institutions leverage advanced #analytics and AI to #transform #raw #data into actionable insights, and what are some real-world examples of successful implementation? 3. What challenges do BFSI organizations typically face when developing and optimizing their #datastrategies, and what steps can they take to overcome these barriers and enhance their #datagovernance, management, and utilization #practices? You can listen to the full episode on #spotifypodcast #applepodcasts #amazonmusic and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow

Block your seats: https://lnkd.in/gSi_4NkA We're thrilled to announce Surya Saha, Author. "Insurtech Disrupted" & Founder, Insurtech Story Podcast as the session chair for the 4th BW Festival of Fintech 2024! Get ready to witness industry leaders and visionaries shaping the future of fintech. Let's celebrate the movers and shakers in fintech together #BWBestOfFintech Date: 28 June, 2024 Venue: Taj MG Road, Bengaluru Associate Partners - BharatPe  - Hyperface  - Computer Age Management Services Limited Fintech Partner: - Netrascan Technologies Pvt. Ltd. Spend Management Partner: - Zaggle Knowledge Partner  - ScoreMe Solutions Community Partner  - Indian Financial Forum Annurag Batra, Tanvie Ahuja, Mobicule Technologies Pvt. Ltd., Resurgent India Limited, Akanksha Jain, Jyoti Prakash Gadia, Sonal Mehta, Shashank Sharma, Siddharth Agarwal, Manokamana Chawla, Aishwarya Jaishankar, Rajesh Jathar, Enakshi Chatterjee, Yuvraj A. Thakker, StoxBox, Setu Shah, Prose Integrated, Devika Kundu Sengupta, Somyajit Sengupta

In this episode, we explore how the #insurance industry is navigating the adoption of #digitaltransformation and #AI advancements with cautious optimism. These technologies promise to revolutionize #underwriting, #claims processing, and #customerengagement, yet they also bring #challenges such as #regulatory hurdles and #ethical concerns. We will discuss how #insurers are balancing #innovation with #risk management, addressing #data #privacy issues, and transforming their #workforce. Join us as we delve into strategies for leveraging #digital and AI to enhance #insurance #operations while mitigating potential downsides. In this episode we discussed the topic - "Cautious optimism in the era of digital and AI” with Mitali Chatterjee, who is the Vice President at Swiss Re Institute, and our host Surya Narayan Saha, who is the #Author of #books "#TheDigitalChoices" and #InsurtechDisrupted”. Points of discussion are as below: 1.With rapid proliferation of digital, technology and AI across industries, what are some of the risks you foresee? And how can insurers help in mitigating these risks? 2.But digital technologies throw open a world of opportunities as well. Is there something that can help to explore these opportunities? 3.What does digital trust comprise of and can it be measured? You can listen to the full episode on #spotifypodcast #applepodcasts #googlepodcasts #amazonmusic and The Insurtech Story website. To find us, just key in "Insurtech Story" or click on the link below: #spotifypodcast - https://lnkd.in/eCDiCeg #applepodcast - https://lnkd.in/dypc_AmD #googlepodcast - https://lnkd.in/dJ8D7RFD #amazonmusic - https://lnkd.in/dwivnHr4 #insurtechstory website - www.insurtechstory.com #insurtech #insurance #insurtechs #podcasts #podcast #podcastshow