CRIF

👁️🗨️ 𝐃𝐞𝐞𝐩𝐟𝐚𝐤𝐞𝐬 𝐚𝐫𝐞 𝐡𝐞𝐫𝐞, 𝐚𝐧𝐝 𝐭𝐡𝐞𝐲’𝐫𝐞 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐯𝐢𝐧𝐜𝐢𝐧𝐠 𝐭𝐡𝐚𝐧 𝐞𝐯𝐞𝐫! From finance to healthcare, entertainment to government, all sectors can fall victim to deepfakes. Learn how to recognize them and protect your business. InnovEcoS, 𝐭𝐡𝐞 𝐂𝐑𝐈𝐅 𝐆𝐥𝐨𝐛𝐚𝐥 𝐎𝐩𝐞𝐧 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 𝐇𝐮𝐛, presents "The Deepfake Challenge: Navigating the Landscape of Detection Solutions", research that explores the evolving threats of 𝐀𝐈-𝐠𝐞𝐧𝐞𝐫𝐚𝐭𝐞𝐝 𝐝𝐞𝐞𝐩𝐟𝐚𝐤𝐞𝐬 and how organizations can protect themselves. As AI advances, 𝐝𝐞𝐞𝐩𝐟𝐚𝐤𝐞 𝐟𝐫𝐚𝐮𝐝 𝐢𝐬 𝐛𝐞𝐜𝐨𝐦𝐢𝐧𝐠 𝐢𝐧𝐜𝐫𝐞𝐚𝐬𝐢𝐧𝐠𝐥𝐲 𝐟𝐫𝐞𝐪𝐮𝐞𝐧𝐭 𝐚𝐜𝐫𝐨𝐬𝐬 𝐚𝐥𝐥 𝐬𝐞𝐜𝐭𝐨𝐫𝐬. The latest InnovEcoS report uncovers how this technology is reshaping industries, such as finance, insurance, media, and many others. ⬇️ Discover some of the most cutting-edge solutions to protect your business and your customers. Download the white paper today: https://lnkd.in/gceEmneD #AI #DeepfakeDetection #FraudPrevention #CyberSecurity

💡 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐫𝐬 must play their pivotal role in driving 𝐞𝐧𝐯𝐢𝐫𝐨𝐧𝐦𝐞𝐧𝐭𝐚𝐥 𝐚𝐧𝐝 𝐬𝐨𝐜𝐢𝐚𝐥 𝐜𝐡𝐚𝐧𝐠𝐞 In an era where climate change and corporate ethics are top of mind for so many, 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐧𝐨𝐰 𝐞𝐱𝐩𝐞𝐜𝐭 𝐛𝐚𝐧𝐤𝐬 𝐚𝐧𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐭𝐨 𝐫𝐞𝐟𝐥𝐞𝐜𝐭 𝐭𝐡𝐞𝐢𝐫 𝐯𝐚𝐥𝐮𝐞𝐬 and support their efforts to lead more sustainable lives. CRIF’s latest 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐨𝐧 𝐁𝐚𝐧𝐤𝐬 𝐫𝐞𝐩𝐨𝐫𝐭 𝐨𝐧 𝐄𝐒𝐆 highlights the gap between consumer expectations and what financial institutions are currently offering. 👉 Get your free copy of CRIF’s latest report! https://lnkd.in/grecwefY

💡 CRIF showcases 𝐝𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 and 𝐨𝐩𝐞𝐧 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 innovation at the 𝐌𝐨𝐭𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 2024 The sector is facing significant challenges: regulatory pressures, new competitors, and a slower than expected uptake of 𝐞𝐥𝐞𝐜𝐭𝐫𝐢𝐜 𝐯𝐞𝐡𝐢𝐜𝐥𝐞𝐬. During the conference, CRIF showed 𝐡𝐨𝐰 𝐝𝐚𝐭𝐚-𝐝𝐫𝐢𝐯𝐞𝐧 𝐚𝐫𝐜𝐡𝐢𝐭𝐞𝐜𝐭𝐮𝐫𝐞 and 𝐨𝐩𝐞𝐧 𝐛𝐚𝐧𝐤𝐢𝐧𝐠 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 can revolutionize the industry. Its machine learning-based transaction categorizer enables smarter application processes and 𝐩𝐫𝐞𝐜𝐢𝐬𝐞 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐬𝐞𝐠𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧, recovering potentially excluded profiles while boosting 𝐜𝐫𝐨𝐬𝐬-𝐬𝐞𝐥𝐥𝐢𝐧𝐠 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬. 🚀 The way forward is clear: successful automotive finance requires robust 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧, enhanced customer loyalty programs, and 𝐀𝐈-𝐩𝐨𝐰𝐞𝐫𝐞𝐝 𝐝𝐚𝐭𝐚 𝐚𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬 to maintain a competitive edge. Read more: https://lnkd.in/g8bi93BJ #MotorFinance #Automotive #FinTech #OpenBanking #Innovation

🚀 On October 22-23, 𝐂𝐑𝐈𝐅 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚𝐭 𝐌𝐨𝐧𝐞𝐲𝐋𝐈𝐕𝐄 𝐍𝐨𝐫𝐝𝐢𝐜 𝐁𝐚𝐧𝐤𝐢𝐧𝐠 𝐢𝐧 𝐂𝐨𝐩𝐞𝐧𝐡𝐚𝐠𝐞𝐧. The MoneyLIVE Nordic Banking event sets the agenda for the future of banking and payment innovation. CRIF is ready to share his knowledge and experience on how his h𝐨𝐥𝐢𝐬𝐭𝐢𝐜 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡 𝐭𝐨 𝐭𝐡𝐞 𝐜𝐫𝐞𝐝𝐢𝐭 𝐣𝐨𝐮𝐫𝐧𝐞𝐲 𝐜𝐚𝐧 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐢𝐧𝐬𝐭𝐢𝐭𝐮𝐭𝐢𝐨𝐧𝐬, while minimizing the risk of default and promoting responsible lending practices. 📢 During the Plenary Session on Wednesday October 23, don’t miss Enrico Gambi’s talk on 𝐭𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐫𝐢𝐬𝐤 𝐚𝐧𝐚𝐥𝐲𝐬𝐢𝐬 𝐟𝐨𝐫 𝐬𝐦𝐚𝐥𝐥 𝐚𝐧𝐝 𝐦𝐞𝐝𝐢𝐮𝐦-𝐬𝐢𝐳𝐞𝐝 𝐞𝐧𝐭𝐞𝐫𝐩𝐫𝐢𝐬𝐞𝐬 (𝐒𝐌𝐄𝐬) through the integration of open banking and ERP systems. This session will highlight how combining these powerful data sources can transform credit origination and customer evaluation processes. Also attending the event will be our colleagues Riccardo Ceci, Davide M. Meo, Claudio Sangiorgi, Natalia Shchelovanova and Craig Harris. Let’s connect and exchange ideas! #MLNordics24 #OpenBanking #ERPsystems

🔍 𝐇𝐨𝐰 𝐭𝐨 𝐮𝐬𝐞 𝐝𝐚𝐭𝐚 𝐦𝐨𝐫𝐞 𝐞𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞𝐥𝐲 𝐭𝐨 𝐦𝐞𝐞𝐭 𝐞𝐧𝐡𝐚𝐧𝐜𝐞𝐝 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐝𝐞𝐦𝐚𝐧𝐝𝐬 Our Banking on Banks report 2024 highlights that people widely understand the benefits that advanced analytics and data can provide, and they will make decisions about who to bank with based on their ability to deliver this. 𝐖𝐡𝐚𝐭 𝐚𝐫𝐞 𝐭𝐡𝐞 𝐟𝐚𝐜𝐭𝐨𝐫𝐬 𝐭𝐡𝐚𝐭 𝐡𝐞𝐥𝐩 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐜𝐡𝐨𝐨𝐬𝐞 𝐚 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐫? The top answer across Austria, France, Germany, Italy, the UK and the US was offering products and services that are relevant and suited to their specific needs (44%). Find out more in CRIF’s latest report ➡ https://lnkd.in/efF_mGa5

💡 𝐆𝐞𝐧𝐀𝐈, 𝐭𝐡𝐞 𝐥𝐚𝐭𝐞𝐬𝐭 𝐞𝐯𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐚𝐫𝐲 𝐬𝐭𝐞𝐩 𝐨𝐟 𝐚 𝐭𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲 𝐭𝐡𝐚𝐭 𝐢𝐬 𝐫𝐚𝐝𝐢𝐜𝐚𝐥𝐥𝐲 𝐫𝐞𝐬𝐡𝐚𝐩𝐢𝐧𝐠 𝐭𝐡𝐞 𝐰𝐚𝐲 𝐰𝐞 𝐰𝐨𝐫𝐤 𝐚𝐧𝐝 𝐥𝐢𝐯𝐞, shows a great potential in the evolution of the financial industry towards a more customer-centric approach. Without quality data and the right skills, however, the risk is to remain in the hype phase, 𝐰𝐡𝐢𝐥𝐞 𝐦𝐚𝐧𝐲 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐚𝐫𝐞 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐠𝐞𝐚𝐫𝐢𝐧𝐠 𝐮𝐩 𝐚𝐧𝐝 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐨𝐧 𝐫𝐞𝐚𝐥 𝐮𝐬𝐞 𝐜𝐚𝐬𝐞𝐬. So, what are the opportunities and challenges, in the short and medium term, that GenAI and traditional AI pose to the finance industry? What is the role of data? 📩 Find out more in the new article in our newsletter and subscribe not to miss our Insights for the Future!

🚀 𝐌𝐞𝐞𝐭 𝐂𝐑𝐈𝐅 𝐚𝐭 𝐭𝐡𝐞 𝐌𝐨𝐭𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐄𝐮𝐫𝐨𝐩𝐞 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝟐𝟎𝟐𝟒 𝐢𝐧 𝐅𝐫𝐚𝐧𝐤𝐟𝐮𝐫𝐭! The event will bring together key players in the motor finance industry to discuss important topics such as regulatory requirements, technological innovations, and strategic developments aimed at optimizing auto financing. 📢 On Thursday October 17, don’t miss Arianna Lombardo - Business Development Director at CRIF - talk about “Driven Innovation in Automotive with Open Banking Powered by AI Algorithm: How to Focus on What Matters in Uncertain Times”. This presentation will highlight the 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐯𝐞 𝐢𝐦𝐩𝐚𝐜𝐭 𝐨𝐟 𝐀𝐈 𝐚𝐧𝐝 𝐨𝐩𝐞𝐧 𝐝𝐚𝐭𝐚 𝐨𝐧 𝐭𝐡𝐞 𝐚𝐮𝐭𝐨𝐦𝐨𝐭𝐢𝐯𝐞 𝐢𝐧𝐝𝐮𝐬𝐭𝐫𝐲, focusing on CRIF’s NEOS solution. It will showcase how advanced analytics, machine learning, and data categorization can enhance key processes such as customer onboarding, loan origination, and risk management. It will also look at market trends, emphasizing the rising demand for seamless digital experiences and the importance of innovation in the automotive sector. Don’t miss the chance to meet our CRIF experts! #OpenBanking #Automotive

🔒 𝐂𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐞𝐱𝐩𝐞𝐜𝐭 𝐭𝐡𝐞𝐢𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐩𝐫𝐨𝐯𝐢𝐝𝐞𝐫𝐬 𝐭𝐨 𝐤𝐞𝐞𝐩 𝐭𝐡𝐞𝐢𝐫 𝐝𝐚𝐭𝐚 𝐬𝐚𝐟𝐞 When it comes to fraud many consumers look to their banks and other financial services providers to protect them, and 62% of the people we surveyed across all markets would move banks if they felt their personal data wasn’t completely secure. Find out more in CRIF’s latest report ➡ https://lnkd.in/efF_mGa5

🔐 𝐂𝐲𝐛𝐞𝐫𝐬𝐞𝐜𝐮𝐫𝐢𝐭𝐲 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐌𝐨𝐧𝐭𝐡 According to data from 𝐨𝐮𝐫 𝐥𝐚𝐭𝐞𝐬𝐭 𝐂𝐲𝐛𝐞𝐫 𝐎𝐛𝐬𝐞𝐫𝐯𝐚𝐭𝐨𝐫𝐲, Europe is the continent most exposed to the illicit exchange of credit card data, while looking at single country rankings Russian Federation, the United States and India are in the top three positions. In the first half of 2024, 𝐭𝐡𝐫𝐞𝐚𝐭𝐬 𝐚𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐞𝐝 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐝𝐚𝐫𝐤 𝐰𝐞𝐛 𝐚𝐫𝐞 𝐠𝐫𝐨𝐰𝐢𝐧𝐠 𝐠𝐥𝐨𝐛𝐚𝐥𝐥𝐲, with a 10% increase in the circulation of stolen personal data, making fraud of various kinds possible more than before. As Cybersecurity Awareness Month has just begun, we renew our commitment to 𝐩𝐫𝐨𝐭𝐞𝐜𝐭 𝐩𝐞𝐨𝐩𝐥𝐞 𝐚𝐧𝐝 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐟𝐫𝐨𝐦 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐫𝐢𝐬𝐤𝐬 and encourage everyone to keep their attention high, especially whenever asked to provide personal data online. Read more ➡ https://lnkd.in/dfmFSDbV #CRIF #CybersecurityAwarenessMonth #cybersecurity #datasafety 

𝐎𝐩𝐞𝐧 𝐁𝐚𝐧𝐤𝐢𝐧𝐠: 𝐓𝐨𝐩 𝟓 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐟𝐨𝐫 𝐜𝐨𝐧𝐬𝐮𝐦𝐞𝐫𝐬 𝐭𝐨 𝐬𝐡𝐚𝐫𝐞 𝐦𝐨𝐫𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐝𝐚𝐭𝐚 1. Receive more favorable conditions 2. Improve their credit score 3. Access personalized products and services 4. Receive a better overall customer experience 5. Optimize money management Check out all the results in CRIF’s latest report: https://lnkd.in/efF_mGa5