Tokyo FinTech

Digital Garage, Inc. has launched “Musubell”, a next-generation real estate transaction DX engagement platform that allows for the creation and management of electronic documents for real estate transactions, as well as the online centralized management of status. Musubell for Brokerage, one of the services in the company’s lineup that specializes in real estate buying and selling brokerage, has partnered with House Do Housing Sales to make it available to over 700 House Do affiliated brokers nationwide in spring 2025. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/giygamyF

The Japan Research Institute (JRI) and Sumitomo Mitsui Banking Corporation – SMBC Group (SMBC) have jointly developed a simulation service for predicting long-term electricity market prices, which will begin operation from November 2024. The Service combines JRI’s accumulated knowledge of the electricity market with SMBC’s data analysis skills, enabling a more detailed representation of the future electricity market, taking into account changes in the future energy mix and interconnection line constraints. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/gPfxEkv4

Z Venture Capital invests in Finfra Embedded finance is transforming the global lending landscape, enhancing user experience while lowering customer acquisition costs (CAC) for businesses. In Southeast Asia, this model has gained traction among BNPL (Buy Now, Pay Later) players in consumer lending; however, the business lending sector remains largely untapped. In Indonesia alone, the MSME (Micro, Small, and Medium Enterprises) financing gap is estimated at $234 billion, according to a 2023 IFC report. Finfra is strategically positioned to lead in the B2B embedded financing space, backed by its full licensing and tailored API integration technology. Additionally, ZVC sees immense potential for collaboration with their affiliate, LINE Bank, and other banking entities under LINE as Finfra scales globally. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/g-8rB2Bj

Reflexivity | Reflexivity Japan (formerly known as Toggle AI Japan), a leading provider of innovative artificial intelligence solutions for the investment industry, has announced a $30M Series B fundraising round led by Greycroft and Interactive Brokers. Additional participation included renowned hedge fund fund managers, Stanley Druckenmiller and Greg Coffey, as well as General Catalyst and SoftBank LatAm. A month ago, Reflexivity announced its strategic partnership with QUICK Corp, a Japanese financial information provider in the Nikkei Group. This collaboration will introduce Reflexivity’s innovative, AI-powered terminal to the Japanese market, providing investors with a groundbreaking tool to enhance data-driven decision-making in an increasingly complex financial landscape. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/g89XpEW2

Japan Security Token Tracker 🇯🇵

The Japan FinTech Observer for the week ending October 27, 2024 - Cutting through the noise in Japanese Finance & FinTech

au kabucom Securities is collaborating with Morgan Stanley MUFG Securities (MSMS) to utilize Morgan Stanley’s Japanese stock trading execution platform to expand its SOR (Smart Order Routing) service and provide trading execution algorithms from Monday, March 3, 2025. This will be the first time in Japan that the trading execution algorithms will be offered to individual customers. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/ga2mxG8V

PayPay Insurance, a group company of LY Corporation, Z Financial Corporation, and PayPay Corporation announced that the Influenza Insurance is again on offer in the PayPay Insurance mini app within the cashless payment service PayPay. This Insurance was launched in January 2023 as the first product in Japan specifically designed for influenza, and has been well received by many users, with the total number of subscriptions exceeding 78,000. A repeat discount is available this year, allowing last year’s subscribers to apply for as little as 240 yen a month. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/g4vjyaJq

Facing ever increasing real estate prices, after introducing the 50-year mortage in March, Rakuten Bank has now raised the upper limit of the loan amount for the “Rakuten Bank 50-Year Home Loan (Reasonable Repayment Plan)” from 100 million yen to 200 million yen. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/gjHujMxw

In an industry first, SBI Sumishin Net Bank, Ltd. has opened an official LINE account that allows users to complete mortgage application procedures online via LINE. 👉 Subscribe to our weekly LinkedIn newsletter, the "Japan FinTech Observer", here: https://lnkd.in/gNjUuSxG https://lnkd.in/geuKE6UQ