AMTD PolicyPal

🔍 In line with AMTD PolicyPal ValueChampion mission of promoting financial wellness, our CEO Cassandra Wee is honoured to be part of the discussion with Lianhe Zaobao 联合早报 理财锦囊: 银行利率五花八门, 存款赚息先过环环槛. The conversation delved into the various savings accounts offered by both digital and traditional banks, exploring the key considerations when selecting the right one. While high-yield savings accounts present a great opportunity to grow your money with minimal risk, they often come with conditions that may reduce their attractiveness. When deciding on your options or making a switch, it’s vital to carefully weigh factors like promotional rates, liquidity, fees, and long-term interest potential. 存入某家银行时, 必须考虑自己的财务目标、银行服务需要, 以及个人偏好。AMTD PolicyPal ValueChampion #FinancialWellness #DigitalBanking #TraditionalBanking #SavingsAccounts #PersonalFinance #MoneyMatters #FinancialHealth https://lnkd.in/g-MPqquZ

We are delighted to have our CEO Cassandra Wee to dive into the discussion with Lianhe Zaobao 联合早报 理财锦囊：精明薅羊毛 谨慎避卡债. "The best credit card is one that enhances your financial health, rewards your habits, and promotes smart spending. 💳💡 明智地使用信用卡,优先选择与你的生活方式相辅相成、能提供实在好处的信用卡,同时避免过度消费或不必要的债务。财务健康不是要拥有更多,而是要对你的长期债务安全负责。” https://lnkd.in/gE4n3SRd #PersonalFinance #SmartSpending #FinancialHealth AMTD PolicyPal ValueChampion

🌟AMTD PolicyPal ValueChampion is honoured to have our CEO Cassandra Wee share insights on the Supplementary Retirement Scheme (SRS) with CNA - How Young Adults Can Make The Most Of Their Supplementary Retirement Scheme (SRS) Funds | Money Mind.💡 SRS is a voluntary scheme designed to encourage individuals to save for their future while enjoying tax relief benefits. By carefully selecting and managing your investments, you can grow your SRS savings and secure a comfortable retirement. 🌱💼 https://lnkd.in/gJEs9vwY #RetirementPlanning #SRS #FinancialFreedom #PolicyPal #ValueChampion

💳 Maximize Your Savings with Point Systems 💳 Our Consumer Product Lead Yi Ting Yeo shared insights with Lianhe Zaobao 联合早报 理财锦囊：积分奖励花样多 精明消费有甜头 on her personal experiences on how leveraging point systems can transform your everyday purchases into substantial savings. By strategically using these platforms, you can stretch your budget further while spending smartly. 🌟 Here are some practical tips to maximize your savings: 1️⃣ Opt for point-earning credit cards for daily expenses. 2️⃣ Stack rewards by using points during promotions. 3️⃣ Redeem points for essential items or travel perks. 4️⃣ Stay updated on special offers from loyalty programs. Start saving smarter today with these tips and make every purchase count! #PersonalFinance #SavingsTips #SmartSpending https://lnkd.in/gaYmRKXd

💡 Real vs. Demo Investing: A World of Difference 💡 We're honoured to have our CEO Cassandra Wee to share insights on the stark contrasts between real and demo investing in this discussion with Lianhe Zaobao 联合早报 理财锦囊 - 美元定存或买卖日元 外汇投资有哪些门道?. The psychological and emotional journey of trading with real money is vastly different from the virtual realm. 🌱 Fear, hope, and greed can heavily influence decisions. The fear of losing real money or the greed for more can trigger impulsive actions—closing trades too soon or holding onto losses for too long. The stress of real-life stakes often leads to deviations from well-laid trading plans. Remember, true growth comes from understanding these emotions and mastering them. Let's navigate this complex landscape together! AMTD PolicyPal ValueChampion #Investing #TradingPsychology #RealInvesting https://lnkd.in/gx4ZSEga

Shrinkflation undoubtedly eats into our budget. But while you can’t stop shrinkflation, here’s how you can outsmart it as a savvy consumer. Learn more budgeting tips with AMTD PolicyPal ValueChampion ✨ #shrinkflation #inflation #adulting

Protecting your home and everything in it could never be more important. Discover common mistakes homeowners make with their home insurance plans and how to avoid them.  AMTD PolicyPal ValueChampion #HomeInsurance #ProtectYourHome #SmartHomeowner #InsuranceTips #Renovation

Secured a job offer but the salary leaves much to be desired? Here's how you can successfully negotiate for what you want. AMTD PolicyPal ValueChampion #job #9to6 #career #adulting #salary #negotiation #work

Your salary isn’t the only thing to look at when choosing a job. Here are a few other factors to consider in your job search. AMTD PolicyPal ValueChampion #worklifebalance #work #career #careertips #jobhunt #jobsearch #employment #dayjob #9to5 #adulting #salary

Debt can be overwhelming, but paying it off quickly is crucial for your financial health. Consider these five different strategies to accelerate paying down your debt. This is brought to you as part of the partnership between Credit Bureau Singapore Pte Ltd and AMTD PolicyPal ValueChampion, in line with our mission of financial health and wellness. Read More: https://lnkd.in/gD44uEdQ #DebtFreeJourney #FinancialFreedom #MoneyManagement #PayOffDebt