Vision Advisory Management

Ever had your travel plans disrupted by unexpected delays or cancellations? It’s frustrating, but having the right travel insurance can make all the difference. Whether it’s a delayed flight or a sudden trip cancellation, not all policies offer the same protection. It’s crucial to understand what your travel insurance covers so you’re not caught off guard when it matters most. Don't let the fine print surprise you—be prepared and ensure peace of mind on your next adventure. Curious to know more? Check out the full article here. https://vist.ly/3mg4wb7 #WeAreVision #TravelSmart #TravelInsurance #TravelTips #PeaceOfMind #KnowYourCoverage

Ever feel like the daily grind is taking a toll on your mental health? It’s more important than ever to take proactive steps to manage stress, prioritize self-care, and break the stigma around mental health. Whether it's setting aside time for mindfulness, getting that much-needed rest, or simply talking openly about mental well-being, small changes can make a big impact. Here are 3 essential tips to boost your mental health today and remember, taking care of your mind is just as important as taking care of your body. #MentalHealthMatters #SelfCare #StressManagement #BreakTheStigma #WellbeingJourney

Thinking about getting a home loan? It’s a major decision, and asking the right questions can make all the difference. Have you considered how the interest rate—whether fixed or variable—will affect your long-term payments? What about the hidden costs like processing fees or the flexibility of your repayment plan? And don't forget to check if refinancing options are available for future financial flexibility. These 6 questions can help you navigate the process and ensure you’re making the best choice for your new home! #WeAreVision #HomeLoans #FinancialPlanning #SmartBorrowing #HomeSweetHome #SGHome #SGHomeLoan #SGMortgageLoan

We organized an exhilarating day for our financial planning partners at HyperDrive! From high-speed thrills to friendly competition, this cosy bonding session was all about bringing everyone together and having a blast. It was the perfect way to strengthen relationships and enjoy some well-deserved fun outside the office. #WeAreVision #TeamBonding #HyperDriveSG #FinancialPlanningPartners #StrongerTogether #WorkHardPlayHard

The recently released Manulife Asia Care Survey 2024 has shed light on some fascinating trends and preferences in the world of health insurance plans. According to the survey, a significant number of individuals are now prioritizing comprehensive health coverage, with a focus on protection against critical illnesses and access to quality healthcare services. One key takeaway from the survey is the growing demand for investment-linked policies, such as the Manulife SmartRetire Funds, Manulife InvestReady Funds, and Manulife SmartWealth Funds. These policies offer a unique combination of insurance protection and investment opportunities, allowing policyholders to grow their wealth while safeguarding their financial future. Moreover, the survey highlights the importance of staying informed about policy details, making changes when necessary, and understanding the various sub-funds available within investment-linked policies. By actively managing their policies and investments, individuals can optimize their coverage and financial growth potential. As we navigate the ever-changing landscape of healthcare and insurance, it's crucial to be proactive in securing the right protection for ourselves and our loved ones. Whether you're considering a new policy, looking to make changes to your existing coverage, or planning for a policy payout, now is the time to take action. If you're ready to explore your options and ensure that you have the best possible protection in place, I invite you to arrange a no-obligation chat with our experienced financial consultant. Together, we can tailor a plan that meets your specific needs and goals, providing you with peace of mind and financial security for the future. Stay informed, stay protected, and let's embark on this journey towards a healthier and more secure tomorrow together. Reach out today to start the conversation! https://vist.ly/3hrgg #WeAreVision #HealthInsurance #InvestmentPlanning #FinancialSecurity #ManulifeAsiaCareSurvey2024 #InsuranceTrends #ProtectYourFuture

𝐄𝐧𝐬𝐮𝐫𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐋𝐞𝐠𝐚𝐜𝐲: 𝐀𝐯𝐨𝐢𝐝𝐢𝐧𝐠 𝐂𝐨𝐦𝐦𝐨𝐧 𝐁𝐥𝐢𝐧𝐝 𝐒𝐩𝐨𝐭𝐬 𝐢𝐧 𝐖𝐢𝐥𝐥 𝐏𝐫𝐞𝐩𝐚𝐫𝐚𝐭𝐢𝐨𝐧 As Singapore's population ages, the importance of legacy planning and will preparation cannot be overstated. In our latest newsletter on family legacy planning, we delve into seven common blind spots that individuals should be aware of when drafting their wills. 1️⃣ CPF Nominations: Keep your Central Provident Fund (CPF) nominations up to date to ensure your savings are distributed according to your wishes. 2️⃣ Joint Tenancy Properties: Properties held under joint tenancy automatically transfer to the surviving joint tenant, bypassing the need for probate. Consider restructuring to tenants-in-common for alternative distribution options. 3️⃣ Proper Selection of Witnesses: Ensure your will's validity by choosing independent and impartial witnesses who understand the implications of the document. 4️⃣ Asset Inventory: A comprehensive list of your assets aids executors in efficiently administering your estate and prevents disputes among beneficiaries. 5️⃣ Inform Executors and Guardians: Proactively communicate with your chosen executor and guardians to avoid confusion and delays in executing your will. 6️⃣ Residuary Estate Clause: Including this clause ensures any remaining assets are distributed according to your wishes, minimizing the risk of unintended beneficiaries. 7️⃣ Update Post-Marriage: Marriage nullifies prior wills, so revise your will to reflect your new marital status and ensure your spouse is included. While self-education is beneficial, estate planning requires professional expertise to navigate potential pitfalls and ensure legal compliance. Engage a qualified legal professional specializing in wills and estate planning to guarantee a legally sound and comprehensive will tailored to your individual circumstances. source: https://vist.ly/3h5se #WeAreVision #LegacyPlanning #EstatePlanning #Wills #FamilyLegacy #ProfessionalAdvice

Are you cultivating the financial habits that lead to success? Establishing strong financial habits can make a world of difference in achieving your financial goals. Regularly tracking your expenses helps you stay aware of where your money is going, while periodic reviews and adjustments ensure you remain on course. Setting clear financial goals and monitoring your progress towards them keeps you motivated and focused. Plus, maintaining an emergency fund provides a crucial safety net for unexpected expenses. Embrace these habits to empower your financial decision-making and build a secure future. #WeAreVision #FinancialHabits #MoneyManagement #FinancialSuccess #EmergencyFund #GoalSetting

As we kick off the second half of the year, we're excited to share that our recent market and product update sessions have equipped our financial planning partners with crucial insights and tools to better serve their clients. These regular updates provide the consultants with the latest knowledge on market trends and new products, ensuring they can offer informed advice and innovative solutions. A heartfelt thank you to our incredible partners—Manulife Affiliate Wealth, Nikko Asset Management, Natixis, Singlife, China Life, Capital Group, Schroders Investment Management, and Income Singapore. Your unwavering support and expert updates keep our team motivated and well-informed. Here's to a successful and informed second half of the year! #MarketUpdates #ProductUpdates #InvestmentPartners #InsurancePartners #FinancialConsultants #TeamSupport #ClientFirst

Are you prepared for market volatility? Staying calm and focused during turbulent times can be challenging, but it's crucial for long-term investment success. By avoiding impulsive reactions and sticking to a well-thought-out strategy, you can protect your portfolio from unnecessary losses. Consistency and patience are key to navigating short-term fluctuations and achieving steady growth. Embrace a disciplined approach to investing and maintain your focus on long-term goals. Your future self will thank you. #WeAreVision #InvestSmart #MarketVolatility #LongTermGrowth #InvestmentStrategy #FinancialPlanning

It’s durian season, and we couldn’t miss the chance to celebrate our top 20 producers from our financial planning partner with the "King of Fruits"! That's when we decided to host a Durian Party, bringing together the leading performers for an evening of fantastic company and, of course, delicious durian. It was a great way to honour their hard work and achievements, enjoying a unique and memorable experience together. This gathering not only highlighted their outstanding performance but also reinforced the strong bonds within our team. Sharing this traditional treat and engaging in lively conversations provided a perfect blend of celebration and camaraderie. A huge thank you to everyone who joined us and made the evening so special. Here’s to continuing our success and many more celebrations to come! #WeAreVision #DurianParty #TopProducers #Celebration #TeamBonding #FinancialPlanning