PRAVEX BANK

October. Marigolds. Symbol of Ukraine. Marigolds represent childhood, parents and home. 🧡 These flowers are a symbol of loyalty and devotion. Ukrainians believe that marigolds protect the house from evil spirits and ignite love in the heart. Despite the variety of flowers, marigolds grow in almost every garden of our country, especially where family values and comfort reign. Let marigolds bloom, recalling the traditions of our families and the song that each of us knows. 🫶 Let's take care of these symbolic flowers, because they remind us of real values in life. #SymbolsUkraine #UkrainianCulture #PRAVEXСalendar2024

💐Happy Day of Knowledge, friends! We wish all pupils, students and teachers new knowledge, significant achievements and inspiration for learning in the new academic year! On this special day, we are proud to remind you of the project “Learning ourselves, teaching others”, which inspires all PRAVEX BANK employees to continuous learning and development. This project combines the “Shchebetunka” initiative, where we continue to improve our Ukrainian language skills, and the “Financial Literacy Ambassadors” initiative, which aims to improve the level of financial education among children, adolescents and students. 🫶 Learn, develop, share your knowledge - the future depends on our desire for knowledge and willingness to change the world for the better! Together, we are building an educated and successful Ukraine! #PRAVEX_BANK #Day_of_Knowledge

September. Trembita. A symbol of Ukraine. The trembita is the voice of the Carpathians and the longest musical instrument in the world, whose unique sound can be heard for tens of kilometers. 👆 Carpathian shepherds used it to announce the release of sheep to the fields or other significant happenings in the mountains. Today, the trembita has become a part of festive events and festivals. 🧡 Our hearts are captured by its unique sound and gives us a sense of Ukrainian authenticity. We carry the strength and spirit of Ukraine in this powerful instrument, reminding us of our loyalty and devotion to our homeland. #Symbo #UkrainianCulture #PRAVEXСalendar2024

Today we celebrate the freedom, unity and strength of our Ukraine. 💙💛 Independence is the way forward, our pride and our shared responsibility to future generations. We believe in your future, Ukraine, we work for your prosperity and are proud of your resilience! May this day remind us all of how strong we are together. Side by side, we are able to overcome any challenges and reach new heights. 🫶 We wish peace, prosperity and endless well-being for every corner of our native Ukraine! #PRAVEX_BANK #Independence_Day_of_Ukraine

National Flag Day of Ukraine - this holiday embodies our unity, invincibility and unwavering faith in a better future. 🇺🇦 The yellow-blue Flag is a symbol of our dreams, victories and strength spirit, which always strives for freedom, independence and peace. Under this banner, each of us daily overcomes challenges, contributes to the prosperity of Ukraine and embodies the values that unite us all. 💙💛 So let the yellow-blue colors always fill our hearts with joy, confidence and pride for our native land, and peace reigns in every corner of our Homeland! #PRAVEX_BANK #National_Flag_Day_of_Ukraine

August. Sunflower. The symbol of Ukraine. Sunflower is the energy of the sun and health! This wonderful plant not only impresses with its beauty, but is also a symbol of life and prosperity. It fills us with warmth and light, reminding us of our home and our Ukrainian roots. 🌻 For Ukrainians, the sunflower is more than just a flower. It is an image of the Motherland, a home where warmth and comfort always reign. It inspires and gives joy. In every sunflower we see the strength and resilience of our people. #Symbo #UkrainianCulture #PRAVEXСalendar2024

PRAVEX BANK Became a Partner of the Information Campaign to Protect the Rights of Consumers of Insurance Services "Know Your Rights: Insurance", organized by the National Bank of Ukraine. The key objective and goal of the Know Your Rights: Insurance campaign is to protect the rights of policyholders and improve consumer knowledge of insurance services. PRAVEX BANK supported the campaign aimed at improving the financial literacy of Ukrainians. "Protection of the rights of insurance consumers is key to increasing financial literacy and trust in financial institutions. Such initiatives not only inform consumers about their rights, but also help to avoid possible problems and misunderstandings in the future. Participation in this campaign gives us the opportunity to support our customers by providing them with the necessary information to make informed financial decisions and strengthen their confidence in choosing insurance services," said Semion Babaev, Deputy Chairman of the Management Board, Head of the Main Business Department of PRAVEX BANK. 👉 More here: https://lnkd.in/et8jk66V #PRAVEX_BANK #IntesaSanpaoloGroup #KnowYourRights

The rating agency "Standard Rating" has confirmed the long-term credit rating of PRAVEX BANK at the level of uaAAA according to the national scale. This demonstrates the highest creditworthiness compared to other Ukrainian borrowers or debt instruments. 👆 Data from statistical reporting for 1Q 2024 and the period January-May 2024 were considered by the rating committee when deciding. During the first quarter of 2024, the share of loans granted to clients increased to 18.75%, investments in securities increased to 42.20%, and the share of funds from individuals for the period from January to March 2024 increased to 31.35%. PRAVEX BANK continued to maintain a high level of liquidity by placing free funds in NBU deposit certificates, government bonds, and government securities of other countries. Prudent lending and credit risk control enabled PRAVEX BANK to maintain the quality of its loan portfolio at a high level. As of the beginning of June 2024, PRAVEX BANK was well provided with liquidity, as evidenced by the high values of the Bank's relevant standards (NSFR, LCRvv, and LCRs), which exceeded the limit values set by the NBU by a significant margin. The relevant factors, as well as the high level of external support from the sole shareholder of the Bank - the international banking group Intesa Sanpaolo Group - allowed the Agency to update the credit rating of PRAVEX BANK at such a high level. The level of external support, solvency margin, and liquidity of the Bank allows it to confidently pass the period of exacerbation of the group of systematic risks during martial law. #ratings #PRAVEX_BANK #IntesaSanpaoloGroup #banking #ukraine #stability

July. Wheat spikelet is a symbol of Ukraine. 🌾 Spikelets of wheat are a symbol of one of the largest shrines of the Ukrainian people - bread. They reflect hard work and unity, and are the personification of yield and prosperity, fertility of the Ukrainian land. 👆 The deep symbolism of the yellow spikelet goes back centuries, but today it lives outside the latitudes of Ukrainian fields. Spikelets are embroidered on clothes, decorate a festive table with them and repeat its shape in ornaments. It became one of the symbols of Ukrainian art and modernity. #SymbolsUkraine #UkrainianCulture #PRAVEXСalendar2024