IFA Magazine

Why now is the time for Fixed Income November edition of IFA Magazine now available. Read and download your copy here: https://lnkd.in/gzHJpqVN #IFA #Financialadviser #financialplanner #financialservices

After the Autumn Budget was announced, the country is looking at a massive economic change in the forthcoming year due to changes in a number of sectors. And for first-time buyers, however, it isn’t good news. With many potential homeowners hoping for the higher threshold that was introduced as temporary relief to stay, Jonathan Bone, Head of Mortgages at Better.co.uk has provided insight into what this means for the future of first-time buyers and the housing market as a whole. #FirstTimeBuyers #HousePrices

In a week with a U.S. presidential election and market volatility, the Federal Reserve cut its policy rate 25 basis points (bps) as expected. Amid this noise and the generally positive messages from recent macro data, Fed Chair Jerome Powell emphasized that downside economic risks had decreased, but the policy rate remains above neutral, suggesting that gradual cuts are still likely to come over time. #Fed By Tiffany W., Managing Director and Economist, and Allison Boxer, Economist at PIMCO

So, as expected, we now know the Federal Reserve’s latest interest rate decision which, as expected, was to cut rates to the range of 4.5 to 4.75% , in a similar move to that of the Bank of England earlier today. Sharing her analysis about today’s Fed rates decision, Lindsay James, investment strategist at Quilter Investors comments. #Fed #USInterestRates #Trump

Our U.S.-qualified advisers, Antony Marziban and George Stainton, were recently featured in IFA Magazine, sharing insights on how potential changes in taxes, healthcare, and trade policies could adversely affect UK expats living in the US. Read more about what these shifts could mean for you: https://lnkd.in/g_pE-jFP #inthenews #expatfinance #uselection

The FCA (Financial Conduct Authority) has today published the rules firms must follow when designing and operating a commercial Pensions Dashboard. Rachel Vahey, head of public policy at AJ Bell, comments. #Pensions https://lnkd.in/ea2h2zUz

Sharing his analysis and reaction to what today’s interest rate cut means for markets, mortgages and savings, Laith Khalaf, head of investment analysis at AJ Bell, comments #InterestRates #Budget2024

A new study has found greater scope for customer outcomes to be represented at board level in financial services firms to support compliance with Consumer Duty regulations, and to align with best-practice Financial Conduct Authority (FCA) guidance. The research from customer experience services provider ArvatoConnect, found how nearly half (46%) of financial services businesses wished they’d gained greater board level leadership and representation on customer outcomes. #ConsumerDuty

A summer glow came to an end in September, as net retails sales of investment funds saw outflows of £3.4 billion, according to data published by The Investment Association (IA) today. #Equities https://lnkd.in/eer7EKQS

Governor Andrew Bailey’s recent comments the BoE could be “a bit more aggressive” with cuts if inflation data remains favourable are now ringing a little hollow. Even before the Budget it was possibly wishful thinking. #UKInterestRates #Budget2024 By Rob Morgan, Chief Investment Analyst at Charles Stanley