Open Banking Excellence (OBE)

🗞 Latest Newsletter just in time for your weekend read 🗞 As the U.S. embarks on its open banking journey with regulations like Section 1033, there’s immense potential for growth. The impact of this shift is likely to be felt globally, but the path isn’t without challenges. Global collaboration and innovative frameworks are key to unlocking greater consumer control and financial inclusion. That’s why OBE is here. Subscribe to our newsletter to stay informed, inspired, and ahead of the curve. #OpenBanking #FinancialInnovation #FinTech #DigitalTransformation #FinancialInclusion #Section1033 #OpenFinance #Money2020USA

On Remembrance Day, we pause to express our deep gratitude and solemn respect for the brave men and women who made the ultimate sacrifice in the service of their country. Their selflessness and unwavering commitment to defending our freedoms and values will never be forgotten. We remember the sacrifices of those who left their homes, their families, and their loved ones to stand on the front lines, often facing unimaginable hardships and dangers. Their dedication to preserving peace and liberty is a shining example of courage and honor. As we gather in solemn reflection, let us also renew our commitment to the pursuit of lasting peace, understanding, and unity among nations. Let us strive to ensure that the sacrifices made by those who came before us were not in vain. We honour and remember those who gave their today for our tomorrow. Lest we forget. #RemembranceDay SSAFA the Armed Forces charity Royal British Legion Help for Heroes

Trumping Tradition: Can Crypto Push Open Banking Even Further? Find out for yourself - Episode 3 now live Stream on Spotify https://lnkd.in/dwg8cR9u

📢 Breaking News: With Trump back in the White House, whispers of a crypto-powered economy are growing louder, while #Bitcoin has hit an all-time high! What could this mean for the future of #OpenBanking and the financial industry? As crypto gains traction, the demand for seamless digital transactions could put Open Banking in the spotlight like never before. A crypto-friendly administration might push traditional financial institutions to innovate and adapt to a decentralised world. 🌐 Expect potential impacts across: ⭐️ Enhanced #APIs for real-time crypto transactions ⭐️ More secure #Fintech integrations ⭐️ Heightened focus on data transparency and consumer control Episode 3 of Open Banking Excellence: Industry Insights goes live tomorrow, where industry experts discuss the topic of Crypto, and how it will impact and influence the Open Banking ecosystem. Follow on Spotify- https://lnkd.in/dwg8cR9u How do you think Trump’s crypto vision could reshape Open Banking? Let’s discuss! 👇 #Crypto #OpenFinance Lawrence Wintermeyer Austin Elwood Dr Jane Thomason Nick Jones Robert Courtneidge Yatin Vadhia Gareth Connolly Jennifer M. Lorentz, JD, MA Stefan Rausch Amélie Arras Zumo Global Digital Finance The Payments Association TrueLayer Salesforce Mastercard EPAM Systems UK Finance

U.S. Open Banking is poised for major acceleration, but could political uncertainty hamper momentum? As revealed in The Transatlantic Index USA, 90% of companies surveyed have made U.S. expansion a key part of their strategy. With the finalisation of U.S. Open Banking regulations by the Consumer Financial Protection Bureau (CFPB), all eyes are on the largest financial services market with projected growth of $35.79bn by 2031. However, with the latest U.S. election results, political uncertainty could impact momentum. For UK tech firms eyeing expansion, this presents both exciting opportunities and new uncertainties. Stay ahead of the curve. https://bit.ly/40K0lNx Download The Transatlantic Index USA to understand how the evolving political landscape could affect your plans for U.S. Open Banking. University of Oxford Fidelity Investments British Embassy Washington Department for Business and Trade Financial Data Exchange ✯ Helen Child ✯ Figen Ceceli Pinar Ozcan Lord Iain McNicol John Pitts Ashwin Vasan Sir William Russell Don Cardinal Tom Bull Henk Van Hulle Brendan Jones Janine Hirt Adam Jackson Dan Moore Stuart Rimmer MBE Stefano Vaccino Karen Elliott Vaughan Jenkins Faith Reynolds Ghela Boskovich Jane Barratt Alexandra Morgan Fons Trompenaars Dorina Miron Cîrlig Natalia Cruz Héctor Arias Brian Jamieson Craig Marston Bryan H. Stephen Bassett Sudindra V R Ignacio Pera #USOpenBanking #FintechExpansion #OpenBanking #CFPB

⭐️In case you missed it ⭐️ Open Banking Excellence: Industry Insights Episode 2 Understand the foundations of PSD3, and the future it has shaped for Open Banking and Open Finance. At Open Banking Excellence, we strive to be your Knowledge Resource Hub, keeping you in the know and up to date with our ever-changing ecosystem. Stay ahead of the curve with Open Banking Excellence: Industry Insights. Listen on Spotify Now - https://bit.ly/3Z3ciwx

⭐️Open Banking Excellence: Industry Insights Episode 2 out now!⭐️ In this episode, we revisit the significant changes brought by PSD3 and analyse its lasting impact on the world of Open Banking and Finance. Join industry leaders as they discuss how PSD3 evolved from its predecessor, PSD2, to introduce a more comprehensive regulatory framework that reshaped financial services across Europe. We explore the challenges and successes experienced post-implementation, the role of The Financial Data Access (FiDA) framework, and the expanded scope covering pensions, insurance, and broader financial data sharing. Hear firsthand insights on how these changes have improved API quality, consumer rights, and competition in the financial sector. We also delve into how the regulation set the stage for new financial innovations and the ongoing efforts to adapt and thrive in an era of open finance. Tune in to gain an in-depth understanding of what PSD3 has meant for businesses and consumers and where the industry is heading next. Listen on Spotify now - https://lnkd.in/eM3qQG_S Douglas Mackenzie FF News | Fintech Finance, Nida Sattar Allica Bank, Brian Hanrahan Nuapay - a GoCardless company, Anu Widyalankara EY, Piers Marais #OpenBanking #OpenFinance #PSD3 #API #OpenBankingPodcast #Security #Fraud

Open Banking Excellence: Industry Insights Episode 2 out tomorrow! PSD3 has proven to be more than just a sequel to PSD2; it’s reshaped payment services with a broader, comprehensive approach. The regulation was a step toward creating a harmonised system across the ecosystem, removing the ambiguity of national interpretations. We've seen a symphony of regulatory advancements post-PSD3, showcasing Europe’s commitment to strengthening and evolving its financial services market. Open banking has solidified its status as a movement, and everyone in the ecosystem has adapted to thrive in this dynamic environment. Understand the foundations of PSD3, and the future it has shaped for open banking and open finance - Out Tomorrow. Spotify - https://lnkd.in/e4S7HYNw Douglas Mackenzie FF News | Fintech Finance, Nida Sattar Allica Bank, Brian Hanrahan Nuapay - a GoCardless company, Anu Widyalankara EY, Piers Marais Currencycloud

📣 The Transatlantic Index USA has landed! We're excited to reveal the unique data-driven report led by University of Oxford, Fidelity Investments and supported by the British Embassy in Washington D.C., the Department for Business and Trade and Financial Data Exchange (FDX). This must-read report explores the impact and opportunities following last week’s game-changing, 594-page Consumer Financial Protection Bureau (CFPB) rule for Open Banking in the U.S. 📱Scan the QR code or download https://lnkd.in/esrrfrpz for key insights! ✯ Helen Child ✯ Figen Ceceli Pinar Ozcan Lord Iain McNicol John Pitts Ashwin Vasan Sir William Russell Don Cardinal Tom Bull Henk Van Hulle Brendan Jones Janine Hirt Adam Jackson Dan Moore Stuart Rimmer MBE Stefano Vaccino Karen Elliott Vaughan Jenkins Faith Reynolds Ghela Boskovich Jane Barratt Alexandra Morgan Fons Trompenaars Dorina Miron Cîrlig Natalia Cruz Colin Henderson Héctor Arias Brian Jamieson Craig Marston Bryan Hahn Steve Bassetti Sudindra V R Ignacio Pera #OpenBanking #TransatlanticIndexUSA #CFPB #IndustryInsights

We’re LIVE! Kicking off the Podcast track at Money20/20 Vegas! Head over to the MoneyPot Podcast Studio on Level 2 for "Open Banking in the U.S. - The Global Gamechanger," featuring insights from our Founder & CEO ✯ Helen Child ✯ Child, alongside industry leaders Figen Ceceli from Fidelity Investments and Ashwin Vasan from FS Vector. With the latest updates from the Consumer Financial Protection Bureau (CFPB), this conversation is more relevant than ever. Don’t miss it! #Money2020USA #OpenBanking #CFPB #Fintech