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Are you looking for a career that empowers you to grow, and offers flexibility? Look no further. Financial advising could be the perfect fit for you. With your unique perspectives and skills, you can excel in this field and make a real difference in people's lives. At the Quilter Academy, we’ll give you the skills you need to feel confident that the foundations are in place for your new career. Find out more 👉 bit.ly/4c2jJbs

We're excited to announce that Caroline Ault has been recognised as one of LGBT Great’s Top Gamechangers for 2024🎉 "Through Quilter’s Together With Pride network, I’ve learned the importance of not only being ‘visible’ but being supportive and engaged with the community and the issues we can face. "It means a lot to me to be recognised in the LGBT Great Top Gamechangers and I'm committed to fostering a safe and inclusive working environment where differences are genuinely celebrated." Well done, Caroline, your contributions to LGBTQ+ inclusion and innovation are truly inspiring. #LGBTGreat #LGBTQInclusion #P1K #Project1000

In the past decade, a year has been added to the age an average man leaves the labour market, and for women, the figure is nearly 18 months. The UK is also witnessing a significant return of over three million people aged 50 and over to the workforce, a movement termed “the great un-resignation". There are many reasons behind these trends, such as increased longevity, and a desire for social engagement. Our Head of Retirement Policy, Jonathan Greer: “For some, the decision to continue working is driven by job satisfaction and the fulfilment they derive from their careers, making the prospect of retirement less appealing.” Men now retire just before 66, women at 66.5. Improved health and well-being in older age play a crucial role in why people are retiring later. With life expectancy rising, many extend their working years to ensure financial security. Read the full article 👇

Congratulations to Carolyn Hopper for being named one of LGBT Great’s 2024 Top Gamechangers 🌈 "I'm really proud to be recognised in the LGBT Great Top Gamechangers. LGBTQ representation in the workplace fosters a culture of inclusivity and innovation and also ensures all voices are heard and valued. "I'm privileged to work alongside LGBTQ individuals and allies who continue to strive for equality and acceptance and inspire me with their stories of bravery and resilience." Well done, Carolyn, your dedication to advancing LGBTQ+ inclusion and driving innovation in our field is truly commendable. #LGBTGreat #LGBTQInclusion #P1K #Project1000

More teachers and nurses could become higher rate taxpayers by the end of the decade, if Rachel Reeves goes ahead with mooted plans to continue a freeze of income tax thresholds. The thresholds at which people start paying the basic, higher and additional rates have been frozen since 2021. The freeze is set to end in 2028 but the Chancellor is rumoured to be considering extending this to 2030. Our NHS pension expert, Graham Crossley: “The rumoured continued freeze on income tax thresholds would have a significant impact on many professionals, including nurses and junior doctors, over the coming years." Read the full article 👇

Are you seeking a fulfilling and flexible career that supports your work-life balance? Financial advising offers all of this and more. In this profession, you'll have opportunities for growth and the chance to make a real impact. Through the Quilter Academy, we provide all the training and support needed to help you succeed. Find out more 👉 bit.ly/4c2jJbs

The government could be looking to raise more money from death duties by changing inheritance tax (IHT) rules in the upcoming Budget, according to reports. Though the Treasury has not confirmed the reports, Reeves is expected to go after inheritance tax exemptions rather than increasing the rate at which the tax is charged. IHT receipts have already been hitting record highs in recent years, soaring to £7.5bn in 2023/24. Rising asset prices mean it's not just the ultra-wealthy who are impacted. In fact, they often pay less inheritance tax than those who sit somewhere in the middle. Our, tax and financial planning expert, Rachael Griffin: "The super-rich tend to avoid it [paying IHT] by hiring tax advisers to navigate the complex web of reliefs and exemptions. “Consequently, the majority of the annual £7bn revenue comes from those who are well-off, but largely because they have worked hard, saved, and invested diligently throughout their lives.” Read the full article 👇

Chancellor Rachel Reeves' plan to freeze income tax thresholds could result in up to 1.5 million more pensioners paying higher taxes, our calculations have shown. This move, rumoured to be announced in the Budget on October 30, aims to raise billions for the Treasury. The thresholds have been frozen since 2021 and are not expected to rise with inflation until 2028, potentially extending to 2030. Our Head of Retirement Policy, Jonathan Greer: “If Labour decides to keep income tax thresholds frozen until 2030 it could potentially drag 1-1.5 million extra pensioners into higher or additional rate tax brackets. "It is a move that would boost government coffers by stealth while allowing Labour to maintain that it has not increased the headline rate of income tax.” Read the full article 👇

The number of people living to 100 in the UK will increase by 200% – what does this mean for your pension? Our analysis for MoneyWeek suggests that to meet PLSA standards a single person would need a pension pot worth £459,000 to get a moderate level of income from an annuity, rising to £738,000 for a comfortable retirement. Our Head of Retirement Policy, Jonathan Greer: “What the figures continue to show is that it will take a concerted effort to achieve a pension pot required to meet the difference between the income level indicated by the PLSA standard and that provided from the full state pension." Read the full article 👇

In today’s digital age, protecting your personal and professional information is more important than ever. That’s why we’re sharing tips and tricks to help keep us all more safe online. Check out our 8 security habits that will take your cyber safety game to the next level.   Stay vigilant and stay safe! #CyberSecurityMonth